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Homeownership

Homeownership

Mortgage Fraud: Most Active States & Schemes

The five most active states for mortgage fraud, and the most active schemes, according to Freddie Mac's fraud investigators. More


Homeownership

Survey Says the Biggest Red Flag for Mortgage Lenders Is ...

Your credit score is the most important factor to a lender deciding whether to give you a mortgage loan, right? Wrong, according to a new survey. More


Homeownership

529: It's not Just for College Savings

529 is not just a college savings plan. It's also the amount of the reduction in your monthly mortgage payment had you completed a Home Affordable Mortgage Program (HAMP) loan modification over the last five years. Learn if HAMP is right for you. More


Homeownership

Who's Who?

The homebuying process: It's exciting, can be intimidating and there are a lot of people involved. The good news? All these people work hard to make your experience as smooth as possible, including several that will hold your hand throughout the process. Let us introduce you. More


Homeownership

How Do Mortgage Fraudsters Find Their Targets?

Borrower desperation simplifies the fraudsters' job to the point where all they have to do is advertise a promise and post a phone number or e-mail address. More


Homeownership

HARP: It's the Real Deal

Today, we're swatting down one of the answers we hear most when we ask eligible borrowers why they haven't HARPed: They think it's a scam. Here's why it's not. More


Homeownership

Help Around the Corner and Across the Country

Whether you're struggling with your mortgage or hoping to buy a home, Freddie Mac's Borrower Help Centers and Borrower Help Network offer you trustworthy, one-to-one help. More


Homeownership

Taking Responsibility

While shopping for your home is fun and exciting, it's important to remember the responsibilities and financial commitments you’ll have as a homeowner. Saving for your down payment and signing on the dotted line are simply the first steps to homeownership. More


Homeownership

Are you Leaving Money on the Table?

There are about 675,000 homeowners who could save money by refinancing through HARP, but have yet to take advantage of the program. Are you one of them? More


Homeownership

What Homeowners Will Do to Sell Their Homes

Beyond lowering the price, 71% of homeowners are willing to make additional concessions to sell their home in today’s market — whether it’s including appliances, their furniture or paying for a buyer’s closing costs. More


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Discussions on owning or renting a home, the housing market and housing finance.

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