Single-Family News Center
Uniform Residential Loan Application and New Uniform Loan Application Dataset for Loan Product Advisor
We’re continuously developing supporting documents and webinars to help you prepare for the redesigned URLA and new ULAD for Loan Product Advisor®.
Freddie Mac Loan Advisor - The Edge You Need for Speed, Efficiency and Results
November 09, 2018 - We're listening to your feedback and making changes that deliver speed, efficiency and results. We're enhancing Freddie Mac Loan Advisor℠ to provide the value you need to give you an edge - The Freddie Edge℠.
November Loan Product Advisor Updates Give You More Efficiency
November 08, 2018 - Loan Product Advisor® is being updated on November 11, 2018, with changes you told us would help you work faster and more efficiently.
New Checklist to Help You Get Ready for the Single Security
November 07, 2018 - Implementation of the Single Security is just around the corner and we want to make sure you are getting the support you need to get ready. Check out our latest resources including a Seller/Servicer readiness checklist.
Temporary Selling Requirements for Mortgages or Borrowers Affected by Hurricane Michael
November 07, 2018 - Bulletin 2018-20 provides temporary selling requirements for certain mortgages secured by properties, or for borrowers with places of employment in eligible disaster areas impacted by Hurricane Michael.
Now it's Easier to Grow Your Condo Business
November 05, 2018 - The newest Freddie Mac Loan Advisor℠ tool, Condo Project Advisor℠, helps you grow your business with unit-level condo waivers for loans that wouldn't otherwise be eligible for sale to Freddie Mac.
Business Intelligence Updates Offer Greater Insight into ACE, Rep and Warranty Relief and AMC Trends
November 05, 2018 - The latest Business Intelligence release includes a new AMC Analysis Dashboard and insights to help you improve processes and become more efficient.
Loan Selling Advisor - Enhancements and Expanded Hours
November 02, 2018 - Today, we're announcing enhancements to Loan Selling Advisor® including a new Purchase Statement data export capability, and incorporating new messaging and search functionality for Mandatory Cash Contracts.
Register for Investor Reporting Change Initiative Live Workshop
November 01, 2018 - Join us for a FREE one-day workshop to learn how the investor reporting changes, which are effective May 2019, impact your organization's internal processes.
Easier Collateral QC and Underwriting with Loan Collateral Advisor Updates
October 31, 2018 - In response to your feedback, we've updated Loan Collateral Advisor® with simplified risk scoring, increased opportunity for rep and warranty relief and a transparent relief eligibility threshold.
Guide Bulletin 2018-19: Opportunities and Key Requirement Changes for Sellers
October 31, 2018 - Guide Bulletin 2018-19 announces changes to rental income requirements, documentation for social security retirement and disability benefits and settlement/closing disclosure statements. Read the Bulletin for details on these and other updates.
Loan Selling Advisor - New Critical Edits and Seller Pipeline Management
October 29, 2018 - We're announcing new critical edits in Loan Selling Advisor® to enforce homeownership education requirements, ensure appropriate delivery of certain Investor Feature Identifiers, and other data elements.
Updated Home Possible Mortgage Available
October 29, 2018 - Now, you can submit to Loan Product Advisor® and deliver Home Possible® mortgages with new flexibilities and advantages for your borrowers.
Disaster-Related Forbearance Policy Added to Loan Coverage Advisor
October 22, 2018 - Loan Coverage Advisor® has been updated to include the Disaster-Related Forbearance Policy. Now you can track reporting events and Alternative Payment Plan information for disaster-impacted loans after August 25, 2017 that meet the policy requirements defined in Single-Family Seller/Servicer Guide Chapter 1301.11.
Guide Bulletin 2018-18: Loan Collateral Advisor, Condo Projects, Disaster Flexibilities and More
October 17, 2018 - Read Guide Bulletin 2018-18 for updates to our selling requirements for Loan Collateral Advisor, condominium projects and condominium project reviews and more.
Temporary Requirements for Properties Affected by Hurricane Florence and Other Disasters
October 03, 2018 - Guide Bulletin 2018-17 provides guidance and temporary requirements for properties affected by Hurricane Florence and other disasters.
Revised PMIERS Incorporates Credit and Counterparty Risk Updates
September 27, 2018 - Our Private Mortgage Insurer Eligibility Requirements (PMIERs) have been revised to incorporate changes related to our assessment of credit and counterparty risk. The revised PMIERs will become effective on March 31, 2019.
You Asked. We Answered with Loan Product Advisor Updates
September 27, 2018 - In response to your feedback, Loan Product Advisor® is being updated on October 29, 2018, to combine Home Possible® and Home Possible Advantage® into one offering.
More Financing Opportunities for Rural Housing and to Preserve Affordable Housing
September 27, 2018 - As part of our Duty to Serve plan, we provide robust offerings and product flexibilities for Home Possible® sweat equity and shared equity homeownership fields.
Guide Bulletin 2018-16: New Opportunities for Affordable Lending and Rural Housing
September 26, 2018 - As part of our Duty to Serve plan, we are announcing new and revised underwriting guidelines to facilitate a secondary market for mortgages that support affordable housing preservation and rural housing.
Updates to Documenting a Primary Residence in Loan Product Advisor
September 21, 2018 - Guide Bulletin 2018-15, provides direction for submitting loan information to Loan Product Advisor for special borrower eligibility when a property is occupied as a primary residence by a borrower's parent or disabled child.
Selling Requirement Changes Announced in Guide Bulletin 2018-15
September 19, 2018 - Read Guide Bulletin 2018-15 for details on updates to requirements for authorized user accounts, super conforming mortgages, automated cash payups and more.
Updated Resources Supporting the Redesigned URLA and ULAD Mapping Document
September 18, 2018 - We've published new and updated documents supporting the redesigned Uniform Residential Loan Application and the Uniform Loan Application Dataset Mapping Document.
Important Updates for Servicers in Guide Bulletin 2018-14
September 18, 2018 - Guide Bulletin 2018-14 announces updates related to the Investor Reporting Change Initiative, borrower evaluation notices and solicitation letters and other important updates for Servicers.
FHFA Solicits Comments on Proposed Rule on Prepayment Rates and the UMBS
September 17, 2018 - The Federal Housing Finance Agency has issued a press release calling for public input on a proposed rule to require Freddie Mac and Fannie Mae to align programs, policies, and practices that affect the prepayment rates of TBA- eligible mortgage-backed securities.
Soon, You'll Be Able to Finance More Mortgages
September 13, 2018 - Coming Soon: Through our Duty to Serve plan, we're expanding our offerings so you can finance more mortgages for families in underserved markets. Stay tuned.
New Loan Collateral Advisor and UCDP Feedback Messages
September 06, 2018 - Loan Collateral Advisor enhancements coming this fall will include new Loan Collateral Advisor® and Freddie Mac proprietary Uniform Collateral Data Portal® (UCDP®) feedback messages. We're providing these messages now so you can start building them into your processes.
Enhanced Relief Refinance Reminder and Loan Product Advisor Updates
August 31, 2018 - We're reminding clients that our high loan-to-value refinance offering, Freddie Mac Enhanced Relief Refinance®, is available beginning November 1 and providing Loan Product Advisor® feedback message updates.
Updates for Cash Executions
August 31, 2018 - Today, we're announcing Loan Selling Advisor® changes coming in early Q4 2018 to support cash executions, including new valid values and eliminating the need to deliver Investor Feature Identifiers for cash-specified payups.
Updates to Home Possible Mortgages and More in Guide Bulletin 2018-13
August 29, 2018 - Today's Guide Bulletin 2018-13 announces updates to our Home Possible® offerings, payment calculations for student loans, rental income requirements and more.
Save Time with Correspondent Assignment Center Search Enhancements
August 28, 2018 - It's now faster and easier to search shared loans in Correspondent Assignment Center with quick links and improved navigation.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.