Single-Family News Center: Originate and Underwrite

New 55-day Mirror Securities Issued to Pave Way to Single Security
August 07, 2018 - We have begun issuing new 55-day mirror mortgage-backed securities for the current population of exchange-eligible 45-day Freddie Mac Gold Participation Certificates (PCs) and Giant PCs. This milestone supports the launch of the Single Security Initiative on June 3, 2019.

UCDP System Outages: August 6 and August 12
August 03, 2018 - The UCDP will be unavailable due to scheduled maintenance for 4 hours on August 6 and August 12. During these times users will not be able to access the UCDP to submit or review appraisals.

The Changes Are Here: HomeOne Mortgage Available and Area Median Income Updates
July 26, 2018 - Starting on July 29, you'll be able to run Freddie Mac HomeOne^SM mortgages through Loan Product Advisor®. This mortgage solution, which is available to qualified first-time homebuyers, offers a low down payment option of just three percent. Also, we're updating the income limits for Home Possible® mortgages to increase the product's focus on low- and moderate-income borrowers.

Guide Bulletin 2018-12: Lender Credit, Leasehold Estate Requirements and More
July 25, 2018 - We're updating lender credit requirements to permit Sellers to apply excess lender credit as a principal curtailment of the mortgage. Read Guide Bulletin 2018-12 for more on this and other changes.

Now It's Even Easier to Originate Condominium Loans
July 16, 2018 - Improved condominium requirements, including extending ACE to eligible condominium units, make it easier for you to originate condominium loans.

Are You Prepared for the Borrower of the Future?
July 03, 2018 - Demographic, financial, technological and cultural forces are transforming America. Freddie Mac has embarked on a journey to help you better understand and prepare for the changing market.

Get More Data at Your Fingertips with Enhanced Business Intelligence Dashboards
July 02, 2018 - Updates to Business Intelligence dashboards give you greater insight into UCD status and your automated collateral evaluation (ACE) and collateral rep and warranty relief eligibility.

ACE Eligibility for Condo Units, Cash-Servicing Released and More in Guide Bulletin 2018-10
June 27, 2018 - Guide Bulletin 2018-10 announces automated collateral evaluation appraisal waiver eligibility for condo units, updates to cash-servicing released and more.

Important Update to the GSEs UCD Seller Data Requirements
June 26, 2018 - Important Update to the GSEs UCD Seller Data Requirements

Single Security Poll – Are You On Track?
June 21, 2018 - We did a readiness poll at the May 14, 2018, Single Security conference. Here’s what we found. Take the same poll and see where you stand.

Single Security Tabletop Market Readiness Testing
June 21, 2018 - Freddie Mac and Fannie Mae will be facilitating a walk-through of key security activities later this year for the new Single Security. We are looking for interested parties to join us in this exercise.

U.S. Treasury Supports the Single Security
June 20, 2018 - U.S. Treasury Counselor to the Secretary Craig Phillips expressed unambiguous support for the Single Security.

New Report Explores Shared Equity Homeownership Funding Model
June 20, 2018 - This new report examines whether public, private and philanthropic financing - rather than grants - could be used to make shared equity homeownership possible.

Single Security Webinar: What Seller/Servicers Need to Know
June 12, 2018 - If you want to learn more about how the Single Security may affect your day-to-day operations, the Mortgage Bankers Association is hosting a webinar on this hot industry topic on June 27. Register today.

Freddie Mac Launches New Re-employment Program to Help Financially Distressed Home Possible Borrowers
June 06, 2018 - Now Freddie Mac Servicers can provide financially distressed Home Possible® borrowers access to comprehensive re-employment services.

Freddie Mac Clarification on the UCD PDF Requirement
June 05, 2018 - Beginning June 25, 2018, we will enforce the requirement to embed the Closing Disclosure PDF in the Uniform Closing Dataset (UCD) XML file.

Loan Product Advisor Feedback Messages Added for HomeOne Mortgage
May 30, 2018 - We are updating Loan Product Advisor® on July 29, 2018, to reflect the new Freddie Mac HomeOne℠ mortgage, a low three percent down payment option for first-time homebuyers.

Are You Ready to Expand Affordable Housing to Underserved Markets?
May 30, 2018 - Together, through Duty to Serve, we can help make homeownership possible for more households, especially the millions impacted by the current affordable housing crisis in historically underserved markets.

What Happened at the Single Security Conference?
May 25, 2018 - If you didn’t make it to the Single Security conference in New York last May 14, 2018, we’ve got you covered.

Freddie Mac and Fannie Mae Will Update Appraisal Dataset and Forms
May 22, 2018 - Freddie Mac and Fannie Mae (the GSEs) have launched an initiative to update the Uniform Appraisal Dataset (UAD) and uniform appraisal reporting forms.