Keyword:

Pricing Out PMI

We're here to explain what PMI is and how it can be to your benefit.

small child holding a pumkpin in forest

Pumpkin Spice and Making Your Home Nice

Have you started preparing your home for fall? As seasons change, so do your home's needs.

Renter's Guide Part 2

Ready to sign the lease on your first "adult" home? As a renter, you have both rights and responsibilities, here are three things you should review with your landlord before signing.

Puppy wearing a graduation hat

Renter's Guide to Post Graduation

For recent graduates, where you'll live is probably top of mind. To help you get started on your rental journey, here are a few questions to think about.

modern design interior of a home purchased by a self employed person

Self-Employed Mortgage Application Tips

Learn how to qualify for a mortgage if you have a non-traditional work situation.

Mortgage Rates: Are Your Stars Aligned?

Today's low mortgage rates can give you extra purchasing power, potentially making a home once unaffordable, affordable.

choosing your mortgage options

Choose Your Term

Whether you choose a 10-, 15-, 20- or 30-year fixed-rate mortgage, you're guaranteed that your monthly mortgage payment will remain the same for the entire term of the loan.

Two young boys riding a go cart in their neighborhood

How is Affordability Influencing Your Zip Code?

Housing affordability is a challenge impacting over half of today's renters and homeowners.

10 Homebuying Acronyms You Need to Know

PMI, APR, LTV… say what? Learn some of the most important industry acronyms and their definitions, so you can sound like a pro as you go through the homebuying process.

FAQ: Disaster Relief

When a disaster hits home it can be overwhelming. You've got mortgage relief questions? We've got your answers.

Wildfire preparedness graphic

Sparking Action: Wildfire Preparedness

If you are in an area where wildfires are an active risk, it's important to act now to protect your home later.

Equity and The Power of Appreciation

Rising home prices over the last 10 years have played a significant role in building wealth across the nation.

Disaster Preparedness: Tornado Tips

Tornadoes develop quickly and often arrive without warning, no matter where you live, a little planning can go a long way to protect your family and your home from these disasters.

Summer Greens

Summer weather calls for smart, green solutions to beat the heat and save hard-earned dollars.

Weathering the Storm: Hurricane Preparedness

Hurricane season is here and while no one can stop a tropical storm from happening, you can take steps to ensure your safety.

Renovations, Rates and Refinancing

Freddie Mac's new CHOICERenovation mortgage saves both time and money by providing cost-effective options for financing or refinancing home renovations, repairs, or improvements.

The Key Documents for Emergency Preparedness

Financial preparedness involves more than just setting aside funds for an emergency.

The Independence of Owning a Home

Owning a home is considered the American Dream by many. In addition to the feelings of pride and accomplishment, becoming a homeowner has lifelong benefits.

Finding Your Perfect Match

Looking for a new place to call home? With so many options to consider, we suggest starting with the classic mantra: location, location, location.

Together, We Make Home Possible

For all of us, it's more than just a job, it's our passion.

6.8 Million Are In The Pool. Are You?

As the average 30-year fixed-rate mortgage nears a two-year low, more homeowners are entering the "refi-eligible" pool.

Lenders Make Home Possible

Buying a home can be an overwhelming experience, but lenders provide a steadying hand.

What's the Magic Number? Breaking Down Down Payments

Contrary to popular belief, you don't need a 20% downpayment to buy a home.

Agents Make Home Possible

Your real estate agent is responsible for finding the right home for you - at the right price

Housing Counselors Make Home Possible

Buying a home can be intimidating - if you're not sure how to get started, consider working with an experienced housing counselor.

Making Home Possible

We're proud to be part of the industry that helps turn dreams into reality for people like first-time homebuyer Patrick Mineo of Scranton, Pennsylvania.

Memory Lane: Spring Homebuying

That's a wrap! Test your knowledge in our homebuying quiz to see what you've learn this spring.

Cruise Control: Settling into Homeownership

You purchased your dream home and you're a homeowner. Now what?

Amortization: Filling Up Your Tank

Learn how this important table serves as the financial fuel gauge of your mortgage.

Last Stop: Closing Day

Your destination is on the horizon and it's time to close the deal. Here's what to expect on closing day.

Making Your Offer: No U-turns

You’re moving full speed ahead and preparing to make an offer on your dream home. Here's what you need to know.

Beginner's Guide to Home Equity

What is equity and how can you build it?

Stuck at a Crossroads? How to Find the Right Home

There are many different routes you can take on your journey to homeownership, how do you decide which home is right for you?

Pit Stop: Time to Test Your Knowledge

You're half-way through the homebuying road trip. Let's take a quick break to see what you've learned so far.

Interest Rates: How to Navigate the Roads Ahead

Lenders set interest rates based on several factors- here's what steps you can take to secure the best rate possible.

Know About Mortgages Before You Go

Which mortgage product is best for you?

Budgeting for Your Journey: Part II

Now is when the rubber meets the road, finalizing your loan and preparing for your monthly mortgage payments.

Budgeting for Your Journey

Budgeting for your journey is never as much fun as the trip itself, but it's a critical part of the ride.

Gas Up for Your Down Payment

Be sure you have the right tools when thinking about your down payment.

Pre-approval Letter: Passport to Homeownership

What is a pre-approval letter and how do you get one?

Map It Out: The Homebuying Timeline

Before you hit the road, you should be able to answer the question: what are the steps in the homebuying process?

Co-Pilot(s): Assembling your Team

There are many people involved in your homebuying journey, and having the right people along for the ride can help navigate through the process.

Three young millennials playing music from the back of their car

Listen Now: Hottest Homebuying Playlist

Playlists can make any journey more enjoyable and smooth sailing (even dancing!).

Spring Break or Spring Homebuying?

This spring homebuying season we're taking you on a road trip.

March Madness: The Final Four Cs

How do you get a loan? What do lenders look for? Housing's big dance happening off the basketball court.

Spelling It Out: Apartment Types

Don't see the difference between a high-rise and a mid-rise? We're breaking down various types of multifamily properties you may encounter in rental housing.

An exhausted husband with many bags laying across a prop bed waiting for his wife who is shopping for sheets

Keep Calm and Shop On

Spring home buying season is here, did you know shopping for a better mortgage rate could save you hundreds or even thousands of dollars?

red race car

Is There a Faster Way to Be Mortgage Free?

90% of today's homebuyers choose a 30-year fixed-rate mortgage, but what if you could be mortgage free faster?

Pinch Me! How it Pays to be Green

Did you know that going green can save you money?

diverse group of college graduates

Intro to Adulting: Credit Basics for Grads

Credit 101: Before you get that diploma, check out this crash course on the ins and outs of credit.

New Job, New Home

You've taken a new job in a new city- here's how to find a new place to call home during your move.

3 Reasons to Love Tax Season

There is just over a month until Tax Day 2019. If you’re expecting a refund, here's how it can bring you closer to homeownership.

two red traffic lights

The Tolls of Your Commute

Today's average commute is longer than ever before, Be sure to factor in the cost of your commute, including time and money, when making your move.

Two skiers climbing up a snowy mountian

Not Quite Over the Hill?

Millennials are losing out to the 55+ generation when it comes to owning a home. Why?

Two horses running in a horse race

Paper Chase: The Documents Involved in Renting

Having your documents in order can save you time and energy – it might even help you save on your rent.

Counting Costs: Landlords, Leases and List Prices

Before you start scoping out the perfect rental, you need to get a firm handle on your finances.

Road to Renting: Choose Your Route

Is renting right for you? Over one-third of America's families rent today.

a dog hiding under a blanket

Crafting Your Home Security Blanket

Whichever security measures you choose to keep your home safe, do your research so that you can be confident with the level of protection it provides.

Get In-The-Know About Escrow

What is escrow and how does it affect your monthly mortgage payment?

Atlanta, Georgia cityscape

Super Bowl Sunday's Home Team Advantage

The NFL will crown a champion this Sunday at Super Bowl LIII, but the off-the-field winner was already announced way back in 2016: The city of Atlanta.

mountain lion hunting in the wild

Open Season: House Hunting with Kids

Before you begin touring homes, here are a few tips for parents to consider.

image of an hourglass with blue sand

Time to Fix Your ARM?

If you have an ARM that's scheduled to adjust soon, you may want to consider the benefits of a fixed-rate mortgage while rates are still low.

How KonMari Can Help Homeowners

If you're preparing your house to be staged, packing to move, or looking to make better use of the space you already have, here are some Marie Kondo inspired tips to help.

young boy and dog wearing construction hats

FYIs about DIY

If you're a homeowner you've probably got ideas for home improvements... so how do DIY home projects compare to professional renovations?

image of a a native american dream catcher

Reach Your Dreams with 3% Down

Low down payment mortgage options – some requiring as little as 3% down – are available for qualified borrowers and can offer you a path to homeownership.

Renting 101: From Listings to Leases

Approximately 63 percent of renters are satisfied with their rental experience. So, what's the key to finding the right home?

Planning Your Move

The excitement of buying a new home is frequently followed with the dread of having to move. We've put together some tips to make your move as seamless as possible.

From Saving Up to Settling Down: The Homebuying Lifecycle

Here are three key phases of homeownership that many people experience during their lifetime.

Image of note that says \"What's Next\"

6 Steps to Achieve your Homebuying Resolution

If one of your resolutions for 2019 is to become a homeowner, we have 6 ways to make the homebuying process easier.

In It For The Long Run

For the final blog in our avoiding homebuying mistakes series we are talking about the long-term planning involved in homeownership.

Do Your Homework

We're explaining the importance of choosing a home that meets your long-run needs and stressing the first rule of real estate: location, location, location.

Making the "Right" Choice

If you are looking to buy a house, realize that there is likely more than one "right" home for you-every property will have its pros and cons.

Money Management: Bringing Home the Bacon

A home is likely the most expensive investment of your lifetime, so it is important to begin the home buying process by getting your financials in order.

Generation Z is Buying Homes

Although Generation Z is early-on in adulthood, they nearly match millennial aspirations for homeownership, 97% of Generation Z believe that they will own a home in the future.

Making a List, Checking it Twice

As you begin to make your holiday wish list, you might also consider creating a homebuying wish list.

How Much Home Can I Afford?

Finding the answer is one of the most important questions you'll have to answer when buying a home. Learn what matters most.

Freddie Mac execs at the Habitat for Humanity CEO Build: CEO Donald Layton, President David Brickman, EVP of Investments and Capital Markets Mike Hutchins, EVP and Head of Multifamily Debby Jenkins and VP of Diversity and Inclusion Dominica Groom.

Giving Thanks at Habitat for Humanity CEO Build

This month, in the spirt of giving, we partnered with Habitat for Humanity and other local community leaders to celebrate Habitat NOVA's 100th family served with a CEO Build.

3 Tips to Help You Avoid a Rental Scam This Fall

To protect yourself, learn all you can about the rental process and watch for these red flags.

Giving Credit(Smart) Where It's Due

Learning strong lifelong money management skills can help you feel confident about your financial health no matter what obstacles arise.

image of cat peeking out of knitted sweaters

Winter is Coming... Are You Prepared?

Here are some helpful tips to keep the cold outside and you and your family warm inside.

Would You Buy a Haunted House?

Your dream home is haunted. Are you still interested?

Self-Employed? Learn How You Can Get a Mortgage

Starting the loan application process can be overwhelming, but even more so for borrowers who are self-employed.

Buying from Afar

If you're buying a home from afar you can beat a great deal of the stress with preparation and a strong support system.

What Do You Think is More Affordable?

If you've struggled to pay your rent recently, know that you’re not alone.

Equity in the West

The Western states have shown strong gains in equity this past year. What can you expect?

puppy sitting in a chair with a green ball

Are Pet Owners More Likely to Rent or Own?

What if owning a pet could predict if you're more likely to rent or own a home?

image of a paper nest and two golden eggs

Ways to Save for a Down Payment

Look to build your nest egg and reach your homebuying goal with these tips.

5 Tips for Buying New Construction

Buying new construction can provide you with exciting choices, but the buying process is different and warrants some tips for success.

5 Steps to Help Safeguard Your Smart Life

Learn how to protect yourself and your smart devices from cyber criminals.

Can Housing Catch Up to the Red-Hot Economy?

With 2018 coming to an end, will the housing market see a fourth quarter comeback?

3 Strategies for Winning the Bidding War

Today's market is competitive and bidding wars are not uncommon. So, how do you "win" this war?

Apartment Types: What's the Difference?

Don't know a garden-style apartment property from a walk-up? Learn about the different types of multifamily rental housing.

30 Years of Certainty

30 years may sound like a lifetime with many unknowns, but a 30-year fixed-rate mortgage can provide you with many comforting certainties.

Hurricane Tips from Families In-The-Know

When you learn that a major storm is headed your way, you can never be too prepared. Read up and follow these practical tips from families who've been in your shoes.

image of manufactured house

Myth vs. Fact: Manufactured Homes

Here are five prevalent manufactured housing myths and the facts that debunk them.

Is the Housing Market Shifting to Favor Buyers?

After years of increasing home prices, the tide is turning to benefit buyers.

Global Perspective

Did you know that the United States has one the most affordable housing markets in the world? It's true.

10 Terms You Should Know

If you're a first-time homebuyer, ask yourself: Am I ready for the "homebuying" lingo? Your words are important and we're here to help you talk wisely.

Rent: It's Relative

If you're renting and have flexibility with where you can call home, it's important to look deeper than just the rent payment itself. There are other important factors to consider

image of an A+ grade on a math test

ISO A+ Schools

In real estate, the adage "location, location, location" still holds true, but for three-quarters of buyers, this really means "school district, school district, school district."

Exterior of a brick apartment building

Affordability is Just One Reason Renters Intend to Keep Renting

There are more renter households today than at any point since at least 1965. Learn why.

Mortgage Relief Amid California Wildfires

If you're a homeowner who has been impacted by the California wildfires, contact your mortgage company right away to discuss your mortgage relief options.

10 Best Places for First-Time Homebuyers

Finding the right location is an important factor when looking to buy a home.

Strong & Steady

Strong and steady. That's how our transformation is showing up in our financial and business results.

Ringing the Bell at our SBL Loan Lab

We took our innovative Multifamily Small Balance Loan Lab pop-up to the Big Apple for a high-energy morning of closing deals.

Are You Financially Prepared for a Disaster?

Ask yourself these questions so you're prepared for emergencies or natural disasters.

Help Around the Corner and Across the Country

Whether you're hoping to buy a home or struggling to pay your mortgage, Borrower Help Centers and Borrower Help Network help.

Stay Safe: Preparing for a Hurricane

Unfortunately, no one can stop a tropical storm or hurricane from happening, but you can prepare and take steps to ensure the safety of your family.

Five Quick Tips About Apartment Leases

If you're moving into a new home this summer, it's important to be informed before you sign a rental lease.

First-time Buyers Are Finally on the Rise

First-time buyers represented 46 percent of Freddie Mac's purchased loans in the first quarter, which was the largest share in recent history. Can it continue?

Who Is The Borrower of the Future?

As we wrap up National Homeownership Month, what better time to look at the future of homeownership.

5 Reasons to be Optimistic About Homeownership

Find out why Freddie Mac's outlook for homeownership looks bright in coming years.

Your Home, Our Economy

From your hometown to the national stage, the housing market has big impact on the economy. In fact, it accounted for approximately 12.3% of our GDP in 2017.

Helping Families Stay in Their Homes

We're reimagining the mortgage experience to help keep homeowners in their homes through simpler policies and programs.

The Power of Attachment

Did you know that homeownership helps foster stronger, more stable neighborhoods? It's true. Check out all of the social benefits owning a home can bring.

Your Home and Your Community's Bottom Line

As a homeowner, you're not only making an investment in your future, you're investing in your local economy – in up to 26 ways

Get Into a Home This June

This National Homeownership Month we're celebrating borrowers and lenders as we reimagine the mortgage experience to make homeownership possible.

There's No Place Like Home

The pride of homeownership, coupled with a sense of freedom, gives you the power to make your home uniquely yours, from the outside in.

An Employment Leg Up with NextJob Partnership

A new Freddie Mac partnership with NextJob will provide job search assistance to current and aspiring homeowners living in designated underserved markets.

Credit Risk Transfer:  Trillion Milestone

Credit Risk Transfer: $1 Trillion Milestone

Credit risk transfer is changing the way the U.S. residential housing market is funded – and we're leading the way.