Single-Family News Center
You Can Now Originate Certain Loans Without an Appraisal
Get to closing faster. Save money. Our automated collateral evaluation (ACE) can now be applied to both no cash-out refinance and purchase transactions.
Updated Requirements for Debt Payment-to-income Calculation, Appraisals and More in Guide Bulletin 2017-23
October 18, 2017 - Learn more about new flexibilities and opportunities for your business with requirement updates we are announcing in Guide Bulletin 2017-23.
UCDP Release Notification - Appraisal Form 1004D/442 Functionality
October 17, 2017 - Effective October 30, 2017, Freddie Mac and Fannie Mae (the GSEs) will support the Appraisal Update and/or Completion Report (Freddie Mac Form 442 / Fannie Mae Form 1004D) in the Uniform Collateral Data Portal® (UCDP®).
Updates to Imminent Default Evaluation, SCRA, Property Condition Certificates and More in Guide Bulletin 2017-22
October 11, 2017 - Learn about the new rules-based approach for determining imminent default for mortgage modifications. Guide Bulletin 2017-22 also announces other updates important to Servicers.
Upcoming Servicer Performance Profile Changes
October 11, 2017 - On October 31, we're making big improvements to your Servicer Performance Profile. But first, we have to make a few changes, beginning this weekend.
Loan Product Advisor® Updates Support New HMDA Demographic Information Data
October 02, 2017 - Loan Product Advisor® will be updated on October 8, 2017, to align with the updated Consumer Financial Protection Bureau (CFPB) reporting requirements as referenced in the November 1, 2016, Freddie Mac and Fannie Mae joint announcement.
Resources to Help You with the Freddie Mac Flex Modification
October 02, 2017 - Now that you've begun evaluating borrowers for Flex Modification Trial Period Plans, we want to remind you that we offer training and resources to make your evaluations as smooth as possible going forward.
Temporary Seller Reimbursement Process for Property Inspection Costs
September 29, 2017 - As a follow-up to Guide Bulletin 2017-21, we are providing Sellers with details on how to request reimbursement for expenses associated with certain property inspections.
URLA Implementation Timeline Updates
September 26, 2017 - Today we're announcing important implementation updates related to the Uniform Residential Loan Application and publishing the updated Demographic Information Addendum.
A Simpler Version of eNotes is on the Way
September 26, 2017 - The GSEs announce a new electronic promissory Note (eNote) specification to support the delivery of eMortgage loans.
Our Ongoing Response to Recent Disasters: Updates to Temporary Selling and Servicing Requirements
September 25, 2017 - As the 2017 hurricane season continues with strong storms that cause damage and hardship to millions, we're working hard to respond quickly to help our Seller/Servicers and their borrowers. We're announcing updates to our temporary Selling and Servicing requirements in Guide Bulletin 2017-21.
New Name, Look and Feel for the Selling System
September 21, 2017 - The Freddie Mac Selling System will be rebranded to Loan Selling Advisor on December 11 - fully integrating it into Freddie Mac Loan Advisor Suite. We're also making other improvements, primarily based on customer feedback.
The GSEs Support Your UCD Transition
September 15, 2017 - Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.
Guide Bulletin 2017-20 Announces Credit Underwriting, Appraisal and Condo Requirement Changes
September 14, 2017 - Guide Bulletin 2017-20 announces credit underwriting, appraisal and condo requirement changes
Temporary Hurricane Harvey and Irma Requirements in Guide Bulletin 2017-19
September 13, 2017 - In today's Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-19 we're announcing temporary changes and reminders for our Sellers and Servicers.
New Guide Bulletin Updates Loss Mitigation, Security Instruments Storage and Expense Reimbursement Requirements
September 13, 2017 - In Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-18, we're announcing updates to loss mitigation, security instrument storage and expense reimbursement requirements.
Guide Bulletin 2017-17 Announces Enhanced Relief Refinance Requirements
September 08, 2017 - Today's Bulletin announces complete requirements for our new high LTV refinance offering, Freddie Mac Enhanced Relief RefinanceSM.
Temporary Selling Requirements for Properties Impacted by Hurricane Harvey
September 07, 2017 - Guide Bulletin 2017-16 announces temporary selling requirements for properties impacted by Hurricane Harvey.
Are You Ready for the Freddie Mac Flex Modification® on October 1?
September 05, 2017 - Fall is around the corner and you must begin evaluating borrowers for the Flex Modification no later than October 1, 2017. To help you get ready and make your process as smooth and efficient as possible, we've added training.
Guide Bulletin 2017-15: Updates on Investor Reporting Changes and More
August 30, 2017 - Guide Bulletin 2017-15 provides updates on our Investor Reporting Change Initiative, Uniform Instruments requirements and highlights Servicer impacts from Guide Bulletin 2017-10.
Mortgages Secured by Properties in Areas Affected by Hurricane Harvey
August 29, 2017 - If you have mortgages in the delivery pipeline that are secured by properties located in areas impacted by Hurricane Harvey and you are not able to represent and warrant that a mortgage meets our requirements, you should remove that mortgage from a Guarantor pool or Cash commitment.
Servicing Guide Bulletin and Additional Information Regarding Hurricane Harvey
August 29, 2017 - To ensure that borrowers continue to receive the assistance they need, we're announcing a temporary suspension of foreclosures and evictions. Read more for Guide Bulletin details and other important information regarding Hurricane Harvey .
Aligned Disclosures: A Step Closer to Single Security
August 26, 2017 - On August 28, 2017, Freddie Mac will begin using the aligned disclosure standards that will support the future Single Security for single-family securities we issue, including our Participation Certificates (Gold PCs).
Guide Bulletin 2017-13 Announces ACE Expansion to Include Purchases
August 23, 2017 - Guide Bulletin 2017-13 announces an expansion of automated collateral evaluation (ACE) eligibility and updates to the list of mortgages ineligible for ACE.
Automated Collateral Evaluation Now Available for Purchase Transactions
August 18, 2017 - On Sept 1, 2017, our automated collateral evaluation (ACE), an innovative automated alternative to traditional appraisals, will be expanded to include purchase transactions for certain Loan Product Advisor® mortgages.
Updates to Freddie Mac's New High LTV Refinance Offering
August 17, 2017 - FHFA announces updates to our new high LTV refinance offering and the extension of HARP.
September 2017 Selling System Update
August 15, 2017 - We are announcing a new critical edit on the MI Certificate Identifier, effective September 18, 2017, and reminding you about the upcoming Uniform Closing Dataset implementation mandate.
New Loan Product Advisor® Message Updates
August 11, 2017 - We updated Freddie Mac Loan Product Advisor® feedback messages on August 9, 2017.
Revised Rental Income Requirements and Other Updates
August 09, 2017 - We are making changes to our rental income qualification requirements and guidance as announced in Guide Bulletin 2017-12.
New Loan Collateral Advisor® Welcome Page and UCDP® Feedback Messages
August 03, 2017 - We're improving the Loan Collateral Advisor® welcome page by adding graphics that deliver information in a more user-friendly way. We're also updating the proprietary feedback messages you see in the tool and the UCDP®.
Important Browser Update News for Freddie Mac Internet Explorer Users
August 03, 2017 - For Optimal Experience with Loan Advisor Suite®, Upgrade to Internet Explorer® 11
Reminder & Notices
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.