Single-Family News Center
FreddieMacCONNECT – Your Connection to Growth
Register for our annual client conference for customized training, market insights and networking opportunities.
Duty to Serve – Confronting Housing Challenges for Three Underserved Markets
We're developing solutions for rural housing, manufactured housing and the preservation of affordable housing.
Updates to Documenting a Primary Residence in Loan Product Advisor
September 21, 2018 - Guide Bulletin 2018-15, provides direction for submitting loan information to Loan Product Advisor for special borrower eligibility when a property is occupied as a primary residence by a borrower's parent or disabled child.
Selling Requirement Changes Announced in Guide Bulletin 2018-15
September 19, 2018 - Read Guide Bulletin 2018-15 for details on updates to requirements for authorized user accounts, super conforming mortgages, automated cash payups and more.
Updated Resources Supporting the Redesigned URLA and ULAD Mapping Document
September 18, 2018 - We've published new and updated documents supporting the redesigned Uniform Residential Loan Application and the Uniform Loan Application Dataset Mapping Document.
Important Updates for Servicers in Guide Bulletin 2018-14
September 18, 2018 - Guide Bulletin 2018-14 announces updates related to the Investor Reporting Change Initiative, borrower evaluation notices and solicitation letters and other important updates for Servicers.
FHFA Solicits Comments on Proposed Rule on Prepayment Rates and the UMBS
September 17, 2018 - The Federal Housing Finance Agency has issued a press release calling for public input on a proposed rule to require Freddie Mac and Fannie Mae to align programs, policies, and practices that affect the prepayment rates of TBA- eligible mortgage-backed securities.
Soon, You'll Be Able to Finance More Mortgages
September 13, 2018 - Coming Soon: Through our Duty to Serve plan, we're expanding our offerings so you can finance more mortgages for families in underserved markets. Stay tuned.
New Loan Collateral Advisor and UCDP Feedback Messages
September 06, 2018 - Loan Collateral Advisor enhancements coming this fall will include new Loan Collateral Advisor® and Freddie Mac proprietary Uniform Collateral Data Portal® (UCDP®) feedback messages. We're providing these messages now so you can start building them into your processes.
Enhanced Relief Refinance Reminder and Loan Product Advisor Updates
August 31, 2018 - We're reminding clients that our high loan-to-value refinance offering, Freddie Mac Enhanced Relief Refinance®, is available beginning November 1 and providing Loan Product Advisor® feedback message updates.
Updates for Cash Executions
August 31, 2018 - Today, we're announcing Loan Selling Advisor® changes coming in early Q4 2018 to support cash executions, including new valid values and eliminating the need to deliver Investor Feature Identifiers for cash-specified payups.
Updates to Home Possible Mortgages and More in Guide Bulletin 2018-13
August 29, 2018 - Today's Guide Bulletin 2018-13 announces updates to our Home Possible® offerings, payment calculations for student loans, rental income requirements and more.
Save Time with Correspondent Assignment Center Search Enhancements
August 28, 2018 - It's now faster and easier to search shared loans in Correspondent Assignment Center with quick links and improved navigation.
Greater Insight into Loan Quality with New Business Intelligence Dashboards
August 28, 2018 - New and Improved Loan Quality Advisor® Business Intelligence dashboards give you even more information to help you improve your operations and loan quality.
Coming Soon: New Collateral Scoring and Feedback Messaging
August 24, 2018 - We heard you, and based on your feedback we're improving the collateral experience with updates to Loan Collateral Advisor® that simplify risk scoring and feedback, and expand access to collateral representation and warranty relief. We will provide you with the new feedback messages in the coming weeks, so you can build them into your workflow.
Reminder: Plan for MERS System Migration
August 16, 2018 - We're reminding clients that the MERS® System and MERS® eRegistry will be unavailable for transactions in mid-September. Read our article for details.
New 55-day Mirror Securities Issued to Pave Way to Single Security
August 07, 2018 - We have begun issuing new 55-day mirror mortgage-backed securities for the current population of exchange-eligible 45-day Freddie Mac Gold Participation Certificates (PCs) and Giant PCs. This milestone supports the launch of the Single Security Initiative on June 3, 2019.
UCDP System Outages: August 6 and August 12
August 03, 2018 - The UCDP will be unavailable due to scheduled maintenance for 4 hours on August 6 and August 12. During these times users will not be able to access the UCDP to submit or review appraisals.
The Changes Are Here: HomeOne Mortgage Available and Area Median Income Updates
July 26, 2018 - Starting on July 29, you'll be able to run Freddie Mac HomeOneSM mortgages through Loan Product Advisor®. This mortgage solution, which is available to qualified first-time homebuyers, offers a low down payment option of just three percent. Also, we're updating the income limits for Home Possible® mortgages to increase the product's focus on low- and moderate-income borrowers.
Guide Bulletin 2018-12: Lender Credit, Leasehold Estate Requirements and More
July 25, 2018 - We're updating lender credit requirements to permit Sellers to apply excess lender credit as a principal curtailment of the mortgage. Read Guide Bulletin 2018-12 for more on this and other changes.
Servicing Guidance for Mortgages Impacted by Eligible Disasters
July 18, 2018 - Read our latest Industry Letter for reminders related to servicing mortgages impacted by eligible disasters.
Now It's Even Easier to Originate Condominium Loans
July 16, 2018 - Improved condominium requirements, including extending ACE to eligible condominium units, make it easier for you to originate condominium loans.
ULDD Phase 3 Update
July 10, 2018 - Freddie Mac and Fannie Mae are providing an update to Phase 3 of the Uniform Loan Delivery Dataset, as a follow up to our January 30, 2018, announcement.
Guide Bulletin 2018-11: Service Loans Application Update Postponed and STOS Moratorium Moved
July 06, 2018 - The updates to Service Loans application related to subsequent transfer of servicing (STOS) requests will be implemented on August 13. The STOS moratorium has been moved to July 30- August 12, 2018. Learn more.
Are You Prepared for the Borrower of the Future?
July 03, 2018 - Demographic, financial, technological and cultural forces are transforming America. Freddie Mac has embarked on a journey to help you better understand and prepare for the changing market.
Get More Data at Your Fingertips with Enhanced Business Intelligence Dashboards
July 02, 2018 - Updates to Business Intelligence dashboards give you greater insight into UCD status and your automated collateral evaluation (ACE) and collateral rep and warranty relief eligibility.
It's Now Easier to Use Loan Selling Advisor℠
June 29, 2018 - New search and usability screen changes are coming to Loan Selling Advisor in July.
ACE Eligibility for Condo Units, Cash-Servicing Released and More in Guide Bulletin 2018-10
June 27, 2018 - Guide Bulletin 2018-10 announces automated collateral evaluation appraisal waiver eligibility for condo units, updates to cash-servicing released and more.
Important Update to the GSEs UCD Seller Data Requirements
June 26, 2018 - Important Update to the GSEs UCD Seller Data Requirements
Single Security Poll – Are You On Track?
June 21, 2018 - We did a readiness poll at the May 14, 2018, Single Security conference. Here’s what we found. Take the same poll and see where you stand.
Single Security Tabletop Market Readiness Testing
June 21, 2018 - Freddie Mac and Fannie Mae will be facilitating a walk-through of key security activities later this year for the new Single Security. We are looking for interested parties to join us in this exercise.
U.S. Treasury Supports the Single Security
June 20, 2018 - U.S. Treasury Counselor to the Secretary Craig Phillips expressed unambiguous support for the Single Security.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.