Freddie Mac Blog

Helpful information and tips on buying, owning or renting a home and the housing market

Homeownership: 90% of today's homeowners believe that homeownership is part of the American Dream

Top 4 Things Every New Homeowner Should Do

From setting up utilities to changing the locks, here is a list of things to do once you have the keys to your new home.

How to Ensure a Smooth Closing

Before closing day arrives, follow these steps to make sure you are prepared.

Once you find a home that meets your wants and needs, your real estate agent will help you make a strong offer.

5 Rules for Making an Offer on a Home

Once you find a home that meets your wants and needs, your real estate agent will help you make a strong offer.

Finding a home: There are differences between single-family homes, condos, manufactured homes and townhomes.

Tips for Online House Hunting

Modern technology is changing a lot of things – including the way buyers search for homes.

Mortgages: The 30-year fixed-rate mortgage is the product of choice for nearly 90% of today's homebuyers.

How to Find the Right Mortgage

You will need to consider these three things when choosing a mortgage.

Pre-approval: to get pre-approved, lenders evaluate your 4 Cs: capacity, capital, collateral, credit

How to Get Pre-Approved for a Mortgage

Here's what you need to know to get pre-approved for a mortgage.

Down payments: The average down payments on a house or condo is 12%

Do I Need to Put 20% Down on a Home?

Contrary to popular belief, you can put as little as a 3% down payment on a home.

Budgeting: You should budget 1-2% of the purchase price of the home for your earnest money deposit

Budgeting for Upfront Costs: The Homebuyer’s Guide

Learn which expenses you’ll need to cover out of pocket, so you can factor them into your final homebuying budget.

There is no one-size fits all homebuying timeline. The median age for first time homebuyers is 33 year old.

8 Steps to Buying a Home

Are you ready to buy a home? Here's a step-by-step guide to help you navigate the homebuying process.

5 Simple Ways to Make Your Home Eco-Friendly

Making green improvements can not only reduce the cost of your utilities but can also increase the value of your home. In fact, Freddie Mac research has shown that homes with an energy efficient rating sell for 2.7% more on average than homes without these ratings.

Green wall with windows aligned top to bottom.

Do Green Improvements Increase Resale Value?

How can you get the most money when selling you house? One of the easiest ways is to make energy efficient improvements.

5 Questions to Ask Before You Buy a Green Home

Are you in the market for an eco-friendly home? Work with your team to understand all your options.