Skip to Page Content | Skip to Site Navigation | Skip to Section Navigation

Uniform Loan Delivery Dataset

Updated on September 23, 2014

ULDD Phase 2 Requirements Are Now Effective

All loans with Application Received Dates on or after March 1, 2014, and delivered to Freddie Mac on or after August 25, 2014, must meet the ULDD Phase 2 requirements. You can still use the selling system customer test environment and leverage the tutorial, Get Ready for ULDD Phase 2.

The Uniform Loan Delivery Dataset (ULDD) supports the work to implement uniform loan delivery data standards and defines the data that we require at loan delivery based on loan type, loan feature or other business requirements. With the implementation of the ULDD Phase 1 in 2012, lenders are now providing Freddie Mac with more complete and accurate data. The data is at a more granular level, is standardized, and now has clearer definitions, providing lenders and Freddie Mac with a common understanding of the meaning of each data point. The end result is greater transparency that helps lenders gain a better understanding of our assessment of mortgage risk and purchase requirements on the loans they sell to Freddie Mac. With the enhanced transparency, lenders can originate and deliver loans with greater confidence, and ultimately, greater purchase certainty.

The ULDD Phase 2 takes us one step further, as we continue to eliminate special codes and replace them with more granular data. It’s an important next step as we help lenders improve loan quality while making business with Freddie Mac more efficient and transparent.

Business Resources

Vendor Selection Resources 

Training Resources 

Additional Resources 

Document Custodian Resources 

Technical Resources

The following resources provide the technical documentation that Freddie Mac-approved Sellers and vendors need to implement Freddie Mac's loan delivery data requirements for the Phase 2 ULDD:

  • Appendix AFreddie Mac XML Data Requirements V.3.4.0 provides details about the subset of loan delivery data points specified in the MISMO Version 3.0 Reference Model that will be used in the selling system and has been updated to incorporate Tab 9Q3–ULDDS Addendum issued 9-23-14, which provides the Q3 2014 Addendum updates, and Tab 10B–Phase 2 and Addenda 2012 3Q 2014, which provides a comprehensive list of Phase 2 data points and all the Phase 2 addenda published to date. – Updated as of September 23, 2014
  • Appendix D – This Excel spreadsheet, Freddie Mac XML Data Requirements Reference Tool V.3.4.0,is identical to the Appendix A PDF above, and is designed to enable Sellers and vendors to easily sort and organize the information in the Appendix A PDF document. Tab 9Q3–ULDDS Addendum issued 9-23-14 provides the Q3 2014 Addendum updates, and Tab 10B–Phase 2 and Addenda 2012 3Q 2014, provides a comprehensive list of Phase 2 data points and all the Phase 2 addenda published to date. – Updated as of September 23, 2014
  • ULDD Phase 3 Preview – This Appendix D – Freddie Mac XML Data Requirements Reference Tool, contains the new data points that may be required at delivery to support loans subject to the ability to repay rule. The GSEs have delayed publication of the final ULDD Phase 3 specification; the final version may include modifications. – On hold as of September 23, 2014

Additional Resources

Announcements

Single-Family News Center Articles

  • May 8, 2014 – Get Ready for ULDD Phase 2: Selling System Updates on May 19
  • April 9, 2014 – ULDD Phase 2 Customer Test Environment Now Available, Plus Selling System Historical Data
  • April 1, 2014 – GSEs Delay Publication of ULDD Phase 3 Specification
  • February 18, 2014 – ULDD Phase 2 Tips and Selling System Updates
  • November 13, 2013 – ULDD Phase 2 Preparation Tips and Training Resources
  • October 29, 2013 – GSE Publish ULDD Phase 3 Preview Specification
  • August 22, 2013 – ULDD Phase 2 Preparation Tips, Specification Update, and More
  • June 27, 2013 – Freddie Mac Continues to Support ULDD Phase 2 Implementation on August 25, 2014
  • May 20, 2013 – Preparing for the Phase 2 ULDD
  • April 10, 2013 – Appraisal Data Accuracy and Enhancements
  • March 26, 2013 – The Importance of Data Accuracy, ULDD Data Point Clarifications, and Updated ULDD Specification
  • December 13, 2012 – GSEs Publish Phase II ULDD Specification
  • November 8, 2012 – Customer Test Environment Availability
  • July 20, 2012 – Guide Bulletin 2012-15 Announcement and ULDD Reminders
  • June 6, 2012 – Appraisal Data Accuracy and ULDD Reminders
  • May 22, 2012 – SEC and Other Loan Data Delivery Requirements, and More
  • April 26, 2012 – Best Efforts Contracting Troubleshooting Tips
  • April 20, 2012 – April 23 ULDD Selling System Update
  • April 3, 2012  – GSEs Updating Loan Delivery Systems to Support ULDD on April 23, 2012
  • March 23, 2012  – Prepare for April 23 Selling System Update
  • February 17, 2012  – Take Full Advantage of the Selling System CTE Now

Guide Bulletins

  • February 14, 2014 – Bulletin 2014-2 (ULDD Phase 2 Data Points Added to Guide)
  • January 31, 2013 – Bulletin 2013-2 (Phase II ULDD Transition Period Begins May 2014)
  • July 20, 2012 – Bulletin 2012-15 (Guide Chapter A17 Becomes Chapter 17)
  • January 31, 2012 – Bulletin 2012-3 (Uniform Loan Delivery Dataset Requirements Update)

Back to Top