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New decade, new CreditSmart®

Our financial education suite is starting its 20th year off with a new design, better features and a curriculum that's all about you. Start learning on your terms today.

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Mortgage Rates

Average rates as of July 22, 2021
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30-Year fixed-rate mortgage
0.7 Fees/Points
15-Year fixed-rate mortgage
0.7 Fees/Points
5/1-Year adjustable-rate mortgage
0.4 Fees/Points

We Make Home Possible

Over five decades, we have provided more than $11.6 trillion to make home possible for more than 80 million owners and renters.

Home to More

Our mission is so much more than just words on a page. It makes home possible for millions of families across the U.S.

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Leading the Housing Industry

Each of our divisions play a critical role in financing affordable housing for America's homeowners and renters, while supporting our customers.


Our Multifamily Division purchases loans on apartment buildings from our network of Optigo® lenders, then bundles these loans into securities for investors – ensuring liquidity, stability and affordability in the market.

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