Single-Family News Center: Originate and Underwrite
Come See Us October 14-17 at the 2018 MBA Annual Convention & Expo in Washington, D.C.
Visit Freddie Mac in Freddie Mac Client Room #151B or Booth 626 in the exhibit hall. We will give you a competitive edge to drive even greater success.
Guide Bulletin 2018-18: Loan Collateral Advisor, Condo Projects, Disaster Flexibilities and More
October 17, 2018 - Read Guide Bulletin 2018-18 for updates to our selling requirements for Loan Collateral Advisor, condominium projects and condominium project reviews and more.
Temporary Requirements for Properties Affected by Hurricane Florence and Other Disasters
October 03, 2018 - Guide Bulletin 2018-17 provides guidance and temporary requirements for properties affected by Hurricane Florence and other disasters.
Revised PMIERS Incorporates Credit and Counterparty Risk Updates
September 27, 2018 - Our Private Mortgage Insurer Eligibility Requirements (PMIERs) have been revised to incorporate changes related to our assessment of credit and counterparty risk. The revised PMIERs will become effective on March 31, 2019.
You Asked. We Answered with Loan Product Advisor Updates
September 27, 2018 - In response to your feedback, Loan Product Advisor® is being updated on October 29, 2018, to combine Home Possible® and Home Possible Advantage® into one offering.
More Financing Opportunities for Rural Housing and to Preserve Affordable Housing
September 27, 2018 - As part of our Duty to Serve plan, we provide robust offerings and product flexibilities for Home Possible® sweat equity and shared equity homeownership fields.
Guide Bulletin 2018-16: New Opportunities for Affordable Lending and Rural Housing
September 26, 2018 - As part of our Duty to Serve plan, we are announcing new and revised underwriting guidelines to facilitate a secondary market for mortgages that support affordable housing preservation and rural housing.
Updates to Documenting a Primary Residence in Loan Product Advisor
September 21, 2018 - Guide Bulletin 2018-15, provides direction for submitting loan information to Loan Product Advisor for special borrower eligibility when a property is occupied as a primary residence by a borrower's parent or disabled child.
Selling Requirement Changes Announced in Guide Bulletin 2018-15
September 19, 2018 - Read Guide Bulletin 2018-15 for details on updates to requirements for authorized user accounts, super conforming mortgages, automated cash payups and more.
Updated Resources Supporting the Redesigned URLA and ULAD Mapping Document
September 18, 2018 - We've published new and updated documents supporting the redesigned Uniform Residential Loan Application and the Uniform Loan Application Dataset Mapping Document.
FHFA Solicits Comments on Proposed Rule on Prepayment Rates and the UMBS
September 17, 2018 - The Federal Housing Finance Agency has issued a press release calling for public input on a proposed rule to require Freddie Mac and Fannie Mae to align programs, policies, and practices that affect the prepayment rates of TBA- eligible mortgage-backed securities.
Soon, You'll Be Able to Finance More Mortgages
September 13, 2018 - Coming Soon: Through our Duty to Serve plan, we're expanding our offerings so you can finance more mortgages for families in underserved markets. Stay tuned.
New Loan Collateral Advisor and UCDP Feedback Messages
September 06, 2018 - Loan Collateral Advisor enhancements coming this fall will include new Loan Collateral Advisor® and Freddie Mac proprietary Uniform Collateral Data Portal® (UCDP®) feedback messages. We're providing these messages now so you can start building them into your processes.
Enhanced Relief Refinance Reminder and Loan Product Advisor Updates
August 31, 2018 - We're reminding clients that our high loan-to-value refinance offering, Freddie Mac Enhanced Relief Refinance®, is available beginning November 1 and providing Loan Product Advisor® feedback message updates.
Updates to Home Possible Mortgages and More in Guide Bulletin 2018-13
August 29, 2018 - Today's Guide Bulletin 2018-13 announces updates to our Home Possible® offerings, payment calculations for student loans, rental income requirements and more.
Save Time with Correspondent Assignment Center Search Enhancements
August 28, 2018 - It's now faster and easier to search shared loans in Correspondent Assignment Center with quick links and improved navigation.
Greater Insight into Loan Quality with New Business Intelligence Dashboards
August 28, 2018 - New and Improved Loan Quality Advisor® Business Intelligence dashboards give you even more information to help you improve your operations and loan quality.
Coming Soon: New Collateral Scoring and Feedback Messaging
August 24, 2018 - We heard you, and based on your feedback we're improving the collateral experience with updates to Loan Collateral Advisor® that simplify risk scoring and feedback, and expand access to collateral representation and warranty relief. We will provide you with the new feedback messages in the coming weeks, so you can build them into your workflow.
Reminder: Plan for MERS System Migration
August 16, 2018 - We're reminding clients that the MERS® System and MERS® eRegistry will be unavailable for transactions in mid-September. Read our article for details.
New 55-day Mirror Securities Issued to Pave Way to Single Security
August 07, 2018 - We have begun issuing new 55-day mirror mortgage-backed securities for the current population of exchange-eligible 45-day Freddie Mac Gold Participation Certificates (PCs) and Giant PCs. This milestone supports the launch of the Single Security Initiative on June 3, 2019.
UCDP System Outages: August 6 and August 12
August 03, 2018 - The UCDP will be unavailable due to scheduled maintenance for 4 hours on August 6 and August 12. During these times users will not be able to access the UCDP to submit or review appraisals.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.