Board of Directors

Global Chief Information Officer
Arthur J. Gallagher & Co.

Mark H. Bloom has been the Global Chief Information Officer of Arthur J. Gallagher & Co., a global insurance brokerage, risk management and consulting services firm, since March 2022. Mr. Bloom previously served as the Global Chief Technology Officer and as a member of the Management Board of Aegon N.V., a multinational life insurance, pensions, and asset management company, from 2016 to 2021. Before joining Aegon, Mr. Bloom held various positions at Citigroup, Inc. from 2007 to 2016, including Head of Global Consumer Digital and Operations Technology, where he was responsible for digital, data, and operations technology solutions and innovations. Prior to that, Mr. Bloom held various positions at JP Morgan Chase & Company from 2001 to 2007, including Senior Vice President, Chase Home Financial Technology; and he was Senior Vice President, eBusiness Solutions at CACI International, Inc. from 1999 to 2001. Mr. Bloom is a former member of the Board of Aegon UK.

Senior Advisor
Patomak Global Partners

Kathleen L. Casey has been a Senior Advisor with Patomak Global Partners, a financial services consulting firm, since 2012. Ms. Casey previously served in various senior U.S. government positions. She served as Commissioner of the U.S. Securities and Exchange Commission (SEC) from 2006 to 2011 and acted as the SEC’s principal representative in multilateral and bilateral regulatory dialogues, the G20 Financial Stability Board, and the International Organization of Securities Commissions. Prior to that, Ms. Casey served in various roles within the U.S. Senate from 1993 to 2006, including as Staff Director and Counsel of the U.S. Senate Banking, Housing, and Urban Affairs Committee and Staff Director of the Senate Banking Committee’s Subcommittee on Financial Institutions and Regulatory Relief. Ms. Casey is a member of the Strategic Advisory Board of Kharon, the board of directors of Sepio Systems, Inc., and the Library of Congress Trust Fund Board. She is a former member of the board, and is the former chair, of Penn State Health; former member and chair of the Financial Accounting Foundation Board of Trustees; former member of the International Valuation Standards Council Board of Trustees; and a former member of the Board of HSBC Holdings plc.

Retired Managing Director, Global Fixed Income Investment Team
BlackRock, Inc.

Mr. Chavers served as a Managing Director at BlackRock, Inc., an investment management firm, from 2011 to 2021, retiring as Managing Director, Global Fixed Income Investment Team. During his tenure at BlackRock, he also served as Managing Director, Global Public Policy Group, and Managing Director, BlackRock Solutions, Financial Markets Advisory Group. Prior to joining BlackRock, he held various positions at Morgan Stanley from 2003 to 2011, including Managing Director, Senior Relationship Management and Head, Mortgage Strategy & Execution. Mr. Chavers joined Morgan Stanley from Goldman Sachs & Company, where he was Vice President, Principal Finance Group, Mortgage Securities Department from 1998 to 2003. He had previously held various positions in the U.S. government from 1989 to 1998, ultimately serving as President of Ginnie Mae from 1995 to 1998. Mr. Chavers began his career as an associate at the law firm of Milbank, Tweed, Hadley & McCloy LLP.

Mr. Chavers is a member of the boards of directors of Chimera Investment Corporation, SMBC Americas Holdings, Inc., Toorak Capital Partners, and the board of trustees of Optimum Funds. In addition, Mr. Chavers serves as a board member of various nonprofit organizations, including Enterprise Community Partners, Ivory Innovations, the Penn Institute for Urban Research, the University of Virginia Foundation, and Upper Manhattan Empowerment Zone, and serves as Chairman of the Bedford Stuyvesant Restoration Corporation. Mr. Chavers is a former member of the board of Home Partners of America.

Chief Executive Officer
Freddie Mac

Michael DeVito is Chief Executive Officer of Freddie Mac, one of the largest providers of mortgage financing in the United States. He is also a member of the company's Board of Directors.

As CEO, DeVito is dedicated to achieving Freddie Mac’s mission to support a liquid, stable and affordable housing finance system. To achieve this, he is focused on three key priorities: practicing risk management excellence to ensure the company’s safety and soundness through the economic cycle, growing talent to develop the next generation of leaders, and building financial strength through strong financial and business results.

DeVito brings more than 30 years of experience in the mortgage and financial services industry to Freddie Mac. He spent more than 23 years at Wells Fargo and Company, rising to the level of Executive Vice President, Head of Home Lending, where he was responsible for all aspects of the company’s mortgage and home equity business.

Retired Executive Vice President, Operations and Technology
TD Canada Trust

Lance F. Drummond served as Executive Vice President, Operations and Technology of TD Canada Trust from 2011 to 2014. Prior to joining TD, Mr. Drummond was Executive Vice President of Human Resources and Shared Services at Fiserv Inc. from 2009 to 2011. From 2002 to 2008, he was Senior Vice President and Supply Chain Executive, Service and Fulfillment Executive for Global Technology and Operations and eCommerce and ATM Executive at Bank of America. Mr. Drummond began his career at Eastman Kodak Company, where he held a variety of positions from 1976 to 2002, including serving from 1998 to 2002 as Chief Operating Officer and Corporate Vice President, Kodak Professional Division. Mr. Drummond is a member of the boards of directors of United Community Banks, Inc., AvidXchange, and the Financial Industry Regulatory Authority. Mr. Drummond is a former member of the board of CurAegis Technologies.

Retired Chief Financial Officer
SunTrust Banks, Inc.

Aleem Gillani served as the Chief Financial Officer of SunTrust Banks, Inc. from 2011 until 2018. In that role, Mr. Gillani was responsible for the corporate finance functions, including external reporting, management accounting, corporate development, corporate tax, corporate real estate, strategic planning, investor relations, corporate treasury and regulatory stress tests. Previously, he served as SunTrust’s Corporate Treasurer from 2010 to 2011 and Chief Market Risk Officer from 2007 to 2010. Prior to joining SunTrust in 2007, he spent most of his career in risk management roles, including as the Chief Market Risk Officer for two other financial institutions. He currently serves on the board of the Atlanta Area Council for the Boy Scouts of America. Mr. Gillani is also a former member of the boards of the National March of Dimes Foundation, SunTrust Robinson Humphrey, and Zoo Atlanta. He was the founding chair of the Market Risk Council for the Risk Management Association (RMA), and served for many years as a director on the RMA board. He and his wife also co-chaired the Parent Board at the Georgia Institute of Technology.

Retired Vice Chairman
Prudential Financial, Inc.

Mark B. Grier served as the Vice Chairman and member of Prudential Financial Inc.'s Office of the Chairman until his retirement in 2019. He joined Prudential in 1995 as Chief Financial Officer and held several positions before being named to the Office of the Chairman in 2002 and as Vice Chairman in 2007. Prior to joining Prudential, Mr. Grier held various positions at Chase Manhattan Corporation and its predecessors from 1978 to 1995, including Executive Vice President, Global Risk Management and Executive Vice President, Co-Head of Global Markets. He began his career at Lincoln Financial in 1978 as an economic analyst. Mr. Grier is Chair of the Global Impact Investing Network (GIIN), is a member of the boards of The Geraldine R. Dodge Foundation and Human Capital Development, LLC, and is a Trustee of Eisenhower Fellowships. Mr. Grier also is a former member of several public and non-profit boards, including Achieve, Inc.; Annuity & Life Re America, Inc.; Prudential Financial, Inc.; RGS Energy Group, Inc.; and the Tragedy Assistance Program for Survivors (TAPS).

Chief Executive Officer
Hayden Consulting, LLC

Mr. Hayden is a former board member of Residential Mortgage Services Holdings, Inc. (RMS), where he served as Vice Chairman from 2013 to 2021. He is the CEO of Hayden Consulting, LLC, which has provided consulting services for mortgage banks, commercial banks, thrifts, REITs, and private equity firms since 2005. Prior to joining RMS, he was President of PHH Mortgage Corporation from 2010 to 2012 and Executive Vice President and Senior Managing Director at GMAC Residential Capital from 2007 to 2008. From 1992 to 2005, he held various positions at JPMorgan Chase & Company and its predecessors, eventually becoming Executive Vice President of Consumer Market Risk Management. Prior to JPMorgan, Mr. Hayden served as Senior Vice President of Security Pacific National Bank from 1989 to 1992. Mr. Hayden began his career as a loan officer and loan purchaser at Ralph C. Sutro Company.

Managing Director
Harvard University's Joint Center for Housing Studies

Christopher E. Herbert has been the Managing Director for Harvard University's Joint Center for Housing Studies and a lecturer in Urban Planning and Design at the Harvard Graduate School of Design since January 2015. Prior to his appointment as Managing Director, he served as Research Director from 2010 to 2014. From 1997 to 2010, Mr. Herbert was a Senior Associate at Abt Associates, Inc. Mr. Herbert is a member of the National Association of Realtors Strategic Think Tank, the Habitat for Humanity Cost of Home Cabinet and Research Advisory Council, and the advisory boards of the Milken Institute Center for the Future of Aging and Ivory Innovations. He is a former member of the Federal Reserve Bank of Boston's Community Development Research Advisory Council, the Center for Responsible Lending's Research Advisory Council, the board of directors of the Homeownership Preservation Foundation, and the board of trustees of Greenpath Financial Wellness, and is a former fellow at the University of Wisconsin-Madison's Center for Financial Security.

Retired President
Capital One Multifamily Finance, LLC

Grace A. Huebscher served as President of Capital One Multifamily Finance, LLC, a subsidiary of Capital One Financial Corporation, from 2013 to March 2017 and served as an advisor of Capital One Commercial Bank from April 2017 to November 2017. Prior to that, Ms. Huebscher was Chief Executive Officer of Beech Street Capital, LLC, a company she co-founded in 2009 and ultimately sold to Capital One in 2013. From 1997 to 2009, she held a variety of positions at Fannie Mae, including Vice President, Capital Markets. Prior to that, Ms. Huebscher worked in money center banking, served as Chief Executive Officer for a mortgage banking firm, and ran capital markets for a start-up investment bank that created HUD's performing and non-performing loan sales programs. She currently serves as a Trustee of The Kenyon Review and is a former member of the Commercial Board of Governance of the Mortgage Bankers Association.

Non-Executive Chair
Non-Executive Chair Retired Chair and Chief Executive Officer, The Dun & Bradstreet Corporation

Sara Mathew served as Chair and Chief Executive Officer of the Dun & Bradstreet Corporation (D&B) until her retirement in December 2013. She joined D&B in 2001, was appointed President and Chief Operating Officer in 2007, Chief Executive Officer in January 2010, and Chair in July 2010. Before joining D&B, Ms. Mathew spent 18 years at The Procter & Gamble Company in a variety of finance and management positions, including as Vice President of Finance for Australia, Asia and India. Ms. Mathew is a member of the boards of directors of Carnival Corp. & plc, Dropbox, Inc., and State Street Corporation. She is a former member of the boards of directors of D&B, Avon Products, Inc., the Campbell Soup Company, Reckitt Benckiser Group plc, Shire plc, and Xos, Inc. (formerly NextGen Acquisition Corporation), and is a former member of the International Advisory Council of Zurich Financial Services Group.

Chairman, President and Chief Executive Officer
Beazer Homes USA, Inc.

Allan P. Merrill has served as President and Chief Executive Officer of Beazer Homes USA, Inc. since June 2011 and as Chairman of Beazer's Board since November 2019. Mr. Merrill joined Beazer in May 2007 as Executive Vice President and Chief Financial Officer. Prior to joining Beazer, Mr. Merrill worked in both investment banking and in online real estate marketing. From 2000 to 2007, he worked for Move, Inc., where he served as Executive Vice President of Corporate Development and Strategy from 2001 to 2007 and as president of Homebuilder.com, a division of Move, Inc., from 2000 to 2001. From 1987 to 2000, Mr. Merrill worked for the investment banking firm UBS AG (and its predecessor Dillon, Read & Co.). Mr. Merrill is a member of the boards of Builder Homesite Inc. and the Leading Builders of America, and also serves on the Policy Advisory Board of the Joint Center for Housing Studies at Harvard University.

Former Chief Executive Officer and Founder
Evince Asset Management LP

Alberto Musalem served as Chief Executive Officer and Co-Chief Investment Officer of Evince Asset Management LP from 2018 to 2022, an investment manager that he began work on in 2017 and co-founded in 2018. Prior to Evince, Mr. Musalem served as Executive Vice President and Senior Advisor to the President at the Federal Reserve Bank of New York from 2014 to 2017, where he led the Integrated Policy Analysis and the Emerging Markets and International Affairs Groups, and served on the Bank’s Management Committee. Mr. Musalem held various senior positions at Tudor Investment Corporation from 2000 to 2013, including Global Head of Research, Managing Director, and Partner. He also served on the firm's Management, Capital Allocation, and Strategy Committees. Mr. Musalem was an economist at the International Monetary Fund from 1996 to 2000, working with IMF teams and country authorities to manage through the emerging market financial crises of the late 1990’s. He also worked at Bankers Trust in 1995 and McKinsey & Co. in 1994. Mr. Musalem is a member of the board of Man Group plc. He serves on the Distinguished Advisory Group of the Integrity Council for the Voluntary Carbon Market. He also served as Chairman of the Board of Directors of School the World from 2012 to 2015, a non-profit organization committed to solving extreme poverty through the power of education. Mr. Musalem is Adjunct Professor of finance at Georgetown University’s McDonough School of Business and was Adjunct Professor of international financial markets at Johns Hopkins’ School of Advanced International Studies in 2007. He is also a member of the Council on Foreign Relations and the Economic Club of New York.