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September 19, 2019

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.73
Fees & Points 0.5
15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 3.21
Fees & Points 0.5
5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 3.49
Fees & Points 0.4
Margin 2.74
The National Mortgage Rate Snapshot One Year Ago One Week Ago
30-YR 15-YR 5/1-YR 30-YR 15-YR 5/1-YR
Average 4.65 4.11 3.92 3.56 3.09 3.36
Fees & Points 0.5 0.5 0.4 0.5 0.5 0.3
Margin N/A N/A 2.76 N/A N/A 2.74

Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac's business prospects or expected results, and are subject to change without notice. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. The information is therefore provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document is strictly prohibited. ©2019 by Freddie Mac.