Insights, Notes & Briefs
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Research Note | November 12, 2024
The Decline in Relative Housing Affordability and the Impact on Homebuyer Search Behavior
In this analysis, we use actual, detailed transaction data on rents, home prices, and mortgage payments for individual homes and borrowers to produce a new relative affordability measure. More
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Spotlight | August 20, 2024
Refinance Originations Trends Through Q2 2024
Quarterly refinance volume in Q2 2024 was $62 billion, the lowest since Q3 1996. Refinance volume in the first half of 2024 was the weakest since the first half of 1995. More
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Spotlight | July 19, 2024
Credit Card, Auto and Mortgage Delinquencies
While credit card and auto loans are performing worse than their pre-pandemic average, mortgage loans are performing better. More
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Spotlight | July 19, 2024
Economic, Housing and Mortgage Market Outlook – July 2024
Economic growth for Q1 2024 slows to the lowest level since Q2 2022 while the labor market also shows signs of cooling. More
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Spotlight | June 20, 2024
Asian American, Native Hawaiian, and Pacific Islanders Homeownership Gap
The Asian American, Native Hawaiian, and Pacific Islander cohort is growing as a percentage of the population, and we expect their homeownership rate to increase. More
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Spotlight | May 16, 2024
Mortgage Interest Rate Dispersion by Generation: Implications for the Housing Market
An analysis suggests that while Millennials and Gen Xers on average have secured low mortgage rates, refinance potential still exists among these generations. More