Skip to main content

About Freddie Mac

We serve America’s homebuyers, homeowners and renters by providing liquidity, stability and affordability to the housing market through all economic cycles and in all communities nationwide.

About Freddie Mac

What we do

Freddie Mac was chartered by Congress in 1970 to support the U.S. housing finance system and help ensure a reliable and affordable supply of mortgage funds across the country. 

Rather than lending directly to borrowers, Freddie Mac operates in the U.S. secondary mortgage market, buying loans that meet our standards from approved lenders. 

Those  lenders  are then, in turn, able to provide more loans to qualified borrowers and keep capital flowing into the housing market. Freddie Mac then pools the mortgages it buys into securities, which they sell to investors around the world.

Learn how we put our mission into action in the We Make Home Possible report

Our History

Through these and other milestones, Freddie Mac has moved our company, and housing finance system, forward for a new era, helping to build a housing finance system for the nation. A steady stream of improvements and strong business fundamentals are key drivers in this transformation.