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ULDD Phase 3 Update

January 30, 2018

Freddie Mac and Fannie Mae (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our November 2017 announcement. Today’s announcement provides details on the ULDD Phase 3 implementation timeline.

Implementation Timing

The GSEs provided implementation timelines and an associated mandate in response to industry needs, allowing an extended adoption period to comply with the ULDD Phase 3 requirements. The GSEs have established that the complete ULDD Phase 3 data will be required beginning May 20, 2019.

To assist lenders with pipeline management, loans with an Application Received Date on or after January 1, 2019, and delivered on or after May 20, 2019, must meet the ULDD Phase 3 requirements. Details are provided in the updated timeline below (also available here on the ULDD webpage).

ULDD Phase 3 Timeline

Click to enlarge

Additional Information

Within the coming weeks, the ULDD FAQs and specification documents will be updated to reflect the information provided in this announcement.

Freddie Mac's Loan Selling Advisor Customer Test Environment (CTE) is available and has been updated to accommodate lenders and vendors who wish to test the ULDD Phase 3 extension schema and data requirements.

Please visit Freddie Mac's ULDD webpage to learn more about the Phase 3 requirements. For further information about ULDD Phase 3 or this announcement, please reach out to your Freddie Mac representative.

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