Blog Archive

  • Adding Equity Up

    Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth through equity. Let's see how this equity adds up.

  • Why Homeownership Matters: The Triple Bottom Line

    To celebrate National Homeownership Month, we're launching a blog series to show how homeownership impacts us, from providing social stability to fueling our national economy.

  • 2018 Spring Homebuying Season Quiz

    Have you enjoyed our Spring Homebuying Season Blog Series? Prove it!

  • You're a Homeowner! Now What?

    Owning a home comes with responsibilities, but it also comes with a lot of freedom.

  • Closing: What to Expect

    Closing is exciting because it's the final step in purchasing your home, but it can also be overwhelming. Learn what to expect.

  • Leveraging Your Rate

    When it comes to mortgage rates, the lower the better. See how taking the extra time to shop around can help you.

  • Let's Get to the Point

    While shopping for a mortgage you'll be offered the option to buy "discount points". What are they and do you need them?

  • Amore Your Amortization Schedule

    What exactly is amortization, what is an amortization schedule, and why does it matter?

  • Homeownership: Taking Taxes into Account

    2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them . The answer: It depends.

  • Putting the ROI in RenOvatIons

    Here are six home improvement projects that will almost pay for themselves in resale value.

  • Should You Fix It or Adjust It?

    Take the time to learn the important features and benefits of the two most prominent mortgage types.

  • Stability through Innovation

    Learn how our transformation and innovations are creating a better, more stable housing finance system.

  • Want to Buy a Home? Answer These 5 Questions

    Before purchasing your home, it's important to get a full picture of your financial situation.

  • What's Your Financial IQ?

    April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.

  • Debunking the 20% Down Myth

    Don't let the 20% myth keep you from purchasing a home this spring homebuying season.

  • Don't Leave Money on the Table

    Shopping around for a better a mortgage rate could save you hundreds or thousands of dollars.

  • Beyond Your Mortgage: Know What You Can Afford

    In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

  • But Wait, There's More

    In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?

  • Understanding the Homebuying Timeline

    We've outlined the main steps involved in the homebuying process to help get you started.

  • How Much is Affordability a Factor?

    Renters say that affordability will dictate whether they will continue renting in the future.

  • Who Does What?

    The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

  • 2018 Spring Homebuying Season: Meet Nicole

    Follow Nicole's homeownership journey this Spring for tips to get into a new home.

  • The Fiercest Spring Homebuying Season in a Decade

    This year's spring homebuying season is predicted to be even more competitive than years past. Learn how you can get a head start on the competition.

  • Interest Rate vs. APR

    Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

  • March Madness: The Bottom Line

    The "Big Dance" is one of the most famous annual sporting events, giving 14 cities the opportunity to shine.

  • Will Millennials Move Out?

    What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

  • How Will Rising Rates Affect Your Bottom Line

    With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

  • Taking Responsibility

    While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

  • 4 Tips for Buying a HomeSteps Home

    If you're shopping for a home, it's definitely worth taking a look at HomeSteps homes. Here are 4 tips for buying one.

  • Your Buying Power Just Increased

    New loan limit increases may help you reach your goal of buying a home.

  • When Mortgage Rates Weren't Groovy

    The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

  • What is Home Equity and Why Do I Want It?

    Let's define the term and calculate how much home equity you have.

  • How Your Tax Refund Can Help You Buy a Home

    If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.

  • Renting Vs. Buying: 5 Questions to Ask Yourself

    Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes.

  • When Is the Best Time to Sign a Lease?

    Did you know that you could save hundreds of dollars on rent depending on when you sign your next lease? Two new surveys highlight the differences by month and location.

  • Quite Simply, We're Better

    Freddie Mac is a much better company that has transformed significantly. Learn more about our accomplishments and milestones met over the past year.

  • Who Do I Call If Disaster Forbearance Is Ending?

    Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

  • The Nation's Rental Housing Leader, Quantified

    2017 was a record-setting year for our rental housing business, Freddie Mac Multifamily.

  • Numbers Don't Lie: 2017 Housing Trends

    The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

  • How Much Will You Bring to the Closing Table?

    Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

  • Pros and Cons of Buying a Home in Winter

    Just because Spring is a busier real estate season than the others doesn't make it better for buyers.

  • One Easy System for Improving Your Credit? Yes!

    Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.

  • Use Your Assets

    Did you know you can use your financial assets to qualify for a conforming, conventional mortgage?

  • What to Expect: Tick Tock

    If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

  • Mars vs. Venus and Your Home

    It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

  • Your Resolution, Your Home

    If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.

  • Let's Talk About 3% Down

    If you think buying a home is out of reach because you don't have enough for a 20% down payment, get the facts about 3% down options.

  • Community Crew: A Look Back at a Year of Service

    It was a big year for Freddie Mac's Community Crew as our energetic team volunteered to give back to their communities.

  • Our Top Ten List

    The results are in. Did you read our top most–read blog posts for 2017?

  • Overcoming the Down Payment Hurdle

    You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.