Single-Family News Center
Come See Us May 19 – 22 at MBA Secondary in New York City
Welcome to the reimagined mortgage market. Visit Freddie Mac in booth 505 or our Client Central room (O’Neill) at the New York Marriott Marquis.
Guide Bulletin 2019-8 Announces Important Updates and Reminders for Servicers
April 10, 2019 - Guide Bulletin 2019-8 includes important updates related to approved Servicer reimbursement amounts, insurance loss settlements, the Investor Reporting Change Initiative and more.
Outreach and Marketing Tips to Reach the Mortgage-Ready Market
April 04, 2019 - A large percentage of mortgage-ready consumers don't even know they could afford to finance a home. Learn some strategies to capture their business by bridging this gap of awareness for them. Part three of a three-part series.
Reminder: Upcoming UCD Seller Data Requirement
April 03, 2019 - Freddie Mac and Fannie Mae (the GSEs) have reduced the Seller data requirements from previous UCD Specifications and have narrowed the requirement to the Seller data that is disclosed in the Borrower's Closing Disclosure. Lenders are required to include the subset of the Seller data as indicated in the June 26, 2018 announcement.
Single Security Will Soon be Visible in Loan Selling Advisor
April 03, 2019 - To help you prepare for the Single Security, we want to make sure you are aware of a few things you will see in the next several weeks in Loan Selling Advisor.
Guide Bulletin 2019-7: Expansion of Asset and Second Home Requirements and Other Updates
April 03, 2019 - Learn more about new flexibilities related to assets and second homes in Guide Bulletin 2019-7. The Bulletin also includes other updates that may be important to your mortgage business.
Let Them Know It's Possible: Three Percent Down
April 02, 2019 - If down-payment funding is the number-one barrier to homeownership, the Home Possible mortgage can help your borrowers overcome it. Learn how. Part two of a three-part series.
New eMortgage Resources to Help You Get Started
April 01, 2019 - Check out the new and updated resources to help you get started with eMortgages.
What's Keeping Lower-Income Families from Homeownership?
March 28, 2019 - Explore mortgage-ready consumers' main reasons for not buying a home – and learn how to capture their business. Part one of a three-part series.
We're Making Changes to Loan Product Advisor
March 26, 2019 - On March 31, 2019, we're updating Loan Product Advisor® based on feedback you've shared with us. These changes include improved messaging for specific loan scenarios to give you the answers you need to make quicker decisions and help you underwrite more loans.
Loan Selling Advisor Critical Edit for Due Date of Last Paid Installment
March 18, 2019 - Loan Selling Advisor will require that the Last Paid Installment Due Date (Sort ID 440) be current as of the month of funding for all cash loans. Loans settling on or after April 29, 2019 that do not meet this requirement will receive a critical edit.
Guide Bulletin 2019-6 Announces New Servicer Rewards Program and More
March 13, 2019 - Guide Bulletin 2019-6 announces updates to requirements for REO properties, changes to the Servicer Success Scorecard and a new Servicer recognition program.
Freddie Mac Set to Issue UMBS Based on Revised TBA Guidelines
March 11, 2019 - With the approval of revised guidelines for the To-Be-Announced (TBA) market, Freddie Mac is set to issue its first 55-day payment delay, TBA-eligible UMBS on June 3, 2019.
Debunking Manufactured Housing Myths – Get the Facts
March 07, 2019 - Don't believe the myths you hear about manufactured housing. Get the facts about financing and design so you can help your borrowers purchase a manufactured home. Show your borrowers why manufactured housing is a viable option.
Guide Bulletin 2019-5: Income, Lender Incentives, Property Insurance and More
March 06, 2019 - Guide Bulletin 2019-5 announces automated income assessment with Loan Product Advisor using tax return data and key selling requirement changes that impact your business.
Industry Letter Announces Updated Requirements Related to Single Security
March 05, 2019 - We published an Industry Letter as a follow up to the final rule the Federal Housing Finance Agency adopted on February 28, 2019, supporting the Single Security Initiative.
We're Reimagining Servicing with a New Rewards Program, and More
March 04, 2019 - Today we’re announcing our Reimagine Servicing initiative, an effort to transform the servicing landscape – imagine greater technology speed and efficiency, simplified processes and more.
More Loan Selling Advisor® Enhancements for Cash – Coming March 25
March 04, 2019 - On March 25, Cash Servicing Retained Sellers will be able to automatically price loans against a contract at time of loan allocation. We'll also begin disclosing SRP values as a separate component on the Cash Price Sheet and activate new optional fields for Cash-Released XChangeSM clients.
Home Possible Income and Property Eligibility Tool
February 22, 2019 - Introducing the Freddie Mac Home Possible Income and Property Eligibility Tool
Coming Feb. 25 - Loan Selling Advisor Import Cash Contract Capability
February 21, 2019 - On February 25, Sellers who sell for Cash will be able to import Fixed Rate Cash Contract data in Loan Selling Advisor®, which will include optional fields for Cash-Released XChangeSM clients.
Loan Product Advisor Updates Support New VA Policies, Single Security and Home Possible
February 15, 2019 - We are updating Loan Product Advisor® to align with new Department of Veterans Affairs (VA) policies, the Freddie Mac Single Security Initiative and updates to Freddie Mac Home Possible®.
Barriers to Accessing Homeownership—Watch the Video from Freddie Mac and the Urban Institute
February 11, 2019 - View this informative video from the Urban Institute research Barriers of Accessing Homeownership. This event featured guest speaker, Danny Gardner, Freddie Mac's senior vice president, Affordable Lending & Access to Credit
Save Time with Enhanced Search Features in Loan Collateral Advisor
February 08, 2019 - The newest Loan Collateral Advisor® release includes search enhancements that help you get the information you want faster, while running fewer searches.
Sweat Equity Can Increase Homeownership Opportunities
February 07, 2019 - We're committed to tearing down barriers to homeownership to help you finance more mortgages for families with low to moderate incomes in rural areas.
Guide Bulletin 2019-4: Condo Project Requirements and More
February 06, 2019 - Guide Bulletin 2019-4 announces updates to condo project and income requirements, includes a reminder related to the Investor Reporting Change Initiative and more.
Loan Selling Advisor - New Enhancements, Reminders and Edits
January 29, 2019 - We're announcing new enhancements, reminders and edits to Loan Selling Advisor®.
New Loan Product Advisor Updates Help You Work Faster
January 28, 2019 - On January 27, 2019, we updated Loan Product Advisor® with enhancements you told us would help you get more done faster.
Faster Access to Data with the New Business Intelligence Home Page
January 28, 2019 - The latest Business Intelligence release includes a new home page that offers immediate access to the data that's most important to you and lets you easily navigate to individual drill-down dashboards.
Rural Properties Appraisal Webinar
January 25, 2019 - Freddie Mac is offering a Reviewing Rural Properties webinar to help you better understand our appraisal requirements and flexibilities for rural properties. No need to book travel, you can login from anywhere. All you need is your Seller/Servicer number and access to Freddie Mac Learning.
Guide Bulletin 2019-3 Updates Selling Guidance and Requirements Related to the Federal Government Shutdown
January 16, 2019 - Guide Bulletin 2019-3 revises guidance and requirements related to the government shutdown which we previously announced on January 3, 2019.
CreditSmart - Steps to Homeownership Tutorial: New Enhancements
January 16, 2019 - Beginning January 29, we're excited to announce new enhancements to the CreditSmart® - Steps to Homeownership Tutorial.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.