Electronic Record: Electronic Record is an electronic document that historically would have been a paper document.
Electronic Signature: Electronic Signature is an electronic symbol or process that the borrower adopts as the borrower's enforceable signature in an electronic transaction.
ESIGN: The federal Electronic Signatures in Global and National Commerce Act (15 U.S. Code, Chapter 96).
FFIEC: The Federal Financial Institutions Examination Council.
FFIEC Standards: FFIEC recommended best security practices, as amended from time to time.
MISMO: Mortgage Industry Standards Maintenance Organization, Inc. ("MISMO®"), a wholly owned subsidiary of the Mortgage Bankers Association.
UETA: The Uniform Electronic Transactions Act of 1999, promulgated by the U.S. Uniform Law Commission for consideration and enactment by the states. Reference to the UETA herein, means the UETA as promulgated by the U.S. Uniform Law Commission or the UETA as enacted by an applicable state.