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January 14, 2021

30-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.79
Fees & Points 0.7
15-Year Fixed Rate Mortgages US NE SE NC SW W
Average 2.23
Fees & Points 0.7
5/1-Year Adjustable Rate Mortgages US NE SE NC SW W
Average 3.12
Fees & Points 0.4
Margin 2.75
The National Mortgage Rate Snapshot One Year Ago One Week Ago
30-YR 15-YR 5/1-YR 30-YR 15-YR 5/1-YR
Average 3.64 3.07 3.3 2.65 2.16 2.75
Fees & Points 0.7 0.7 0.3 0.7 0.6 0.3
Margin N/A N/A 2.75 N/A N/A 2.75

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