Freddie Mac logo
Freddie Mac logo
We’re a better company
more efficient and innovative in serving homebuyers, renters, our customers and taxpayers

A Stronger Company

In 2017...

We provided
$429 billion
in mortgage funding

Our total guarantee portfolio grew to
$2 trillion

We reported
$5.6 billion
in net income

We’ve returned $112.4 billion to taxpayers, nearly 60% more than we received from the U.S. Treasury.

"We now have a fully competitive company that is executing on its mission, protecting taxpayers and helping to build a better housing finance system for the nation. We are all proud to be part of this better Freddie Mac."

CEO Donald H. Layton, February 15, 2018

Since 1970, we've made home possible nearly
77 million times.

We've transferred a portion of credit risk on
$1+ trillion
of mortgages away from taxpayers

The Single Security will pave the way for a
$3.5 trillion
TBA MBS market in 2019

Our investment in the Common Securitization Platform will standardize agency MBS issuance and management

Transferring Risk Away from Taxpayers

We're the leading innovator in programs that shift credit risk to private investors and shield America's taxpayers.

Video: A Shared Passion

Since our credit risk transfer program began in 2009, we've added new products to meet the increasing demand, from over 800 investors.

Solutions for Homebuyers

In 2017...

We helped
312,000
first-time homebuyers

We helped nearly
663,000
families refinance and save money

Our 3% down payment
program is expanding access to credit for qualified homebuyers

  • map of USA house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house house

    The 30-year fixed-rate mortgage, the cornerstone of our business, accounts for almost 90% of the home-loan market. It lets homeowners enjoy low, stable payments and the flexibility to refinance penalty-free.

  • Video: A Shared Passion

    Home Possible® mortgages offer low down payment options to help first-time and low- to moderate-income homebuyers as well as buyers in high-cost and underserved markets.

  • We're improving access to credit by removing barriers for borrowers who don't have credit scores but qualify for mortgages.

    We're reimagining our technology. Our automated collateral evaluation lets some borrowers skip traditional home appraisals, saving time and money.

    We opened our 14th Borrower Help Center nationwide, providing counseling to homebuyers and homeowners.

Solutions for Renters

In 2017...

Our funding helped make 820,000 apartment units available nationwide

The
vast majority of the apartments we fund are affordable to moderate- and low-income renters

Our Targeted Affordable Housing program funded $8.6 billion to support housing for renters with the greatest need

  • Our goal is to support all corners of the multifamily market, to keep rental housing affordable and accessible.

  • SBL

    Small Balance Loan volume grew 76% in 2017 – bringing our cumulative funding through the program to $14.9 billion.

  • We're a leader in financing housing for seniors' assisted and independent living.

    Manufactured housing communities

    We've made home possible for nearly 81,000 families in 316 manufactured housing communities across 35 states.

    Green Advantage® helps multifamily property owners and developers provide affordable, resource-efficient housing.

Innovation

We're dedicated to automation and innovation that bring more efficiencies to the housing market.

Technology

Our focus and investment in technology is lowering costs across the industry, while helping to serve more families.

Commitment

We're committed to serving the industry by building a better and more sound housing finance system.

Excellence

We're working closely with our customers to meet their needs and help them remain strong and competitive.