Single-Family News Center: Sell and Deliver
Duty to Serve – Confronting Housing Challenges for Three Underserved Markets
We're developing solutions for rural housing, manufactured housing and the preservation of affordable housing.
Optional ULDD Phase 3 Data Delivery Starts Monday
February 21, 2018 - Learn about critical updates and resources as you prepare to deliver ULDD Phase 3 data to us.
Guide Bulletin 2018-1: Extension of Effective Date for Rental Income Revisions and Updates to Incorporate ULDD Phase 3 Requirements
January 31, 2018 - Guide Bulletin 2018-1 announces an extension of the effective date for rental income revisions and updates to ULDD Phase 3 requirements.
Loan Product Advisor® to Generate Alphanumeric Values for LP Keys
January 31, 2018 - Loan Product Advisor will begin generating alphanumeric values for LoanProspectorKeyIdentifier (LP Key) this summer. Begin reviewing any systems that use or store LP Keys to ensure that alphanumeric values are accepted.
ULDD Phase 3 Update
January 30, 2018 - Today's update provides the mandate date (May 20, 2019) and Application Received Date (January 1, 2019) for Phase 3 of the Uniform Loan Delivery Dataset.
Important UCD Update
January 30, 2018 - Starting June 25, Uniform Closing Dataset (UCD) edits will turn critical/fatal and the Borrower Closing Disclosure PDF must be embedded for all loans with an associated UCD submission.
New Loan Selling Advisor Critical Edits
January 30, 2018 - Today, we're announcing new Loan Selling AdvisorSM critical edits, effective June 1, 2018.
Loan Advisor Suite® Business Intelligence Honored at MicroStrategy World™ 2018
January 24, 2018 - Freddie Mac was recently honored with a MicroStrategy Customer Award at MicroStrategy WorldTM 2018.
Freddie Mac Flood Insurance Requirements Remain Unchanged Despite a Lapse in the National Flood Insurance Program
January 22, 2018 - The National Flood Insurance Program's (NFIP) authority to issue new and renewal policies and increase coverage on existing policies expired on January 20, 2018. Our policies on flood insurance remain unchanged.
Federal Government Shutdown Will Not Impact Freddie Mac Operations
January 22, 2018 - The current federal government shutdown will have no direct impact on Freddie Mac, since we are not a government agency and are not funded through the congressional appropriations process.
Take Advantage of Our New Low Loan Balance Execution Opportunity
January 19, 2018 - Beginning on February 1, 2018, you will have a new cash execution opportunity for loans with original balances of $200,000 or less.
Update on Rental Income Changes and MI Master Policies
January 10, 2018 - The revised rental income requirements announced in Bulletin 2017-12 will now be effective for Freddie Mac mortgages with settlement dates on and after November 30, 2018. MI companies will issue new master policies this year reflecting the revised GSE rescission relief principles.
Register Now to Test Our Investor Reporting Changes
January 09, 2018 - We continue to make progress on the Investor Reporting Change Initiative, and we'll soon be entering the testing phase of the project. Register today to test our investor reporting changes.
Request for Input: Alternate Credit Scores
January 08, 2018 - Freddie Mac encourages stakeholders to respond to a Request for Input on alternate credit scores, as issued by our regulator, the Federal Housing Finance Agency (FHFA).
New Duty to Serve Plan Supports Underserved Markets
December 18, 2017 - Today, we published a comprehensive, three-year Duty to Serve plan for working with the mortgage industry, housing groups and other stakeholders.
Guide Bulletin 2017-28: New Opportunities Related to Representation and Warranty Framework, Income Used for Qualifying, Land Trust Mortgages and Other Updates
December 14, 2017 - With Guide Bulletin 2017-28, we are announcing requirement changes that offer new flexibilities and opportunities for you and your borrowers.
Update on the UCD Seller Data Requirement
December 12, 2017 - Freddie Mac and Fannie Mae (the GSEs) no longer require the Seller CD PDF as part of the UCD XML file submission.
What's New with Loan Advisor Suite?
December 06, 2017 - Find out more about Loan Selling AdvisorSM, automated collateral evaluation and other updates we've made to Loan Advisor Suite®.
Single Security Quickly Becoming a Reality
December 04, 2017 - The Federal Housing Finance Agency (FHFA) reported on the progress Freddie Mac and Fannie Mae (GSEs) have made towards the successful implementation of the Uniform Mortgage-Backed SecuritiesTM (UMBSTM) or the Single Security.
Loan Limits for 2018 Are Increasing
November 28, 2017 - In line with the Federal Housing Finance Agency announcement today, we're increasing our maximum base conforming and high-cost area loan limits on January 1, 2018.
Guide Bulletin 2017-26: Updates to Credit Underwriting and Mortgage Eligibility Requirements, Loan Product Advisor and More
November 15, 2017 - Guide Bulletin 2017-26 announces updates to credit underwriting and mortgage eligibility requirements, Loan Product Advisor and more.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.