Single-Family News Center: Sell and Deliver
Customer Support Extended Hours Begin July 1
We're extending our Customer Support hours to 8:00 a.m. - 9:00 p.m. ET beginning July 1, 2015, to assist Seller/Servicers and Third-Party Originators with Loan Prospector® and underwriting guideline scenarios.
Selling System Enhancements Coming Soon
July 16, 2015 - By September, you’ll see changes in the Selling System to improve usability and align with policy changes.
Guide Bulletin 2015-12 Provides Credit and Underwriting Updates
July 15, 2015 - We’re updating our selling requirements for credit and underwriting, property eligibility and loan delivery. We’re also adding business terms for Guarantor pricing and loan-level buyup and buydown options.
GSEs Announce UCD Delivery High-Level Timeline, Plus Separate Collection Solutions
June 30, 2015 - Find out more about the Uniform Closing Dataset, including timelines, collection solutions, and updated appendices.
Freddie Mac PMIERs Revisions Include Lender Paid MI Treatment
June 30, 2015 - We're updating our Private Mortgage Insurance Eligibility Requirements (PMIERs) to clarify terms and incorporate adequate capital requirements for loans with lender-paid mortgage insurance.
Guide Bulletin 2015-10 Supports TRID Rule
June 30, 2015 - We're helping you prepare for when the Consumer Financial Protection Bureau puts into effect its final rule, the TILA-RESPA Integrated Mortgage Disclosure (the “TRID Rule”). In advance of the effectiveness date, we're making updates to Guide terminology now regarding new disclosure forms required under the rule with respect to settlement-related disclosures.
When It Comes to Buying a Home, Millennials Trust Mom and Dad Most
June 25, 2015 - Younger millennials turn to their parents and grandparents first as their most trusted source on homebuying – even before friends, Realtors or banks – according to a November 2014 survey commissioned by Freddie Mac and conducted online by Harris Poll.
Visit the New Single Security and CSP Web Page and Subscribe to Email Notifications
June 22, 2015 - Check out our new Freddie Mac Single Security and Common Securitization Platform (CSP) Web page that features the latest news, upcoming events and FAQs. And, sign up for email notifications on all new Single Security and CSP developments.
IRS Rejection Messages Are a Reminder to Look Out for Fraud Red Flags
June 11, 2015 - We’re reminding Seller/Servicers who receive IRS Form 4506-T rejection messages to treat these red flags as seriously as they would any other fraud red flag.
Guide Bulletin 2015-8 Updates Seller Servicer Financial and Operational Eligibility
May 20, 2015 - In Guide Bulletin 2015-8, we’re revising Seller/Servicer financial eligibility requirements and providing additional guidance for Servicer operational requirements.
Vacation Plans? Stay Connected to the Latest Single-Family News
May 19, 2015 - The Single-Family Week in Review provides you with a summary of the previous week’s Single-Family news and announcements every Monday morning.
FHFA Releases an Update on the Development of the Single Security
May 15, 2015 - The Federal Housing Finance Agency released an update which details progress on the single mortgage-backed security that would be issued by Fannie Mae or Freddie Mac.
Updates to Mortgage Eligibility Requirements in Guide Bulletin 2015-7
May 14, 2015 - Guide Bulletin 2015-7 provides updates on requirements for stable monthly income qualification sources, construction conversion and renovation mortgages, property eligibility, and includes other important updates and reminders.
HARP Extended Another Year
May 08, 2015 - The Federal Housing Finance Agency directed Freddie Mac and Fannie Mae to extend the implementation of the Home Affordable Refinance Program® (HARP) through December 31, 2016.
Stay Vigilant About Fraud as the Housing Market Springs Forward
April 30, 2015 - We're encouraging Sellers and Servicers to continue watching out for fraud even though there's good news about market demand, interest rates, and the mortgage industry.
Improve the Loan Manufacturing Process with QCIM’s Enhanced Management Reporting Feature
April 28, 2015 - We've updated the powerful Management Reporting feature in Quality Control Information Manager (QCIM) to help you access data faster and more easily.
Landlords Beware: It’s a Great Time to Buy a Home
April 23, 2015 - The spring homebuying season is in full swing and we expect it to be the best year for home sales since 2007. As you plan your business strategies, renters are a key market segment that you should consider reaching out to.
Changes in Postsettlement Delivery fees Announced in Guide Bulletin 2015-6
April 17, 2015 - The Federal Housing Finance Agency directed Freddie Mac and Fannie Mae to make changes to our postsettlement delivery fees. The changes are effective with Freddie Mac settlement dates on or after September 1, 2015.
Revised Requirements for Private Mortgage Insurance Companies Released
April 17, 2015 - At the direction of the Federal Housing Finance Agency, we released the revised private mortgage insurer eligibility requirements (PMIERs) that take effect on December 31, 2015. The PMIERs apply to private mortgage insurance companies that provide coverage for loans sold to Freddie Mac.
Selling System Enhancements Coming in May
April 14, 2015 - Beginning May 11, 2015, you’ll see changes in the selling system that focus on expanding mortgage credit and improving data quality.
More Business Opportunities and Flexibilities with Guide Bulletin 2015-4 Changes
April 09, 2015 - You'll have new opportunities to reach more borrowers with the requirement updates we announced in Guide Bulletin 2015-4. We're also introducing a number of changes that will make it easier for to you to manage your business with Freddie Mac.
Reminder & Notices
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.