Single-Family News Center: Sell and Deliver
Servicers Help 1 Million Borrowers
Together, Freddie Mac and our Servicers supported the nation’s housing market recovery by optimizing borrower outcomes.
Uniform Closing Dataset High-Level Implementation Timeline
December 16, 2014 - Learn the latest news on timeline information and implementation recommendations for implementing the UCD.
Guide Bulletin 2014-24 Announces New Representation and Warranty Tracking Application and Other Requirement Updates
December 15, 2014 - Guide Bulletin 2014-24 introduces Freddie Mac Loan Coverage AdvisorSM and provides information on how Seller/Servicers can obtain access to this new application. The Bulletin also announces other important requirement changes.
Guide Bulletin 2014-22 Introduces New 97 LTV Mortgage Offering
December 08, 2014 - We are introducing Freddie Mac Home Possible AdvantageSM, a responsible mortgage option that offers more flexibility for maximum financing. The offering primarily adopts the affordable flexibilities of Home Possible® mortgages, but with the additional requirements.
2015 Loan Limits Announced
November 24, 2014 - We are maintaining our base conforming loan limits at the existing 2014 levels through December 31, 2015, and increasing the high-cost areas loan limits in certain counties.
Guide Bulletin 2014-21: Updates to the Selling Representation and Warranty Framework Life-of-Loan Exclusions
November 20, 2014 - We're enhancing the life-of-loan representation and warranties under the selling representation and warranty framework. The enhancements are detailed in Guide Bulletin 2014-21.
Get Ready for the 2015 Purchase Market
November 18, 2014 - It's time to start planning your 2015 business strategies. Purchase money will continue to dominate the housing market, so to help you understand what to expect and where to focus your efforts, hear our Chief Economist Frank Nothaft's projections.
Reminder to Notify Freddie Mac of Organizational Changes
October 28, 2014 - Today we published an Industry Letter to remind all our customers about our requirements to notify Freddie Mac if your company is undergoing ownership or organizational changes.
Sellers Notified of November 16 UCDP Release
October 21, 2014 - On November 16, 2014, Freddie Mac and Fannie Mae (the GSEs) will make the following updates to the Submission Summary Report (SSR) in the Uniform Collateral Data Portal® (UCDP®).
Home Possible Enhancements and Other Updates Announced in Guide Bulletin 2014-18
October 15, 2014 - We’re enhancing Home Possible® Mortgages to provide you with greater flexibility to help your borrowers with an affordable lending solution. Review Bulletin 2014-18 for details on the Home Possible enhancements and other revised selling requirements.
Returning HVE Messaging to the UCDP
September 24, 2014 - To provide you with feedback regarding the accuracy of an appraised property value, on November 23, 2014, we are reintroducing a subset of HVE® messaging in the UCDP®.
ULDD Addendum Provides Clarity and Alignment
September 23, 2014 - Review the updated ULDD Addendum and determine if updates to your systems or processes are needed.
Selling System Updates Coming in October
September 18, 2014 - In a few weeks, you’ll see some changes in the selling system. These updates are in response to your feedback and are part of our ongoing effort to provide you with greater certainty that the loans you deliver to us meet our purchase requirements.
Are You Missing Out on the Fastest Growing Group of Homebuyers?
September 17, 2014 - Statistics show that the fastest growing group of homebuyers in the United States is Hispanics. If you’re willing to put some extra effort into reaching out to the Hispanic community, the payoff can be big.
QCIM – A Powerful Tool to Help You Manage Your QC Loan Requests
September 08, 2014 - Find out how QCIM and the new Management Reporting function helps you manage QC requests and analyze overall trends.
Reminder about Mortgages with PACE Obligations
August 20, 2014 - We are reminding Seller/Servicers that mortgages with Property Assessed Clean Energy (PACE) and PACE-like obligations that provide for first-lien priority are not eligible for sale to Freddie Mac.
Selling System News and Reminders
August 18, 2014 - Learn about updates that could reduce post-funding data corrections; Plus, on August 25, ULDD Phase 2 is in effect.
Guide Bulletin 2014-15: Updates Align with Industry Regulations and Practices
August 14, 2014 - Bulletin 2014-15 announces selling and servicing updates to align with industry regulations and practices, including requirements for reporting anti-money laundering noncompliance and Suspicious Activity.
Information about the New Selling Representation and Warranty Relief Date Report
August 12, 2014 - If you have mortgages that obtained selling representation and warranty relief between February and July 2014, your organization will receive a report by mid-September.
Selling System Update: Delivery Data Edits for LTV Delayed Until August
July 24, 2014 - On June 18, 2014, we announced new selling system delivery data critical and warning edit messages to be implemented on July 21. The loan-to-value comparison edits were not implemented and will be delayed until August 18.
Building Your Purchase Market: Resources for Responsible Lending Practices
July 17, 2014 - As you grow your purchase money business, we want you to remain confident that the loans you deliver to us meet our requirements. Our tools, technology, and resources are available to make it easier for you to do business with us.
Reminder & Notices
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.