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FreddieMac.com
Mortgage Market Survey Archive
Compilation of Weekly Survey Data for 2014
Current Mortgage Rates Data Since 1971
December 31, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.87% | 3.15% | 3.01% | 2.40% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.75 |
December 24, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.83% | 3.10% | 3.01% | 2.39% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
December 18, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.80% | 3.09% | 2.95% | 2.38% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
December 11, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.93% | 3.20% | 2.98% | 2.40% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
December 4, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.89% | 3.10% | 2.94% | 2.41% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
November 26, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.97% | 3.17% | 3.01% | 2.44% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
November 20, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.99% | 3.17% | 3.01% | 2.44% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
November 13, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.01% | 3.20% | 3.02% | 2.43% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
November 6, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.02% | 3.21% | 2.97% | 2.45% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
October 30, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.98% | 3.13% | 2.94% | 2.43% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
October 23, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.92% | 3.08% | 2.91% | 2.41% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.75 | 2.73 |
October 16, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 3.97% | 3.18% | 2.92% | 2.38% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
October 9, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.30% | 3.05% | 2.42% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
October 2, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.19% | 3.36% | 3.06% | 2.42% |
| Fees & Points | 0.4 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.74 |
September 25, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.20% | 3.36% | 3.08% | 2.43% |
| Fees & Points | 0.5 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
September 18, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.23% | 3.37% | 3.06% | 2.43% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
September 11, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.26% | 2.99% | 2.45% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
September 4, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.10% | 3.24% | 2.97% | 2.40% |
| Fees & Points | 0.5 | 0.5 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
August 28, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.10% | 3.25% | 2.97% | 2.39% |
| Fees & Points | 0.5 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.73 |
August 21, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.10% | 3.23% | 2.95% | 2.38% |
| Fees & Points | 0.5 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.73 |
August 14, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.24% | 2.97% | 2.36% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.73 |
August 7, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.14% | 3.27% | 2.98% | 2.35% |
| Fees & Points | 0.7 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.73 | 2.73 |
July 31, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.23% | 3.01% | 2.38% |
| Fees & Points | 0.6 | 0.7 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
July 24, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.13% | 3.26% | 2.99% | 2.39% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
July 17, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.13% | 3.23% | 2.97% | 2.39% |
| Fees & Points | 0.6 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.73 |
July 10, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.15% | 3.24% | 2.99% | 2.40% |
| Fees & Points | 0.7 | 0.6 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.73 | 2.72 |
July 3, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.22% | 2.98% | 2.38% |
| Fees & Points | 0.5 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.73 | 2.72 |
June 26, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.14% | 3.22% | 2.98% | 2.40% |
| Fees & Points | 0.5 | 0.5 | 0.3 | 0.4 |
| Margin | N/A | N/A | 2.73 | 2.72 |
June 19, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.17% | 3.30% | 3.00% | 2.41% |
| Fees & Points | 0.6 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.73 | 2.72 |
June 12, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.20% | 3.31% | 3.05% | 2.40% |
| Fees & Points | 0.6 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
June 5, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.14% | 3.23% | 2.93% | 2.40% |
| Fees & Points | 0.5 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.73 | 2.71 |
May 29, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.12% | 3.21% | 2.96% | 2.41% |
| Fees & Points | 0.6 | 0.5 | 0.3 | 0.4 |
| Margin | N/A | N/A | 2.72 | 2.72 |
May 22, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.14% | 3.25% | 2.96% | 2.43% |
| Fees & Points | 0.6 | 0.5 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.72 |
May 15, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.20% | 3.29% | 3.01% | 2.43% |
| Fees & Points | 0.6 | 0.6 | 0.4 | 0.5 |
| Margin | N/A | N/A | 2.72 | 2.72 |
May 8, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.21% | 3.32% | 3.05% | 2.43% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
May 1, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.29% | 3.38% | 3.05% | 2.45% |
| Fees & Points | 0.7 | 0.6 | 0.4 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.72 |
April 24, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.33% | 3.39% | 3.03% | 2.44% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.73 | 2.72 |
April 17, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.27% | 3.33% | 3.03% | 2.44% |
| Fees & Points | 0.7 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.73 | 2.72 |
April 10, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.34% | 3.38% | 3.09% | 2.41% |
| Fees & Points | 0.7 | 0.6 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.71 |
April 3, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.41% | 3.47% | 3.12% | 2.45% |
| Fees & Points | 0.7 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.75 | 2.72 |
March 27, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.40% | 3.42% | 3.10% | 2.44% |
| Fees & Points | 0.6 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
March 20, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.32% | 3.32% | 3.02% | 2.49% |
| Fees & Points | 0.6 | 0.6 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
March 13, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.37% | 3.38% | 3.09% | 2.48% |
| Fees & Points | 0.6 | 0.6 | 0.4 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
March 6, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.28% | 3.32% | 3.03% | 2.52% |
| Fees & Points | 0.7 | 0.6 | 0.4 | 0.3 |
| Margin | N/A | N/A | 2.75 | 2.71 |
February 27, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.37% | 3.39% | 3.05% | 2.52% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
February 20, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.33% | 3.35% | 3.08% | 2.57% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.3 |
| Margin | N/A | N/A | 2.74 | 2.71 |
February 13, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.28% | 3.33% | 3.05% | 2.55% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
February 6, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.23% | 3.33% | 3.08% | 2.51% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.70 |
January 30, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.32% | 3.40% | 3.12% | 2.55% |
| Fees & Points | 0.7 | 0.6 | 0.5 | 0.4 |
| Margin | N/A | N/A | 2.74 | 2.71 |
January 23, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.39% | 3.44% | 3.15% | 2.54% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.72 |
January 16, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.41% | 3.45% | 3.10% | 2.56% |
| Fees & Points | 0.7 | 0.7 | 0.5 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.71 |
January 9, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.51% | 3.56% | 3.15% | 2.56% |
| Fees & Points | 0.7 | 0.6 | 0.4 | 0.5 |
| Margin | N/A | N/A | 2.75 | 2.73 |
January 2, 2014
| Regional Breakdown | 30-Yr FRM | 15-Yr FRM | 5/1-Yr ARM | 1-Yr ARM |
|---|---|---|---|---|
| Average Rates | 4.53% | 3.55% | 3.05% | 2.56% |
| Fees & Points | 0.8 | 0.7 | 0.4 | 0.5 |
| Margin | N/A | N/A | 2.74 | 2.75 |
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac's business prospects or expected results. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2019 by Freddie Mac.