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Originate and Underwrite

Servicing Loans

Find information on our credit requirements, underwriting, fraud prevention, quality control, using Loan Prospector® and Loan Quality AdvisorSM, and other useful information for originating and underwriting mortgages.

Loan Prospector Login

Loan Prospector

The Loan Prospector automated underwriting system provides you with an assessment of a loan's eligibility for sale to Freddie Mac.

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Loan Quality Advisor

LQA gives you an automated way to identify credit, data, and purchase eligibility issues before you deliver loans to Freddie Mac.

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Uniform Collateral Data Portal Login

Uniform Collateral Data Portal®

UCDP® is the required portal for electronically submitting appraisal data files for all conventional mortgages where an appraisal is required.

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Origination Resources

  • How to Get Started with Loan Prospector – Signing up for Loan Prospector is easy. Simply complete our online sign-up process and you can be up and running in no time at all.

  • Available Mortgages Products – With our full line of mortgage products available for assessment in Loan Prospector®, you'll have the solutions you need to meet your unique business and to reach a wide variety of borrowers.

  • Broker Resource Center – With mortgage products to help you meet the needs of your borrowers and our solid relationships with the wholesalers you work with, we'll help you serve more borrowers in your community.

  • Electronic Transactions – You are permitted to conduct electronic transactions using electronic versions of certain loan documents in the initial loan origination process allowing you to take advantage of the operational efficiencies and quicker processing.

Appraisal Resources

Our appraisal standards and tools are in place to enhance appraisal data quality and consistency, promote the collection of electronic appraisal data, and provide important protections to homebuyers, mortgage investors, and the housing market.

Uniform Appraisal Dataset (UAD) Resources

As part of the Uniform Mortgage Data Program®, (UMDP®) Freddie Mac and Fannie Mae have worked together at the direction of their regulator, the Federal Housing Finance Agency, to develop the Uniform Appraisal Dataset (UAD) and the Uniform Collateral Data Portal® (UCDP®) in an effort to enhance appraisal data quality and consistency and promote the collection of electronic appraisal data.

Appraiser Independence Requirements (AIR)

AIR is based on certain standards from the Home Valuation Code of Conduct (Code). The requirements ensure that we continue to maintain the highest standard of appraiser independence and appraisal reliability for the industry.

Automated Valuation Modeling Tools

Freddie Mac's Home Value Suite is a set of valuation modeling tools that automate, streamline, and drive down the cost of collateral valuation.

Home Value Explorer® (HVE®)

Home Value Explorer

Our Automated Valuation Model (AVM) tool that generates property value estimates for all 50 states with a database of approximately 81 million property records.

Learn more


Home Value Calibrator® (Calibrator)

Home Value Calibrator

Calibrator is a quality control tool that measures the risk that an appraisal, or other estimate of a property value, exceeds the actual market value.

Learn more


Help & Training

So, you have your Loan Prospector® User ID and Password and you can't wait to get started, or you're already using Loan Prospector and want to learn more. This is the place for you! Meet us on the Internet for free training and resources that are conveniently accessible 24/7.

Originate and Underwrite: Training and Resources

Select a topic below for self-serve resources such as training, quick references, and other information.

Learn All About


Descriptions of all Underwriting resources for training and education are available in this comprehensive, easy-to-print reference.

Upcoming Training Events

Select a course title below for course description, prerequisites, objectives, materials and availability, or view all scheduled training events.

Course DescriptionCostDate Time (ET)LocationRegister
Construction Conversion and Renovation Mortgages $0.00 11/03/14 1:30PM-3:00PM ET Web Conference Register
Loan Prospector Documentation Requirements $0.00 11/03/14 2:00PM-4:00PM ET Web Conference Register
Condominium Projects Eligibility Requirements $0.00 11/04/14 10:30AM-12:00PM ET Web Conference Wait List
Underwriting Income and Employment $0.00 11/04/14 1:30PM-3:30PM ET Web Conference Register
Getting Started with Loan Prospector - Part 1 $0.00 11/04/14 2:00PM-3:45PM ET Web Conference Register
Collateral Assessment $0.00 11/05/14 2:00PM-4:00PM ET Web Conference Register
Freddie Mac's Quality Control Program $0.00 11/06/14 10:30AM-12:00PM ET Web Conference Register
Freddie Mac Relief Refinance Mortgage $0.00 11/06/14 11:00AM-1:00PM ET Web Conference Register
Getting Started with Loan Prospector - Part 2 $0.00 11/06/14 2:00PM-3:30PM ET Web Conference Register
Documenting Acceptable Sources of Funds $0.00 11/07/14 1:30PM-3:00PM ET Web Conference Register


10 of 44 scheduled events displayed.


workshop Workshop         webevent Web Event

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