Relief for Homeowners and Renters
We’re extending help to millions of homeowners and renters facing financial hardships as a result of COVID-19.
As part of a larger effort to increase transparency, Freddie Mac is making available loan-level credit performance data on all mortgages that the company purchased or guaranteed from 1999 to 2020.
The availability of this data will help investors build more accurate credit performance models in support of ongoing risk sharing initiatives highlighted by our regulator, the Federal Housing Finance Agency in the 2021 conservatorship scorecard.
The Standard and Non-Standard datasets cover approximately 45.5 million mortgages (including HARP loans) originated between January 1, 1999 and September 30, 2020. Monthly loan performance data, including credit performance information up to and including property disposition, is being disclosed through March 31, 2021. Specific credit performance information in the dataset includes voluntary prepayments and loans that were Foreclosure Alternatives and REOs. Specific actual loss data in the dataset includes net sales proceeds, MI recoveries, non-MI recoveries, expenses, current deferred UPB, and due date of last paid installment.
The information in the historical dataset is unaudited and subject to change. Freddie Mac cannot guarantee the dataset is complete or error free. Read our disclaimer. The historical dataset is not to be construed as securities disclosure.
In addition, Freddie Mac requires a licensing agreement for commercial redistribution of the data in its Single-Family Loan-Level Dataset. Use of the dataset continues to be free for non-commercial, academic/research and for limited use, subject to the applicable terms and conditions.
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac's business prospects or expected results. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2021 by Freddie Mac.