Single-Family News Center: Sell and Deliver

Freddie Mac Issues Industry Letter on ATR/QM Rule Following FHFA Directive
May 06, 2013 - We issued an Industry Letter announcing that, as directed by the Federal Housing Finance Agency, we will be limiting our future purchases in support of the final rule issued by the Consumer Financial Protection Bureau.

Identify Purchase Eligibility Issues Using Our New Loan Quality Advisor Tool
April 30, 2013 - Loan Quality Advisor^SM (LQA) is our newest Web-based risk and eligibility assessment tool that gives you an automated way to identify credit, data, and purchase eligibility issues before you deliver loans to Freddie Mac.

Positioning Your Business for Success with Greater Purchase Certainty
April 30, 2013 - Our new Greater Purchase Certainty initiative is one way we’re providing our customers with greater certainty and comprehensive support.

Freddie Mac will be at the Upcoming MBA National Secondary Conference & Expo 2013
April 26, 2013 - Visit us at our Customer Information Center at the MBA National Secondary Conference & Expo 2013 in New York. Find out how we are making it easier to do business in today’s housing market.

April 2013 UCDP Release Notification and UAD Update
April 16, 2013 - We are providing you with the April 2013 Uniform Collateral Data Portal® (UCDP®) Release Notification and Uniform Appraisal Dataset (UAD) Update to announce the June 22, 2013, implementation of the first phase of the conversion of current UAD compliance warning edits to fatal UAD edits in the UCDP.

HARP Extended by Another Two Years to December 2015
April 12, 2013 - The Federal Housing Finance Agency has directed Freddie Mac and Fannie Mae to extend the Home Affordable Refinance Program by two years to December 31, 2015.

Appraisal Data Accuracy and Enhancements
April 10, 2013 - Learn how our selling system enhancements will help improve appraisal data accuracy and consistency.

The Importance of Data Accuracy, ULDD Data Point Clarifications, and Updated ULDD Specification
March 26, 2013 - See examples and details to ensure you deliver accurate data for key data points.

National Mortgage Insurance Approved as Mortgage Insurer
March 25, 2013 - Effective April 1, Sellers can deliver mortgages insured by National Mortgage Insurance

Freddie Mac Publishes Single Family Loan-Level Dataset
March 21, 2013 - Freddie Mac is publishing historical loan-level credit performance data on a portion of the fully amortizing 30-year, fixed-rate single-family mortgages that we have purchased during the past 13 years.

MultiLender Final Settlement Date Extended
February 26, 2013 - In order to provide you with additional settlement days to participate in the MultiLender Swap execution, the settlement date for 30-year and 15-year To Be Announced (TBA) MultiLender pools now will be two business days prior to the last business day of the month.

Freddie Mac Announces Selling System Enhancements
February 20, 2013 - We will be making selling system enhancements on February 25, 2013. These enhancements are part of our ongoing commitment to improve your experience using the selling system.

U.S. Bank to Remain Cash, Servicing-Released Servicer
February 13, 2013 - U.S. Bank will continue to accept commitments to purchase servicing through our Cash, Servicing-Released execution.

Revised Relief Refinance Mortgage Requirements and ULDD Transition Period Announced in Guide Bulletin 2013-2
January 31, 2013 - Learn more about our revised delivery date requirement and new guidance on lender contribution for Relief Refinance Mortgages. Plus we announced a Phase II ULDD transition period that begins in May 2014.

New UAD Update and UCDP Release Notification
January 29, 2013 - We are providing you with the January 2013 Uniform Appraisal Dataset (UAD) Update and Uniform Collateral Data Portal® (UCDP®) Release Notification to announce the first phase of the conversion of current UAD compliance warning edits to fatal UAD edits in the UCDP.

New Functionality and Guide Archiving through AllRegs
January 28, 2013 - To help you keep track of Guide changes, we are adding a new AllRegs® functionality that makes historical Guide changes available. We are also implementing other enhancements to the Guide for your added convenience.

New Selling Representation and Warranty Framework Takes Effect in the New Year
December 17, 2012 - Are you prepared for the new selling representation and warranty framework? Review the eligibility requirements and our QC processes that support the new framework and apply to mortgages you deliver beginning January 1.

GSEs Publish Phase II ULDD Specification
December 13, 2012 - To continue to enhance the accuracy and quality of loan data required at delivery, Freddie Mac has published the Phase II ULDD specification and timeline.

Freddie Mac Loan Limits for 2013 Remain Unchanged
November 29, 2012 - Freddie Mac’s base conforming loan limits and high-cost area loan limits will remain at the existing 2012 levels through December 31, 2013.

Clarification of Expiration Date and New Delivery Deadline for Relief Refinance Mortgages
November 19, 2012 - We are revising the eligibility requirements for our Freddie Mac Relief Refinance Mortgages offering to base the expiration date of the offering on “Application Received Date” instead of the note date of the mortgage.