FreddieMac.com

Homeownership

Making an offer: Your agent will handle negotiations with the seller to make an offer on a home.

OCT 19, 2020

5 Rules for Making an Offer on a Home

Homeownership

Once you find a home that meets your wants and needs, your real estate agent will help you make a strong offer.

Finding a home: There are differences between single-family homes, condos, manufactured homes and townhomes.

OCT 14, 2020

Tips for Online House Hunting

Homeownership

Modern technology is changing a lot of things – including the way buyers search for homes.

Mortgages: The 30-year fixed-rate mortgage is the product of choice for nearly 90% of today's homebuyers.

OCT 2, 2020

How to Find the Right Mortgage

Homeownership

You will need to consider these three things when choosing a mortgage.

Pre-approval: to get pre-approved, lenders evaluate your 4 Cs: capacity, capital, collateral, credit

OCT 1, 2020

How to Get Pre-Approved for a Mortgage

Homeownership

Here's what you need to know to get pre-approved for a mortgage.

Down payments: The average down payments on a house or condo is 12%

SEP 22, 2020

Do I Need to Put 20% Down on a Home?

Homeownership

Contrary to popular belief, you can put as little as a 3% down payment on a home.

Budgeting: You should budget 1-2% of the purchase price of the home for your earnest money deposit

SEP 17, 2020

Budgeting for Upfront Costs: The Homebuyer’s Guide

Homeownership

Learn which expenses you’ll need to cover out of pocket, so you can factor them into your final homebuying budget.

There is no one-size fits all homebuying timeline. The median age for first time homebuyers is 33 year old.

SEP 9, 2020

8 Steps to Buying a Home

Homeownership

Are you ready to buy a home? Here's a step-by-step guide to help you navigate the homebuying process.

SEP 1, 2020

5 Simple Ways to Make Your Home Eco-Friendly

Homeownership

Making green improvements can not only reduce the cost of your utilities but can also increase the value of your home. In fact, Freddie Mac research has shown that homes with an energy efficient rating sell for 2.7% more on average than homes without these ratings.