Single-Family News Center: Sell and Deliver

Guide Bulletin 2012-3 Provides Updates on ULDD Requirements
January 31, 2012 - Guide Bulletin 2012-3 provides updates on the recently announced ULDD implementation date extension and SEC-required data points, plus ULDD data point clarifications to support implementation efforts.

Sell Your Fixed-rate Cash Relief Refinance Mortgages – Same Servicer with any LTV
January 30, 2012 - Beginning February 1, 2012, Sellers can start delivering fixed-rate Freddie Mac Relief Refinance Mortgages^SM – Same Servicer with loan-to-value ratios above 125 percent using a Cash execution.

Guide Bulletin 2011-26 Announces Pricing Increase
December 30, 2011 - At FHFA's direction to implement recently enacted federal legislation, today we are announcing a pricing increase for all mortgages delivered to Freddie Mac starting in 2012.

Mortgage and Appraisal Requirements in Guide Bulletin 2011-25
December 16, 2011 - Guide Bulletin 2011-25 announces changes to our requirements that provide Seller/Servicers with more flexibility for certain cash-out refinance mortgages. In addition, requirements for mortgages used to pay off the balances under land contracts or contracts for deed have been updated.

Extension to the ULDD Implementation Timeline Announced
December 14, 2011 - To provide Sellers with more time to manage their adoption of the ULDD requirements, the GSEs are extending key upcoming ULDD effective dates.

ULDD Selling System CTE Available December 13
December 07, 2011 - The Freddie Mac selling system customer test environment (CTE) is now available to help you prepare for the implementation of the Uniform Loan Delivery Dataset (ULDD).

Reminder: Key UMDP Requirements Go into Effect on December 1
November 29, 2011 - We are reminding you that on December 1, 2011, key requirements for the Uniform Loan Delivery Dataset and the Uniform Collateral Data Portal® will go into effect.

Freddie Mac 2012 Loan Limits Announced
November 22, 2011 - Freddie Mac's base conforming and high-cost area loan limits will remain at the existing 2011 levels through December 31, 2012, with the exception of one county where the high-cost area loan limit will increase.

Implementation of 12/1 UAD Identifier Hard Stop Postponed and other UCDP Updates
November 18, 2011 - The previously identified format compatibility issues in the UCDP® will be fixed at the end of November. In addition to provide lenders ample time to review the warning messages they are receiving before the delivery mandate, the GSEs are postponing the transition of the first warning message to a hard stop to later date.

Resources to Help Plan for the Expanded Relief Refinance Mortgages
November 18, 2011 - Take advantages of our online resources to help you understand the revised program requirements and different implementation dates for our expanded Freddie Mac Relief Refinance Mortgage^SM offering.

Guide Bulletin 2011-22 Announces New Requirements for Freddie Mac Relief Refinance Mortgages
November 15, 2011 - To support the recently announced Home Affordable Refinance Program (HARP) enhancements, Guide Bulletin 2011-22 provides you with revised requirements for Freddie Mac Relief Refinance Mortgages^SM. A portion of this offering, mortgages with LTV ratios greater than 80 percent, represents our business implementation of HARP.

Advanced Notice on New ULDD Data Requirements for Delivery in November 2012
November 10, 2011 - To help you plan for upcoming changes, Freddie Mac is notifying you about a future Uniform Loan Delivery Dataset (ULDD) data collection requirement.

Is Your ULDD Selling System Vendor Verified?
November 07, 2011 - The Uniform Loan Delivery Dataset (ULDD) vendor verification process is underway, and a list of verified vendors is now available on our ULDD Technology Vendors Web page. Sellers are encouraged to contact a vendor to help them meet the ULDD requirements.

Updated ULDD Selling System Export Templates Now Available
November 01, 2011 - Read about the updated Uniform Loan Delivery Dataset (ULDD) selling system export templates that will help guide you on the changes to internal system interfaces that are needed to support the ULDD-named fields on the export layouts.

FHFA, Freddie Mac, and Fannie Mae Announce HARP Changes to Reach More Borrowers
October 24, 2011 - The Federal Housing Finance Agency (FHFA), along with Freddie Mac and Fannie Mae, issued a press release announcing a series of changes to the Home Affordable Refinance Program (HARP).

Additional Information on Uniform Appraisal Dataset Requirements
October 18, 2011 - Based on lender feedback, we are providing further details regarding our Uniform Appraisal Dataset compliance requirements.

Guidance for UCDP Early Adopters on UAD Warning Messages
October 18, 2011 - Based on lender feedback, we are providing further details regarding our Uniform Appraisal Dataset compliance requirements.

Guide Bulletin 2011-18 Strengthens Our Security Measures and Supports Responsible Lending
October 14, 2011 - With Guide Bulletin 2011-18, warehouse lenders used by Freddie Mac Sellers will be required to deliver a certificate of incumbency. We are also announcing several updates to selling and delivery requirements.

ULDD Selling System Vendor Verification Testing Underway
October 05, 2011 - The Uniform Loan Delivery Dataset (ULDD) vendor verification process is underway, and a list of verified vendors is now available on our ULDD Technology Vendors Web page. Sellers are encouraged to contact a vendor to help them meet the ULDD requirements.

Reminder: Temporary High-cost Area Loan Limits Set to Expire September 30
September 22, 2011 - The temporary maximum loan limits for mortgages secured by properties in designated high-cost areas are expiring on September 30, 2011. The expiration of these loan limits will impact the sale of super conforming mortgages to Freddie Mac.