Blog Archive

  • What's Your Financial IQ?

    April is Financial Literacy Month and there is no better time than now to brush up on your financial education and life-long money management skills.

  • Debunking the 20% Down Myth

    Don't let the 20% myth keep you from purchasing a home this spring homebuying season.

  • Don't Leave Money on the Table

    Shopping around for a better a mortgage rate could save you hundreds or thousands of dollars.

  • Beyond Your Mortgage: Know What You Can Afford

    In addition to your mortgage, there are additional expenses to consider when planning for your financial future once you become a homeowner.

  • But Wait, There's More

    In addition to principal and interest, your monthly mortgage payment may also include an escrow payment and private mortgage insurance payment. So, what are these extra payments?

  • Understanding the Homebuying Timeline

    We've outlined the main steps involved in the homebuying process to help get you started.

  • How Much is Affordability a Factor?

    Renters say that affordability will dictate whether they will continue renting in the future.

  • Who Does What?

    The homebuying process can be intimidating. The good news? You'll have a team of very important people who will work hard to make your experience as smooth as possible.

  • 2018 Spring Homebuying Season: Meet Nicole

    Follow Nicole's homeownership journey this Spring for tips to get into a new home.

  • The Fiercest Spring Homebuying Season in a Decade

    This year's spring homebuying season is predicted to be even more competitive than years past. Learn how you can get a head start on the competition.

  • Interest Rate vs. APR

    Interest Rates and APR are both used when applying for a loan. Understanding the difference between them could save you thousands of dollars.

  • March Madness: The Bottom Line

    The "Big Dance" is one of the most famous annual sporting events, giving 14 cities the opportunity to shine.

  • Will Millennials Move Out?

    What happens the newly crowned largest generation decides to start buying homes...and what happens if they don't?

  • How Will Rising Rates Affect Your Bottom Line

    With the heightened talk about rising interest rates, many prospective homebuyers are understandably concerned about whether now is the right time to purchase a home.

  • Taking Responsibility

    While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you'll have as a homeowner.

  • 4 Tips for Buying a HomeSteps Home

    If you're shopping for a home, it's definitely worth taking a look at HomeSteps homes. Here are 4 tips for buying one.

  • Your Buying Power Just Increased

    New loan limit increases may help you reach your goal of buying a home.

  • When Mortgage Rates Weren't Groovy

    The most dramatic increase in mortgage rates came during the late 1970s. What would happen if rates rise like that again?

  • What is Home Equity and Why Do I Want It?

    Let's define the term and calculate how much home equity you have.

  • How Your Tax Refund Can Help You Buy a Home

    If you're expecting a tax refund this year, check out these three ways your refund could bring you closer to homeownership.

  • Renting Vs. Buying: 5 Questions to Ask Yourself

    Answer these five questions and you'll be ready to make major decisions by the time the spring thaw comes.

  • When Is the Best Time to Sign a Lease?

    Did you know that you could save hundreds of dollars on rent depending on when you sign your next lease? Two new surveys highlight the differences by month and location.

  • Quite Simply, We're Better

    Freddie Mac is a much better company that has transformed significantly. Learn more about our accomplishments and milestones met over the past year.

  • Who Do I Call If Disaster Forbearance Is Ending?

    Were your monthly mortgage payments suspended temporarily because you were affected by a recent natural disaster? Wondering what happens when this "forbearance period" ends?

  • The Nation's Rental Housing Leader, Quantified

    2017 was a record-setting year for our rental housing business, Freddie Mac Multifamily.

  • Numbers Don't Lie: 2017 Housing Trends

    The National Association of REALTORS annual report on home buyers and sellers is full of information on the state of housing in 2017.

  • How Much Will You Bring to the Closing Table?

    Before you get the keys to the home that you're buying, you'll go through the closing process, which includes paying certain fees. How much money are we talking about?

  • Pros and Cons of Buying a Home in Winter

    Just because Spring is a busier real estate season than the others doesn't make it better for buyers.

  • One Easy System for Improving Your Credit? Yes!

    Looking for an easy, convenient way to better manage your finances, improve your credit, save money, and work toward buying a home? Check out this new Freddie Mac program.

  • Use Your Assets

    Did you know you can use your financial assets to qualify for a conforming, conventional mortgage?

  • What to Expect: Tick Tock

    If you're looking to buy your first home, you're likely asking how long the homebuying process takes, soup to nuts. Learn more about the timeline and necessary steps.

  • Mars vs. Venus and Your Home

    It's a fact that men's and women's brains are wired in different ways. Just how much do these differences stack up when looking for a home? Let's find out.

  • Your Resolution, Your Home

    If one of your New Year's resolutions is homeownership, check out our tips to help you reach your goal.

  • Let's Talk About 3% Down

    If you think buying a home is out of reach because you don't have enough for a 20% down payment, get the facts about 3% down options.

  • Community Crew: A Look Back at a Year of Service

    It was a big year for Freddie Mac's Community Crew as our energetic team volunteered to give back to their communities.

  • Our Top Ten List

    The results are in. Did you read our top most–read blog posts for 2017?

  • Overcoming the Down Payment Hurdle

    You're ready to buy a home, but the down payment seems like an insurmountable hurdle. Don't throw in the towel yet. It might be easier than you think.

  • The Top Misconceptions About Homebuying

    While 2017 may have been the best year for housing in a decade, new data indicates several perceived barriers to homeownership.

  • The 4 Cs of Qualifying for a Mortgage

    Thinking about buying a home but not sure whether you qualify for a mortgage? Here's what lenders look for in a borrower.

  • When Should You Buy that Starter Home?

    While Spring is traditionally thought of as the peak season for buying a new home, those looking for a starter home should wait until the leaves start to fall.

  • Recap of 2017: The Best Year in a Decade

    Despite challenges, the housing markets remain on track for their best year in a decade.

  • Doubling Down on Affordable Housing

    We announced our reentry into the Low-Income Housing Tax Credit market, which encourages the creation and preservation of rental housing for low- and very low-income families.

  • 3 Reasons to Buy a Home This Fall

    Fall is a great time of the year with changing leaves, football, a bit of chill in the air, and - for homebuyers. Find out why.

  • Could a Manufactured Home Be Right for You?

    Manufactured homes have improved a lot over time, and are an important source of housing across the country. In Kentucky, a new program can help get you ready to buy one.

  • The Big, Bad "B" Word

    Even as the housing industry continues to recover and grow more stable, many are keeping an eye out for the next house price bubble.

  • Winter is Coming: Brighten Up!

    Winter days ahead mean darker and shorter days for most. How can you brighten your home to balance the gray? Check out these solutions.

  • Mansion or Yurt: What Can You Afford?

    Dreaming of owning a home and wondering how much you can afford? You're not alone.

  • We're Proud, We're Committed, We're Better

    We're a stronger and more competitive company. See how our numbers back this up.

  • Be Wicked Smart About Identity Theft

    Join us in our final National Cyber Security Awareness Month post to learn how to keep yourself and your information secure.

  • Is Renting Becoming More Affordable?

    A new report issued by Freddie Mac, has found that over the past six years, the already–acute shortfall of affordable rental units has widened considerably.