January 25, 2018

One Easy System for Improving Your Credit? Yes!

Looking for an easy, convenient way to better manage your finances, improve your credit, and save money — and work toward buying a home? Freddie Mac's pilot program with EarnUp might be your answer.

Through this initiative, you have the opportunity to use EarnUp's innovative technology solution free for a year, working through a HUD–approved financial counseling agency. If you participate, a counselor will help you to develop a financial action plan and to use the EarnUp solution toward reaching your goals. To help keep you on track over time, your counselor will follow up with you periodically.

EarnUp, a Forbes Fintech 50 award winner, provides a secure platform that will make sure you pay certain bills on time by synching your bill payments with your payday schedule, which will help you stay current on loans and avoid late fees. You can manage a wide range of your highest–priority expenses on EarnUp including auto loans, student loans, and even rent. In addition to making your monthly payments, EarnUp will recommend ways to pay off loans faster. And the program will encourage additional savings when it works for you.

To explore this opportunity, call one of the counseling agencies listed below by region and ask to talk with a counselor about the EarnUp initiative. Call today — participation in the initiative is limited.


  • Maryland, Northern Virginia, and Washington, D.C:






The EarnUp collaboration is just one exciting example of how Freddie Mac uses pilot programs to explore innovative ways to expand homeownership responsibly. Learn more.