Leading Technology Innovation in Housing Finance
Freddie Mac is leading the housing finance industry with technology innovations that meet the needs of lenders and investors, streamline processes, and lower the cost of housing for America’s families.
Operational Efficiency
Automating processes increases speed, precision and confidence.
Cost Savings
Our technology brings down costs for lenders and borrowers.
Customer-Focused
We continually enhance our technology solutions to better serve the evolving needs of our customers.
We are engineering efficiency and cost savings into every part of the loan lifecycle, from underwriting to servicing. Our technology saves lenders time and money, strengthens loan quality, and prioritizes the sellers' experience.
Benefits of Our Technology for Lenders and Borrowers
$1,700
savings per loan
5
days shorter production timeline
$600
in closing costs savings for borrowers
Technology Spotlight
Loan Product Advisor ®
Freddie Mac’s automated underwriting system, Loan Product Advisor (LPA®), is the standard-bearer of digital innovation, enabling lenders to quickly assess loan eligibility while upholding safety and soundness.
Benefits of Our Technology for Investors
Freddie Mac’s technology enables efficient, transparent and standardized creation of structured capital markets products, giving investors the tools and information they need to make well-informed investment decisions.
Technology Spotlight
Clarity Data Intelligence ®
We provide unparalleled access to performance data on the underlying collateral of our securities through Clarity Data Intelligence.
With easy-to-use data intelligence tools and dashboards, Clarity increases transparency of the vast amount of mortgage data to the market.