Single-Family News Center: Originate and Underwrite
What's New with Your 2015 Scorecard
Your January 2015 performance data is now available in your Freddie Mac Servicing Success Scorecard. Become familiar with the changes made by attending our webinar.
Landlords Beware: It’s a Great Time to Buy a Home
April 23, 2015 - The spring homebuying season is in full swing and we expect it to be the best year for home sales since 2007. As you plan your business strategies, renters are a key market segment that you should consider reaching out to.
Revised Requirements for Private Mortgage Insurance Companies Released
April 17, 2015 - At the direction of the Federal Housing Finance Agency, we released the revised private mortgage insurer eligibility requirements (PMIERs) that take effect on December 31, 2015. The PMIERs apply to private mortgage insurance companies that provide coverage for loans sold to Freddie Mac.
Loan Prospector’s July 19 Release Streamlines Assets and Reserves Requirements
April 15, 2015 - We’re updating Loan Prospector® on July 19, 2015, to help streamline your underwriting process. These changes reflect Single-Family Seller/Servicer Guide requirements published on April 9, 2015.
More Business Opportunities and Flexibilities with Guide Bulletin 2015-4 Changes
April 09, 2015 - You'll have new opportunities to reach more borrowers with the requirement updates we announced in Guide Bulletin 2015-4. We're also introducing a number of changes that will make it easier for to you to manage your business with Freddie Mac.
Uniform Closing Dataset Split Disclosure Guidance and Other Updates
April 07, 2015 - Learn about resources and guidance to support your implementation of the UCD and "split disclosures."
Greater Transparency in Quality Control Brings Big Wins
March 31, 2015 - Learn more about the innovations in our post-funding quality control (QC) practices and what the big wins are for your business. Plus, checkout our chart which summarizes key information about our QC timelines and enforcement practices.
Is Your Next Customer About to Get Away?
March 03, 2015 - Help your borrowers tap into millions of dollars available in down payment assistance.
New Historical Guide Snapshot Available
February 27, 2015 - We recently published a new Historical Guide Snapshot, which reflects Single-Family Seller/Servicer Guide requirements as published on December 18, 2014.
GSEs Publish Uniform Closing Dataset Delivery Specification
February 24, 2015 - Review the UCD Specification, which will help you create the XML file that must be delivered to the GSEs in the future.
New Single-Family Week in Review Email Now Available!
February 10, 2015 - Sign up to receive the new Single-Family Week in Review, which is a weekly email that highlights the prior week's important Single-Family news and announcements.
Freddie Mac Updates Fraud Mitigation Best Practices
February 03, 2015 - The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
FHFA Proposes Minimum Financial Eligibility Requirements for Seller/Servicers
January 30, 2015 - The Federal Housing Finance Agency (FHFA) is proposing new eligibility requirements for Seller/Servicers that do business with Freddie Mac and Fannie Mae.
QCIM Your One-Stop Shop for Quality Control
January 27, 2015 - Learn how you can use QCIM to upload whole loan files - another step toward making QCIM a one-stop shop for all your QC needs.
No Yard Work Required
January 21, 2015 - There are many advantages that make condos the right choice for certain homebuyers. As you look for ways to grow your purchase market business in 2015, reach out to potential condo buyers – first-time homebuyers, those with limited incomes, or current homeowners looking to downsize.
2015 is here and so is Loan Coverage Advisor!
January 12, 2015 - Freddie Mac Loan Coverage AdvisorSM is now available. This free application calculates and tracks the selling representation and warranty relief status for every loan you’ve sold to Freddie Mac.
Loan Prospector Aligning with Guide Changes for Home Possible Advantage
December 17, 2014 - We're updating Loan Prospector® on January 26, 2015, to support Freddie Mac Home Possible AdvantageSM, as announced in the Single-Family Seller/Servicer Guide (Guide) Bulletin 2014-22 on December 8, 2014.
Uniform Closing Dataset High-Level Implementation Timeline
December 16, 2014 - Learn the latest news on timeline information and implementation recommendations for implementing the UCD.
Guide Bulletin 2014-24 Announces New Representation and Warranty Tracking Application and Other Requirement Updates
December 15, 2014 - Guide Bulletin 2014-24 introduces Freddie Mac Loan Coverage AdvisorSM and provides information on how Seller/Servicers can obtain access to this new application. The Bulletin also announces other important requirement changes.
Guide Bulletin 2014-22 Introduces New 97 LTV Mortgage Offering
December 08, 2014 - We are introducing Freddie Mac Home Possible AdvantageSM, a responsible mortgage option that offers more flexibility for maximum financing. The offering primarily adopts the affordable flexibilities of Home Possible® mortgages, but with the additional requirements.
Loan Prospector Updated to Reflect 2015 Loan Limits
December 04, 2014 - Loan Prospector® was updated today to reflect the 2015 loan limits.
Reminder & Notices
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.