News & Updates
August 2013
Revisions to the Authorized Changes page for Notes and Security Instruments
Spanish Translation – Mortgage Loan Originator Name and Nationwide Mortgage Licensing System and Registry (NMLSR) Identification (ID) Number
Freddie Mac has added the Spanish translation to the mandatory authorized change, announced in February 2013, to comply with the requirements of the Truth in Lending Act and Regulation Z (12 C.F.R. § 1026.36(g)).
Please note: The Spanish translation is meant to complement the English-language document.
June 2013
Revisions to the Authorized Changes for Security Instruments
Freddie Mac has added an authorized change for Maryland Deed of Trust for refinances. This change must be implemented by October 1, 2013.
February 2013
Revisions to the Authorized Changes page for Notes and Security Instruments
Mortgage Loan Originator Name and Nationwide Mortgage Licensing System and Registry (NMLSR) Identification (ID) Number
Freddie Mac has added a mandatory authorized change, to comply with the requirements of the Truth in Lending Act and Regulation Z (12 C.F.R. § 1026.36(g)). Originators are required to add to the last page of the Note and the last page of the Security Instrument the name of the mortgage loan originator (LO) and NMLSR ID number for both an organization and individual. If required under state or local law, Originators may place the LO name and NMLSR ID in an alternate location.
Lenders may implement this change immediately but must implement no later than January 10, 2014.
Please direct Uniform Instrument related questions or comments to the Uniform Instrument Mailbox: Uniform_Instruments@freddiemac.com
Inquiries relating to other topics should be submitted using the Contact Us feature on Freddiemac.com