Compilation of Weekly Survey Data for 2022

Current Mortgage Rates Data Since 1971

August 04, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 4.99% 4.26% 4.25%
Fees & Points 0.8 0.6 0.3
Margin N/A N/A 2.75

July 28, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.30% 4.58% 4.29%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

July 21, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.54% 4.75% 4.31%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

July 14, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.51% 4.67% 4.35%
Fees & Points 0.8 0.8 0.2
Margin N/A N/A 2.75

July 07, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.30% 4.45% 4.19%
Fees & Points 0.8 0.8 0.4
Margin N/A N/A 2.75

June 30, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.70% 4.83% 4.50%
Fees & Points 0.9 0.9 0.3
Margin N/A N/A 2.75

June 23, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.81% 4.92% 4.41%
Fees & Points 0.8 0.9 0.3
Margin N/A N/A 2.75

June 16, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.78% 4.81% 4.33%
Fees & Points 0.9 0.9 0.3
Margin N/A N/A 2.75

June 09, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.23% 4.38% 4.12%
Fees & Points 0.9 0.8 0.3
Margin N/A N/A 2.75

June 02, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.09% 4.32% 4.04%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

May 26, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.10% 4.31% 4.20%
Fees & Points 0.9 0.8 0.3
Margin N/A N/A 2.75

May 19, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.25% 4.43% 4.08%
Fees & Points 0.9 0.9 0.2
Margin N/A N/A 2.75

May 12, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.30% 4.48% 3.98%
Fees & Points 0.9 0.9 0.3
Margin N/A N/A 2.75

May 05, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.27% 4.52% 3.96%
Fees & Points 0.9 0.8 0.2
Margin N/A N/A 2.75

April 28, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.10% 4.40% 3.78%
Fees & Points 0.8 0.9 0.3
Margin N/A N/A 2.75

April 21, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.11% 4.38% 3.75%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

April 14, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 5.00% 4.17% 3.69%
Fees & Points 0.8 0.9 0.3
Margin N/A N/A 2.75

April 07, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 4.72% 3.91% 3.56%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

March 31, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 4.67% 3.83% 3.50%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

March 24, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 4.42% 3.63% 3.36%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

March 17, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 4.16% 3.39% 3.19%
Fees & Points 0.8 0.8 0.2
Margin N/A N/A 2.75

March 10, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.85% 3.09% 2.97%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

March 03, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.76% 3.01% 2.91%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

February 24, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.89% 3.14% 2.98%
Fees & Points 0.8 0.7 0.3
Margin N/A N/A 2.75

February 17, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.92% 3.15% 2.98%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

February 10, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.69% 2.93% 2.80%
Fees & Points 0.8 0.8 0.3
Margin N/A N/A 2.75

February 03, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.55% 2.77% 2.71%
Fees & Points 0.8 0.7 0.3
Margin N/A N/A 2.76

January 27, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.55% 2.80% 2.70%
Fees & Points 0.7 0.6 0.2
Margin N/A N/A 2.75

January 20, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.56% 2.79% 2.60%
Fees & Points 0.7 0.6 0.3
Margin N/A N/A 2.75

January 13, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.45% 2.62% 2.57%
Fees & Points 0.7 0.7 0.3
Margin N/A N/A 2.75

January 06, 2022

30-Yr FRM 15-Yr FRM 5/1-Yr ARM
Average Rates 3.22% 2.43% 2.41%
Fees & Points 0.7 0.6 0.5
Margin N/A N/A 2.75

View 2021



Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2022 by Freddie Mac.