Single-Family News Center: Sell and Deliver
Celebrating $50 Billion in Home Possible® Mortgages
Home Possible® is breaking the down payment barrier for very low- to moderate-income families, helping them achieve their piece of the American dream.
Guide Bulletin 2019-3 Updates Selling Guidance and Requirements Related to the Federal Government Shutdown
January 16, 2019 - Guide Bulletin 2019-3 revises guidance and requirements related to the government shutdown which we previously announced on January 3, 2019.
Celebrating $50 Billion in Home Possible® Mortgages
January 15, 2019 - Since 2015, $50 billion in Home Possible mortgages have made sustainable homeownership a reality for more than 262,000 families. We're excited to celebrate this milestone for affordable lending.
Guide Bulletin 2019-1: Temporary Requirements Related to the Federal Government Shutdown
January 03, 2019 - Guide Bulletin 2019-1 provides temporary selling and servicing requirements so you may assist borrowers who may have been impacted by the federal government shutdown.
Federal Government Shutdown Will Not Impact Freddie Mac Operations
December 26, 2018 - The current federal government shutdown will have no direct impact on Freddie Mac. We will continue normal operations without interruption during the shutdown.
Finance Energy-Saving Improvements with GreenCHOICE Mortgages
December 19, 2018 - Freddie Mac's GreenCHOICE Mortgages℠, our solution for energy-efficient home improvements, can help make financing energy renovations easier. It's part of our multiyear plan to facilitate energy-saving improvements that could help families better sustain homeownership.
Uniform Closing Dataset Specification Update
December 11, 2018 - We're updating and republishing the UCD Specification and supporting artifacts to account for revised Seller data requirements, changes related to the CFPB's TRID Amendment, expanded allowable fee types and improved clarity.
Simplify Your Underwriting Process with Asset and Income Modeler (AIM)
December 11, 2018 - Through the expertise of third-party service providers, asset and income modeler (AIM) with Loan Product Advisor automates the manual processes of assessing borrower assets and income. Gain efficiencies in your underwriting process with AIM get your edge.
Annual Holiday Eviction Moratorium
December 10, 2018 - Freddie Mac (OTCQB: FMCC) announced today a nationwide suspension of eviction lock-outs between Dec. 17, 2018 and Jan. 2, 2019. The moratorium applies to all foreclosed, occupied homes owned by Freddie Mac.
Temporary Selling Requirements Related to CA Wildfires; Updates Related to Hurricane Irma
December 06, 2018 - Guide Bulletin 2018-26 provides temporary selling requirements for certain mortgages secured by properties, or for borrowers with places of employment in certain zip codes in Butte County .
Flexible Financing and Innovative Features with CHOICEHome
December 06, 2018 - Wouldn't it be great to utilize more of our credit and collateral flexibilities with manufactured home borrowers? With our Freddie Mac CHOICEHome℠ pilot program, we're paving the way to do just that.
Guide Bulletin 2018-24: Single Security Updates, New Underwriting Flexibilities and 2019 Loan Limits
December 05, 2018 - Guide Bulletin 2018-24 announces updates that support the June 3, 2019 implementation of the Single Security. It also updates the Guide with new flexibilities and opportunities for your business.
Update: Loan Selling Advisor Purchase Statement Data Export Capability
December 04, 2018 - Freddie Mac is committed to providing you with technology solutions that can help your business grow. We previously communicated that effective December 10, 2018 you'll see the addition of several existing data elements that are being added to the standard 'Summary Data MISMO 3.0' export dataset.
Loan Product Advisor and Loan Selling System Updated to Align with 2019 Loan Limits
December 03, 2018 - Start taking advantage of the greater origination potential you have with the higher conforming loan limits. Loan Product Advisor has been updated to reflect the 2019 loan limits.
Give Your Users Instant Access to Freddie Mac Tools
December 03, 2018 - Freddie Mac Access Manager is a provisioning system that enables you to easily manage your users' access to certain Freddie Mac Single-Family sourcing and servicing tools and applications.
Guide Bulletin 2018-23 Introduces Automated Income and Asset Assessment
November 28, 2018 - Guide Bulletin 2018-23 introduces automated income and asset assessment with Loan Product Advisor®. Read the Bulletin to find out exactly what these new capabilities mean for your business.
Loan Limits for 2019 Are Increasing
November 27, 2018 - In line with the Federal Housing Finance Agency announcement, we're increasing our maximum base conforming and high-cost area loan limits on January 1, 2019.
ULDD Phase 3 Update
November 20, 2018 - Freddie Mac and Fannie Mae (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our July 10, 2018 announcement.
Guide Bulletin 2018-21: New GreenCHOICE Mortgages and Updates to Condo Insurance
November 13, 2018 - Guide Bulletin 2018-21 introduces GreenCHOICE Mortgage, our newest option to finance energy and/or water efficiency improvements. The Bulletin also includes updates to property insurance requirements for condos.
Freddie Mac Loan Advisor - The Edge You Need for Speed, Efficiency and Results
November 09, 2018 - We're listening to your feedback and making changes that deliver speed, efficiency and results. We're enhancing Freddie Mac Loan Advisor℠ to provide the value you need to give you an edge - The Freddie Edge℠.
November Loan Product Advisor Updates Give You More Efficiency
November 08, 2018 - Loan Product Advisor® is being updated on November 11, 2018, with changes you told us would help you work faster and more efficiently.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.