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FreddieMac.com

We Are Committed to Promoting Equity and Sustainable Housing

As economic factors continue to challenge affordability, we are committed to working across the industry to promote equity and sustainable housing nationwide.

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Family entering home

Mortgage Rates

Average rates as of August 11, 2022
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30-Year fixed-rate mortgage
0.7 Fees/Points
5.22%
15-Year fixed-rate mortgage
0.7 Fees/Points
4.59%
5/1-Year adjustable-rate mortgage
0.0 Fees/Points
4.43%

We Make Home Possible

Over five decades, we have provided more than $11.6 trillion to make home possible for more than 80 million owners and renters.

Home to More

Our mission is so much more than just words on a page. It makes home possible for millions of families across the U.S.

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Leading the Housing Industry

Each of our divisions play a critical role in financing affordable housing for America's homeowners and renters, while supporting our customers.

Single-Family

Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they can continue lending to qualified borrowers.

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Multifamily

Our Multifamily Division purchases loans on apartment buildings from our network of Optigo® lenders, then bundles these loans into securities for investors – ensuring liquidity, stability and affordability in the market.

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Renters, Buyers & Owners

Whether you are looking to buy or sell a home, refinance a mortgage, or find a quality rental, our resources help you understand your options and decide what’s right for you.