Weekly Primary Mortgage Market Survey® (PMMS®)
Compilation of Weekly Survey Data for 2012
2012 Weekly Mortgage Rates Data
December 27, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.35 % | 2.65 % |
2.70 % | 2.56 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
December 20, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.37 % | 2.65 % |
2.71 % | 2.52 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
December 13, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.32 % | 2.66 % |
2.70 % | 2.53 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
December 6, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.34 % | 2.67 % |
2.69 % | 2.55 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
November 29, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.32 % | 2.64 % |
2.72 % | 2.56 % |
| Fees & Points |
0.8 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
November 21, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.31 % | 2.63 % |
2.74 % | 2.56 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
November 15, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.34 % | 2.65 % |
2.74 % | 2.55 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.3 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
November 8, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.40 % | 2.69 % |
2.73 % | 2.59 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
November 1, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.39 % | 2.70 % |
2.74 % | 2.58 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
October 25, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.41 % | 2.72 % |
2.75 % | 2.59 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
October 18, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.37 % | 2.66 % |
2.75 % | 2.60 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
October 11, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.39 % | 2.70 % |
2.73 % | 2.59 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
October 4, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.36 % | 2.69 % |
2.72 % | 2.57 % |
| Fees & Points |
0.6 | 0.5 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
September 27, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.40 % | 2.73 % |
2.71 % | 2.60 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
September 20, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.49 % | 2.77 % |
2.76 % | 2.61 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
September 13, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.55 % | 2.85 % |
2.72 % | 2.61 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
September 6, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.55 % | 2.86 % |
2.75 % | 2.61 % |
| Fees & Points |
0.7 | 0.6 |
0.7 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
August 30, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.59 % | 2.86 % |
2.78 % | 2.63 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
August 23, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.66 % | 2.89 % |
2.80 % | 2.66 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.77 |
August 16, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.62 % | 2.88 % |
2.76 % | 2.69 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
August 9, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.59 % | 2.84 % |
2.77 % | 2.65 % |
| Fees & Points |
0.6 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
August 2, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.55 % | 2.83 % |
2.75 % | 2.70 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.75 | 2.76 |
July 26, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.49 % | 2.80 % |
2.74 % | 2.71 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
July 19, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.53 % | 2.83 % |
2.69 % | 2.69 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
July 12, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.56 % | 2.86 % |
2.74 % | 2.69 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.75 |
July 5, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.62 % | 2.89 % |
2.79 % | 2.68 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
June 28, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.66 % | 2.94 % |
2.79 % | 2.74 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
June 21, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.66 % | 2.95 % |
2.77 % | 2.74 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
June 14, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.71 % | 2.98 % |
2.80 % | 2.78 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
June 7, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.67 % | 2.94 % |
2.84 % | 2.79 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
May 31, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.75 % | 2.97 % |
2.84 % | 2.75 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
May 24, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.78 % | 3.04 % |
2.83 % | 2.75 % |
| Fees & Points |
0.8 | 0.7 |
0.6 | 0.4 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
May 17, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.79 % | 3.04 % |
2.83 % | 2.78 % |
| Fees & Points |
0.7 | 0.7 |
0.6 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
May 10, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.83 % | 3.05 % |
2.81 % | 2.73 % |
| Fees & Points |
0.7 | 0.7 |
0.5 | 0.5 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
May 3, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.84 % | 3.07 % |
2.85 % | 2.70 % |
| Fees & Points |
0.8 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
April 26, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.88 % | 3.12 % |
2.85 % | 2.74 % |
| Fees & Points |
0.7 | 0.6 |
0.6 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
April 19, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.90 % | 3.13 % |
2.78 % | 2.81 % |
| Fees & Points |
0.8 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
April 12, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.88 % | 3.11 % |
2.85 % | 2.80 % |
| Fees & Points |
0.7 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
April 5, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.98 % | 3.21 % |
2.86 % | 2.78 % |
| Fees & Points |
0.7 | 0.7 |
0.8 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
March 29, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.99 % | 3.23 % |
2.90 % | 2.78 % |
| Fees & Points |
0.7 | 0.8 |
0.8 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
March 22, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
4.08 % | 3.30 % |
2.96 % | 2.84 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
March 15, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.92 % | 3.16 % |
2.83 % | 2.79 % |
| Fees & Points |
0.8 | 0.8 |
0.8 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
March 8, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.88 % | 3.13 % |
2.81 % | 2.73 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
March 1, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.90 % | 3.17 % |
2.83 % | 2.72 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
February 23, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.95 % | 3.19 % |
2.80 % | 2.73 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
February 16, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.87 % | 3.16 % |
2.82 % | 2.84 % |
| Fees & Points |
0.8 | 0.8 |
0.8 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
February 9, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.87 % | 3.16 % |
2.83 % | 2.78 % |
| Fees & Points |
0.8 | 0.7 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
February 2, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.87 % | 3.14 % |
2.80 % | 2.76 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
January 26, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.98 % | 3.24 % |
2.85 % | 2.74 % |
| Fees & Points |
0.7 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
January 19, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.88 % | 3.17 % |
2.82 % | 2.74 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
January 12, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.89 % | 3.16 % |
2.82 % | 2.76 % |
| Fees & Points |
0.7 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
January 5, 2012
| Regional Breakdown
| 30-Yr FRM |
15-Yr FRM |
5/1-Yr ARM |
1-Yr ARM |
| Average Rates |
3.91 % | 3.23 % |
2.86 % | 2.80 % |
| Fees & Points |
0.8 | 0.8 |
0.7 | 0.6 |
| Margin |
N/A | N/A |
2.74 | 2.76 |
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