Weekly Primary Mortgage Market Survey® (PMMS®)
Compilation of Weekly Survey Data for 2010
2010 Weekly Mortgage Rates Data
December 30, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.86 % | 4.20 % |
3.77 % | 3.26 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
December 23, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.81 % | 4.15 % |
3.75 % | 3.40 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
December 16, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.83 % | 4.17 % |
3.77 % | 3.35 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
December 9, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.61 % | 3.96 % |
3.60 % | 3.27 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
December 2, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.46 % | 3.81 % |
3.49 % | 3.25 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
November 24, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.40 % | 3.77 % |
3.45 % | 3.23 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
November 18, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.39 % | 3.76 % |
3.40 % | 3.26 % |
| Fees & Points |
0.9 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
November 11, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.17 % | 3.57 % |
3.25 % | 3.26 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
November 4, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.24 % | 3.63 % |
3.39 % | 3.26 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
October 28, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.23 % | 3.66 % |
3.41 % | 3.30 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
October 21, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.21 % | 3.64 % |
3.45 % | 3.30 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.76 | 2.77 |
October 14, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.19 % | 3.62 % |
3.47 % | 3.43 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.8 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
October 7, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.27 % | 3.72 % |
3.47 % | 3.40 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
September 30, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.32 % | 3.75 % |
3.52 % | 3.48 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
September 23, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.37 % | 3.82 % |
3.54 % | 3.46 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
September 16, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.37 % | 3.82 % |
3.55 % | 3.40 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
September 9, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.35 % | 3.83 % |
3.56 % | 3.46 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
September 2, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.32 % | 3.83 % |
3.54 % | 3.50 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
August 26, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.36 % | 3.86 % |
3.56 % | 3.52 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.78 |
August 19, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.42 % | 3.90 % |
3.56 % | 3.53 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
August 12, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.44 % | 3.92 % |
3.56 % | 3.53 % |
| Fees & Points |
0.7 | 0.6 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
August 5, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.49 % | 3.95 % |
3.63 % | 3.55 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
July 29, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.54 % | 4.00 % |
3.76 % | 3.64 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.77 |
July 22, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.56 % | 4.03 % |
3.79 % | 3.70 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
July 15, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.57 % | 4.06 % |
3.85 % | 3.74 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
July 8, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.57 % | 4.07 % |
3.75 % | 3.75 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
July 1, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.58 % | 4.04 % |
3.79 % | 3.80 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
June 24, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.69 % | 4.13 % |
3.84 % | 3.77 % |
| Fees & Points |
0.7 | 0.6 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.74 |
June 17, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.75 % | 4.20 % |
3.89 % | 3.82 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
June 10, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.72 % | 4.17 % |
3.92 % | 3.91 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
June 3, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.79 % | 4.20 % |
3.94 % | 3.95 % |
| Fees & Points |
0.8 | 0.7 |
0.7 | 0.7 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
May 27, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.78 % | 4.21 % |
3.97 % | 3.95 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
May 20, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.84 % | 4.24 % |
3.91 % | 4.00 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
May 13, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.93 % | 4.30 % |
3.95 % | 4.02 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
May 6, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.00 % | 4.36 % |
3.97 % | 4.07 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
April 29, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.06 % | 4.39 % |
4.00 % | 4.25 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
April 22, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.07 % | 4.39 % |
4.03 % | 4.22 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
April 15, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.07 % | 4.40 % |
4.08 % | 4.13 % |
| Fees & Points |
0.6 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.74 |
April 8, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.21 % | 4.52 % |
4.25 % | 4.14 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
April 1, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.08 % | 4.39 % |
4.10 % | 4.05 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.75 | 2.75 |
March 25, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.99 % | 4.34 % |
4.14 % | 4.20 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
March 18, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.96 % | 4.33 % |
4.09 % | 4.12 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
March 11, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.95 % | 4.32 % |
4.05 % | 4.22 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
March 4, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.97 % | 4.33 % |
4.11 % | 4.27 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
February 25, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.05 % | 4.40 % |
4.16 % | 4.15 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
February 18, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.93 % | 4.33 % |
4.12 % | 4.23 % |
| Fees & Points |
0.7 | 0.6 |
0.5 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
February 11, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.97 % | 4.34 % |
4.19 % | 4.33 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.73 | 2.76 |
February 4, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.01 % | 4.40 % |
4.27 % | 4.22 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
January 28, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.98 % | 4.39 % |
4.25 % | 4.29 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
January 21, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.99 % | 4.40 % |
4.27 % | 4.32 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.74 |
January 14, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.06 % | 4.45 % |
4.32 % | 4.39 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
January 7, 2010
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
5.09 % | 4.50 % |
4.44 % | 4.31 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
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