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Homeownership: A Considerable Achievement Currently Facing Hurdles

We can all remember the great sense of accomplishment felt after achieving a personal goal. For many people, that rush of joy and emotion was felt when they bought a home for the first time. Think about it. The path to homeownership is typically a multi-year process that involves a committed savings plan, a close look at your financial situation and a determined search for the perfect home that fits your needs and budget. Only after rounds negotiations, inspections and paperwork, do you finally get handed the keys to the front door.

Sam Khater
Sam Khater
Vice President and Chief Economist, Economic &Housing Research

Mortgage Rates Barely Move

Freddie Mac today released the results of its Primary Mortgage Market Survey ®  (PMMS ® ), showing that mortgage rates were once again mostly flat over the past week, inching backward slightly.  Sam Khater, Freddie Mac’s chief economist,...

Help Around the Corner and Across the Country

Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help.

What do we know about the borrowers of the future?

Research. Insights. Stories. Solutions.

Single-family has reached a Credit Risk Transfer milestone

We have transferred a significant portion of risk on $1 trillion of SF mortgages

Research

Locked Out? Are Rising Housing Costs Barring Young Adults from Buying their First Homes?

Insight | Jun 28, 2018

Explore the Research

We're Tracking The Market

Freddie Mac surveys lenders each week on the rates, fees and points for the most popular mortgage products. Average Mortgage Rates as of July 19, 2018

Get Weekly Rates
30-Yr FRM
4.52%

0.4 Fees/Points

15-Yr FRM
4%

0.4 Fees/Points

5/1-Yr ARM
3.87%

0.3 Fees/Points

When the hard work is done and I see results, it gives me a strong sense of purpose.

Kamara
production manager, Multifamily

Meet Kamara

I like forging new territory and dealing with large initiatives.

Bellore
business process director, Single-Family

Meet Bellore

I think if you really put your mind into something, you can do almost anything.

Vananh
IT systems analyst, Single-Family

Meet Vananh

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