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Guide Bulletin 2018-16: New Opportunities for Affordable Lending and Rural Housing

September 26, 2018

As part of our Duty to Serve plan, we’re announcing new and revised underwriting guidelines to facilitate a secondary market for mortgages that support affordable housing preservation and rural housing.
Please review our Single-Family Seller/Servicer Guide (Guide) Bulletin 2018-16 for details on the following: 

  • Selling and servicing requirements for our Community Land Trust mortgage offering
  • Updated requirements for mortgages secured by properties subject to resale restrictions
  • Additional flexibility in the use of sweat equity as a source of down payment for Home Possible® Mortgages

With these changes, we can work better together to help increase homeownership opportunities for very low-, low- and moderate-income families in historically underserved markets.

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