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Sell and Deliver

Sell and Deliver Loans

Get details on our pricing, sales executions, delivery requirements, document custody, the Freddie Mac selling system, ULDD, training, and other information from commitment through certification and funding.

Selling System

Selling system integrates all secondary market functions into a single platform, including pricing, contracting, and delivery needs.

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Loan Quality Advisor

LQA gives you an automated way to identify credit, data, and purchase eligibility issues before you deliver loans to Freddie Mac.

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Loan Coverage AdvisorSM

Loan Coverage AdvisorSM calculates, tracks and publishes the representation and warranty relief status for loans you've sold to us.

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Selling Options/Executions

Choose a cash or securities execution for your mortgages, or explore a bulk sale of mortgages you're currently holding in your portfolio.

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Access the various indices and delivery fee information to help you choose the execution that matches your business objectives.

Product Delivery

When you deliver mortgages to Freddie Mac, you're delivering loan data through our systems, with other documentation and information that we require. By delivering accurate data and information, you can ensure smooth completion of your Freddie Mac sale transaction.

Refer to Guide Chapter 17 for delivery instructions for Mortgage Data Delivery Requirements.

Document Custody

Important Updates

April 24, 2014 – We've updated Single-Family Seller/Servicer Guide (Guide) requirements in Guide Chapter 18. We've also revised and renamed Guide Form 1036,from Request for Release of Documents to Request for Physical or Constructive Possession of Documents. For more information, please review Guide Bulletin 2014-6.

February 14, 2014 – In Guide Bulletin 2014-2 Freddie Mac announced the following changes to the certification requirements for Mortgages with Living Trusts as borrowers:

  • Sellers must provide Document Custodians with all information required to certify Notes by both the Custodial Certification Schedule and the Freddie Mac selling system.
  • Sellers must provide Document Custodians that use an alternative verification process with Non-Individual Borrower Type and Non-Individual Borrower Name data for any underwritten settlors.
  • Document Custodians should update their alternative verification processes so that Living Trust loan data imported from the selling system is recognized by and correctly compared to Document Custodian system loan information.
Requirement Changes for Living Trusts and Land Trusts

On May 15, 2013, Single-Family Seller/Servicer Guide Bulletin 2013-8 announced requirement changes for living trusts and land trusts, including:

  • Living trusts. Effective for mortgages with note dates on or after September 1, 2013, eligible occupancy types will be expanded to include investment properties, and modifying our signature requirements. However, loan documents may be executed using our revised signature requirements immediately.
  • Land trusts. Effective September 1, 2013, mortgages on properties for which the legal and equitable title is held by a land trust will no longer be eligible for purchase under the Guide. Sellers must have a negotiated term of business to sell Freddie Mac such mortgages.

Tools and Resources

Seller/Servicer Resources

  • Get Started – Find the information and forms you need to establish a relationship with the Designated Custodian or with another Document Custodian.
  • Execution of Legal Documents – Learn about preparing documents for Freddie Mac's signature.

Help & Training

Whether you're new to Freddie Mac or a frequent seller – you will find solutions that meet all your training needs here. Let us help you manage your pipeline whether you sell to us for cash or swap for securities.

Sell and Deliver: Training and Resources

Select a topic below for self-serve resources such as training, quick references, and other information.

Sell and Deliver Topics

Descriptions of all Selling & Delivery resources for training and education are available in this comprehensive, easy-to-print reference.

Upcoming Training Events

Selling & Delivery training is offered in convenient, self-study tutorials available online 24/7.

Training for this topic is offered in convenient, web-based self-study resources. There are no training events scheduled at this time. Please view a complete list of training events on other topics of interest.

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