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New Research: Valuation Gaps in Home Purchase Appraisals

Our research examined the home appraisal valuation gap for minority applicants and in minority neighborhoods. Learn more about our findings in the full research note.

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Mortgage Rates

Average rates as of October 21 2021
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30-Year fixed-rate mortgage
0.7 Fees/Points
15-Year fixed-rate mortgage
0.7 Fees/Points
5/1-Year adjustable-rate mortgage
0.3 Fees/Points

We Make Home Possible

Over five decades, we have provided more than $11.6 trillion to make home possible for more than 80 million owners and renters.

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Our mission is so much more than just words on a page. It makes home possible for millions of families across the U.S.

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Leading the Housing Industry

Each of our divisions play a critical role in financing affordable housing for America's homeowners and renters, while supporting our customers.


Our Multifamily Division purchases loans on apartment buildings from our network of Optigo® lenders, then bundles these loans into securities for investors – ensuring liquidity, stability and affordability in the market.

Read More about multifamily