Single-Family News Center: Originate and Underwrite
Servicers Help 1 Million Borrowers
Together, Freddie Mac and our Servicers supported the nation’s housing market recovery by optimizing borrower outcomes.
Sellers Notified of November 16 UCDP Release
October 21, 2014 - On November 16, 2014, Freddie Mac and Fannie Mae (the GSEs) will make the following updates to the Submission Summary Report (SSR) in the Uniform Collateral Data Portal® (UCDP®).
Home Possible Enhancements and Other Updates Announced in Guide Bulletin 2014-18
October 15, 2014 - We’re enhancing Home Possible® Mortgages to provide you with greater flexibility to help your borrowers with an affordable lending solution. Review Bulletin 2014-18 for details on the Home Possible enhancements and other revised selling requirements.
Upcoming Loan Prospector Liabilities Enhancements Reminder
October 14, 2014 - On October 19, we are releasing Loan Prospector® liability enhancements that will provide you with greater transparency regarding the Loan Prospector total debt calculation used to determine total debt for the debt-to-income (DTI) ratio.
Returning HVE Messaging to the UCDP
September 24, 2014 - To provide you with feedback regarding the accuracy of an appraised property value, on November 23, 2014, we are reintroducing a subset of HVE® messaging in the UCDP®.
Are You Missing Out on the Fastest Growing Group of Homebuyers?
September 17, 2014 - Statistics show that the fastest growing group of homebuyers in the United States is Hispanics. If you’re willing to put some extra effort into reaching out to the Hispanic community, the payoff can be big.
QCIM – A Powerful Tool to Help You Manage Your QC Loan Requests
September 08, 2014 - Find out how QCIM and the new Management Reporting function helps you manage QC requests and analyze overall trends.
Increasing Transparency Into Loan Prospector Liabilities
August 26, 2014 - Learn how our October 19, 2014, Loan Prospector® enhancements will provide you with greater transparency regarding the Loan Prospector total debt calculation used to determine total debt for the debt-to-income (DTI) ratio.
Reminder about Mortgages with PACE Obligations
August 20, 2014 - We are reminding Seller/Servicers that mortgages with Property Assessed Clean Energy (PACE) and PACE-like obligations that provide for first-lien priority are not eligible for sale to Freddie Mac.
Guide Bulletin 2014-15: Updates Align with Industry Regulations and Practices
August 14, 2014 - Bulletin 2014-15 announces selling and servicing updates to align with industry regulations and practices, including requirements for reporting anti-money laundering noncompliance and Suspicious Activity.
Building Your Purchase Market: Resources for Responsible Lending Practices
July 17, 2014 - As you grow your purchase money business, we want you to remain confident that the loans you deliver to us meet our requirements. Our tools, technology, and resources are available to make it easier for you to do business with us.
GSEs Provide Additional Resources to Support the Uniform Closing Dataset
July 15, 2014 - Check out our technical resources and other tools to help you implement the Uniform Closing Dataset.
Version 2 of the Representation and Warranty Framework Effective July 1
June 26, 2014 - Beginning next month, mortgages you deliver to Freddie Mac will be covered by the enhanced version of the selling representation and warranty framework.
Quick Tips Video Highlights Single-Family Seller/Servicer Guide Features
June 25, 2014 - Check out our new "Quick Tips for Single-Family Seller/Servicer Guide Features" video to see how you can quickly and easily identify and track changes in our Single-Family Seller/Servicer Guide (Guide).
Upcoming Loan Prospector Enhancements to Align with Recent Guide Requirement Changes
June 19, 2014 - We are making updates to Loan Prospector® to align with the updates to and clarifications of requirements in Guide Bulletin 2014-12.
Updates to ARMs, MERS, Fraud Prevention, and more in Guide Bulletin 2014-12
June 19, 2014 - We're announcing several selling and servicing requirement updates that may impact the way you do business with Freddie Mac.
New Selling System Data Quality Critical Feedback Messages
June 18, 2014 - As part of a series of selling system enhancements during the next several months, beginning July 21, 2014, the Freddie Mac selling system will begin returning critical edits related to the loan-to-value delivery data.
Grow Your Purchase Money Business in the Rural Market
June 12, 2014 - Expanding your purchase money business can be challenging in today’s market. As you look for ways to reach customers, one strategy worth considering is seeking opportunities in rural housing, a traditionally underserved sector of the market.
2014 Area Median Income Estimates
June 11, 2014 - Loan Prospector® will be updated on June 22, 2014, with the 2014 AMI estimates, which apply to new submissions and resubmissions on or after June 22, 2014.
Important Reminders for Selling System Users
June 10, 2014 - Read our reminders about good delivery standards for Cash executions and updates on mortgages with application received dates before January 10, 2014.
Enhancements to the Representation and Warranty Framework Announced in Guide Bulletin 2014-8
May 12, 2014 - Learn more about the relaxed requirements for acceptable borrower payment history and the satisfactory conclusion of quality control reviews as a new path to obtain representation and warranty relief.
Reminder & Notices
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format. (Updated June 24, 2014)
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.