Single-Family News Center: Sell and Deliver
You Can Now Originate Certain Loans Without an Appraisal
Get to closing faster. Save money. Our automated collateral evaluation (ACE) can now be applied to both no cash-out refinance and purchase transactions.
What's New with Loan Advisor Suite?
December 06, 2017 - Find out more about Loan Selling AdvisorSM, automated collateral evaluation and other updates we've made to Loan Advisor Suite®.
Single Security Quickly Becoming a Reality
December 04, 2017 - The Federal Housing Finance Agency (FHFA) reported on the progress Freddie Mac and Fannie Mae (GSEs) have made towards the successful implementation of the Uniform Mortgage-Backed SecuritiesTM (UMBSTM) or the Single Security.
Loan Limits for 2018 Are Increasing
November 28, 2017 - In line with the Federal Housing Finance Agency announcement today, we're increasing our maximum base conforming and high-cost area loan limits on January 1, 2018.
Guide Bulletin 2017-26: Updates to Credit Underwriting and Mortgage Eligibility Requirements, Loan Product Advisor and More
November 15, 2017 - Guide Bulletin 2017-26 announces updates to credit underwriting and mortgage eligibility requirements, Loan Product Advisor and more.
Here's How We've Put Your Feedback on eMortgage Adoption to Work
November 14, 2017 - Read the follow-up to the 2016 survey findings report to see exactly how the GSEs are addressing barriers to eMortgage adoption.
Heads Up: Customer Testing Updates for Investor Reporting Changes
November 10, 2017 - We are updating our customer testing strategy supporting the Investor Reporting Change Initiative to provide a better, more flexible customer experience.
ULDD Phase 3 Updates and Guidance
November 07, 2017 - We are introducing updates to the existing ULDD Phase 3 specification with updated appendices.
Why the Single Security Should Be on Your Radar
November 01, 2017 - As you start mapping out your plans for 2018, make sure you’re keeping the Single Security initiative on your radar. Learn more about the activities leading to the launch of the Single Security in 2Q of 2019.
Temporary Selling Requirements Related to California Wildfires
October 25, 2017 - Guide Bulletin 2017-24 extends the temporary selling requirements announced in previous Guide Bulletins to mortgages secured by properties located in Eligible Disaster Areas impacted by wildfires in California.
Updated Requirements for Debt Payment-to-income Calculation, Appraisals and More in Guide Bulletin 2017-23
October 18, 2017 - Learn more about new flexibilities and opportunities for your business with requirement updates we are announcing in Guide Bulletin 2017-23.
Temporary Seller Reimbursement Process for Property Inspection Costs
September 29, 2017 - As a follow-up to Guide Bulletin 2017-21, we are providing Sellers with details on how to request reimbursement for expenses associated with certain property inspections.
URLA Implementation Timeline Updates
September 26, 2017 - Today we're announcing important implementation updates related to the Uniform Residential Loan Application and publishing the updated Demographic Information Addendum.
A Simpler Version of eNotes is on the Way
September 26, 2017 - The GSEs announce a new electronic promissory Note (eNote) specification to support the delivery of eMortgage loans.
Our Ongoing Response to Recent Disasters: Updates to Temporary Selling and Servicing Requirements
September 25, 2017 - As the 2017 hurricane season continues with strong storms that cause damage and hardship to millions, we're working hard to respond quickly to help our Seller/Servicers and their borrowers. We're announcing updates to our temporary Selling and Servicing requirements in Guide Bulletin 2017-21.
New Name, Look and Feel for the Selling System
September 21, 2017 - The Freddie Mac Selling System will be rebranded to Loan Selling Advisor on December 11 - fully integrating it into Freddie Mac Loan Advisor Suite. We're also making other improvements, primarily based on customer feedback.
The GSEs Support Your UCD Transition
September 15, 2017 - Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.
Guide Bulletin 2017-20 Announces Credit Underwriting, Appraisal and Condo Requirement Changes
September 14, 2017 - Guide Bulletin 2017-20 announces credit underwriting, appraisal and condo requirement changes
Temporary Hurricane Harvey and Irma Requirements in Guide Bulletin 2017-19
September 13, 2017 - In today's Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-19 we're announcing temporary changes and reminders for our Sellers and Servicers.
Guide Bulletin 2017-17 Announces Enhanced Relief Refinance Requirements
September 08, 2017 - Today's Bulletin announces complete requirements for our new high LTV refinance offering, Freddie Mac Enhanced Relief RefinanceSM.
Temporary Selling Requirements for Properties Impacted by Hurricane Harvey
September 07, 2017 - Guide Bulletin 2017-16 announces temporary selling requirements for properties impacted by Hurricane Harvey.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.