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Research & Analysis

Research & Analysis

Housing Markets Stabilizing, Fundamentals Normalizing

The newly updated Multi-Indicator Market IndexSM (MiMiSM) shows the U.S. housing market continuing to plod along with most markets still generally weak, while those with stronger local economies and favorable demographics continue to improve at a much stronger pace. More


Research & Analysis

Three Reasons Why Mortgage Originations are Down

Mortgage rates remain near historic lows, buying a home remains largely affordable, and – in some areas – buying is less expensive than renting. So, why are mortgage originations down this year? More


Research & Analysis

Nearly 30% of Housing Metros Unaffordable

With the latest data, 47 of the 163 metros are now unaffordable. While that's only 29% of markets, these markets represent roughly 44% of households in our sample. More


Research & Analysis

Cash-Out Refinancing Ticks Higher As Boom Ends

The share of borrowers refinancing fell below 50 percent for the first time since the third quarter of 2008. This represents the longest boom since Freddie Mac started its quarterly Refinance Report in 1990. More


Research & Analysis

Home Sales Pace Slows in June

The housing recovery continues to slog forward, with some markets improving but most remaining flat. This latest reading on new home sales is yet another sign of this slog. More


Research & Analysis

Housing Markets Slog Forward

Based on the latest release of MiMi more markets moved into their stable range of housing activity including Salt Lake City, Los Angeles, Nashville and Pittsburgh metro areas as well as Idaho and Utah states. More


Research & Analysis

Housing Markets Show Little Improvement

Most housing markets remain weak despite declining mortgage delinquencies, improving local employment, house price gains and attractive mortgage rates due to weak home purchase mortgage applications according to Freddie Mac's new housing stability index aka MiMi. More


Research & Analysis

Taper Tempered: Mortgage Rates Near 7 Month Lows

Just the talk of tapering sent mortgage rates sharply higher last June from 3 % to mid-4 %. All this happened well before even a smidgen of tapering was actually started by the Fed. More


Research & Analysis

Bigger Pinch: Housing Affordability

So where’s the most affordable place to buy a home for the typical family? You might be surprised. The NYC metro is actually more affordable than Boulder, San Jose and Barnstable Town, MA. The most affordable metro area in the country is now Decatur, IL. More


Research & Analysis

New Home Sales Slow in March

While the news is certainly not good for new home sales, it's helpful to try to keep the sales data in perspective. More


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Discussions on owning or renting a home, the housing market and housing finance.

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