Single-Family News Center: Sell and Deliver
You Can Now Originate Certain Loans Without an Appraisal
Get to closing faster. Save money. Our automated collateral evaluation (ACE) can now be applied to both no cash-out refinance and purchase transactions.
Updated Requirements for Debt Payment-to-income Calculation, Appraisals and More in Guide Bulletin 2017-23
October 18, 2017 - Learn more about new flexibilities and opportunities for your business with requirement updates we are announcing in Guide Bulletin 2017-23.
Temporary Seller Reimbursement Process for Property Inspection Costs
September 29, 2017 - As a follow-up to Guide Bulletin 2017-21, we are providing Sellers with details on how to request reimbursement for expenses associated with certain property inspections.
URLA Implementation Timeline Updates
September 26, 2017 - Today we're announcing important implementation updates related to the Uniform Residential Loan Application and publishing the updated Demographic Information Addendum.
A Simpler Version of eNotes is on the Way
September 26, 2017 - The GSEs announce a new electronic promissory Note (eNote) specification to support the delivery of eMortgage loans.
Our Ongoing Response to Recent Disasters: Updates to Temporary Selling and Servicing Requirements
September 25, 2017 - As the 2017 hurricane season continues with strong storms that cause damage and hardship to millions, we're working hard to respond quickly to help our Seller/Servicers and their borrowers. We're announcing updates to our temporary Selling and Servicing requirements in Guide Bulletin 2017-21.
New Name, Look and Feel for the Selling System
September 21, 2017 - The Freddie Mac Selling System will be rebranded to Loan Selling Advisor on December 11 - fully integrating it into Freddie Mac Loan Advisor Suite. We're also making other improvements, primarily based on customer feedback.
The GSEs Support Your UCD Transition
September 15, 2017 - Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.
Guide Bulletin 2017-20 Announces Credit Underwriting, Appraisal and Condo Requirement Changes
September 14, 2017 - Guide Bulletin 2017-20 announces credit underwriting, appraisal and condo requirement changes
Temporary Hurricane Harvey and Irma Requirements in Guide Bulletin 2017-19
September 13, 2017 - In today's Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-19 we're announcing temporary changes and reminders for our Sellers and Servicers.
Guide Bulletin 2017-17 Announces Enhanced Relief Refinance Requirements
September 08, 2017 - Today's Bulletin announces complete requirements for our new high LTV refinance offering, Freddie Mac Enhanced Relief RefinanceSM.
Temporary Selling Requirements for Properties Impacted by Hurricane Harvey
September 07, 2017 - Guide Bulletin 2017-16 announces temporary selling requirements for properties impacted by Hurricane Harvey.
Guide Bulletin 2017-15: Updates on Investor Reporting Changes and More
August 30, 2017 - Guide Bulletin 2017-15 provides updates on our Investor Reporting Change Initiative, Uniform Instruments requirements and highlights Servicer impacts from Guide Bulletin 2017-10.
Mortgages Secured by Properties in Areas Affected by Hurricane Harvey
August 29, 2017 - If you have mortgages in the delivery pipeline that are secured by properties located in areas impacted by Hurricane Harvey and you are not able to represent and warrant that a mortgage meets our requirements, you should remove that mortgage from a Guarantor pool or Cash commitment.
Aligned Disclosures: A Step Closer to Single Security
August 26, 2017 - On August 28, 2017, Freddie Mac will begin using the aligned disclosure standards that will support the future Single Security for single-family securities we issue, including our Participation Certificates (Gold PCs).
Guide Bulletin 2017-13 Announces ACE Expansion to Include Purchases
August 23, 2017 - Guide Bulletin 2017-13 announces an expansion of automated collateral evaluation (ACE) eligibility and updates to the list of mortgages ineligible for ACE.
Automated Collateral Evaluation Now Available for Purchase Transactions
August 18, 2017 - On Sept 1, 2017, our automated collateral evaluation (ACE), an innovative automated alternative to traditional appraisals, will be expanded to include purchase transactions for certain Loan Product Advisor® mortgages.
Updates to Freddie Mac's New High LTV Refinance Offering
August 17, 2017 - FHFA announces updates to our new high LTV refinance offering and the extension of HARP.
September 2017 Selling System Update
August 15, 2017 - We are announcing a new critical edit on the MI Certificate Identifier, effective September 18, 2017, and reminding you about the upcoming Uniform Closing Dataset implementation mandate.
Revised Rental Income Requirements and Other Updates
August 09, 2017 - We are making changes to our rental income qualification requirements and guidance as announced in Guide Bulletin 2017-12.
Delayed Effective Date of Updates Related to Single Security
July 27, 2017 - The effective date for the revisions supporting the Single Security initiative, as announced in Guide Bulletin 2017-7, will be moved to August 28, 2017.
Reminder & Notices
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.