Single-Family News Center: Originate and Underwrite

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Freddie Mac Aces the 2018 HousingWire Tech100 Awards
April 13, 2018 - Freddie Mac is a 2018 HousingWire Tech100 Award winner for Loan Product Advisor® automated collateral evaluation (ACE). The awards are presented annually to the 100 most innovative technology companies in the US housing industry.At MBA Tech: Learn How Automation Will Speed Your Lending Process
April 10, 2018 - Come see us at the MBA Technology Solutions Conference & Expo 2018, April 15-18, in Detroit, MI. Drop by our booth #519 or our meeting room, Level 5, Mackinac West, in the Detroit Marriot at the Renaissance Center exhibit hall. We looking forward to seeing you.Loan Product Advisor® to Generate Alphanumeric LP Keys Beginning June 18, 2018
April 06, 2018 - To ensure that your systems accept alphanumeric values from Loan Product Advisor beginning June 18, 2018, please review any additional systems that use or store LP Keys.Coming Soon: Lower Cost and More Efficient Financing with Single Close
April 05, 2018 - You will soon be able to finance manufactured home construction loans with a single close construction conversion mortgage. One close, giving you more efficiency, lower cost and less risk.Go-live Date for New UMBS Announced
March 28, 2018 - The Federal Housing Finance Agency announced June 3, 2019, as the go-live date for the new Uniform Mortgage-Backed Securities. Freddie Mac and Fannie Mae will begin issuing these securities on this date, creating the new GSE combined market of TBA eligible securities.Guide Bulletin 2018-5: New Opportunities for Second Homes; 2-unit Primary Residences; and Condo Units
March 28, 2018 - Guide Bulletin 2018-5 announces requirement updates that further expands access to credit and creates more opportunities to do better business with us.Simplifying the Underwriting Process for Self-employed Borrowers Helps You Save Time and Reduce Costs
March 27, 2018 - To give you a competitive advantage and help you grow your business, Freddie Mac is collaborating with fintech LoanBeam to simplify the underwriting of self-employed borrowers.Updated Loan Product Advisor Specification and Support Documents Align with the Redesigned Uniform Residential Loan Application
March 27, 2018 - As a follow-up to the publication of the final redesigned Uniform Residential Loan Application (Form 65) in December, Freddie Mac and Fannie Mae (the GSEs) have published new and updated supporting documents.Guide Bulletin 2018-3: Mortgages in Eligible Disaster Areas, Cash Payups and More
February 28, 2018 - Selling Guide Bulletin 2018-3 provides updates on mortgages in Eligible Disaster Areas, cash payups and more.Guide Bulletin 2018-1: Extension of Effective Date for Rental Income Revisions and Updates to Incorporate ULDD Phase 3 Requirements
January 31, 2018 - Guide Bulletin 2018-1 announces an extension of the effective date for rental income revisions and updates to ULDD Phase 3 requirements.Loan Product Advisor® to Generate Alphanumeric Values for LP Keys
January 31, 2018 - Loan Product Advisor will begin generating alphanumeric values for LoanProspectorKeyIdentifier (LP Key) this summer. Begin reviewing any systems that use or store LP Keys to ensure that alphanumeric values are accepted.Important UCD Update
January 30, 2018 - Starting June 25, Uniform Closing Dataset (UCD) edits will turn critical/fatal and the Borrower Closing Disclosure PDF must be embedded for all loans with an associated UCD submission.Loan Advisor Suite® Business Intelligence Honored at MicroStrategy World™ 2018
January 24, 2018 - Freddie Mac was recently honored with a MicroStrategy Customer Award at MicroStrategy WorldTM 2018.Federal Government Shutdown Will Not Impact Freddie Mac Operations
January 22, 2018 - The current federal government shutdown will have no direct impact on Freddie Mac, since we are not a government agency and are not funded through the congressional appropriations process.Update on Rental Income Changes and MI Master Policies
January 10, 2018 - The revised rental income requirements announced in Bulletin 2017-12 will now be effective for Freddie Mac mortgages with settlement dates on and after November 30, 2018. MI companies will issue new master policies this year reflecting the revised GSE rescission relief principles.Request for Input: Alternate Credit Scores
January 08, 2018 - Freddie Mac encourages stakeholders to respond to a Request for Input on alternate credit scores, as issued by our regulator, the Federal Housing Finance Agency (FHFA).2018 FHA Loan Limits Coming Soon in Loan Product Advisor®
December 21, 2017 - Loan Product Advisor will reflect updated loan limits for Federal Housing Administration (FHA) mortgages on January 2, 2018.Freddie Mac and Fannie Mae Publish Updated URLA and Supporting Documents
December 19, 2017 - Freddie Mac and Fannie Mae (the GSEs) have published updated dynamic and interactive versions of the redesigned Uniform Residential Loan Application (URLA) - Freddie Mac Form 65 - which include the Language Preference question as previously announced by the Federal Housing Finance Agency (FHFA). New and updated supporting documents were also published.New Duty to Serve Plan Supports Underserved Markets
December 18, 2017 - Today, we published a comprehensive, three-year Duty to Serve plan for working with the mortgage industry, housing groups and other stakeholders.Guide Bulletin 2017-28: New Opportunities Related to Representation and Warranty Framework, Income Used for Qualifying, Land Trust Mortgages and Other Updates
December 14, 2017 - With Guide Bulletin 2017-28, we are announcing requirement changes that offer new flexibilities and opportunities for you and your borrowers.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.