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Notes and Note Addenda

The Uniform Instruments provided below are the Fannie Mae/Freddie Mac and Freddie Mac Notes used when originating Single-Family residential mortgage loans, in all States and U. S. Territories. Freddie Mac encourages originators to use the Fannie Mae/Freddie Mac and Freddie Mac Single-Family Uniform Instruments whenever possible; however, Freddie Mac Seller/Servicers must use the applicable Single-Family Uniform Instruments for Mortgages delivered and sold to Freddie Mac.

The Notes provided below are available in word processing format. Originators should use Microsoft Word 6.0/95 or higher (or compatible word processing software) when accessing the instruments provided on this website.

Fixed Rate

Affordable Merit Rate

Adjustable Rate

6-Month LIBOR Index

1-Year LIBOR Index

1-Year Treasury Index

3-Year Treasury Index

5-Year Treasury Index


If you experience any difficulties opening the forms provided on this website, please refer to the question 14 on the Frequently Asked Question page.

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