Giant Pool Supplement
Pass-Through Pool G05205
Offering Circular Supplement F R E D D I E
(To Offering Circular Dated December 31, 2007) M A C
_____________
_____________
_____________
_____________
FREDDIE MAC _____________
Pass-Through Certificates
Fixed-rate Mortgages
The Pass-Through Certificates that we are offering in this Offering
Circular Supplement (the "Certificates") consist of interests in a
pass-through pool whose assets are PCs and/or Giant PCs.
Capitalized terms used in this Offering Circular Supplement (other than
capitalized terms that are defined in this document) have the same
meanings as in the Giant and Other Pass-Through Certificates Offering
Circular dated December 31, 2007 as it may be amended or supplemented from
time to time (the "Offering Circular").
We prepare pool supplements that contain additional information about
the assets underlying this pass-through pool. You can obtain these pool
supplements by contacting our Investor Inquiry department, as described on
page 4 of the Offering Circular, or by accessing Freddie Mac's website at
www.freddiemac.com.
This Offering Circular Supplement incorporates by reference the Offering
Circular and Freddie Mac's Mortgage Participation Certificates Offering
Circular dated December 24, 2008, as it may be amended or supplemented
from time to time (the "PC Offering Circular"). This Offering Circular
Supplement supplements the Pass-Through Certificates Master Trust
Agreement dated as of December 31, 2007 and constitutes the Terms
Supplement within the meaning of that Trust Agreement for the pass-through
pool described herein.
The Certificates may not be suitable investments for you. You should
not purchase the Certificates unless you have carefully considered and
are able to bear the associated prepayment, interest rate, yield and
market risks of investing in the Certificates, as described in the Offering
Circular.
You should purchase the Certificates only if you have read and understood
this Offering Circular Supplement, the Offering Circular and any documents
that we have incorporated by reference in the Offering Circular.
Principal and interest payments on the Certificates are not guaranteed by
and are not debts or obligations of the United States or any federal
agency or instrumentality other than Freddie Mac. The Certificates are
not tax-exempt securities. Because of applicable securities law
exemptions, Freddie Mac has not registered the Certificates with any
federal or state securities commission. No securities commission has
reviewed this Offering Circular Supplement.
Pass-Through Pool G05205 2
Offering Circular Supplement dated January 27, 2009
DESCRIPTION OF PASS-THROUGH POOL
Pass-Through Type................... 30YR. GOLD CASH/MULTILENDER GIANT
Pass-Through Pool Number....................................... G05205
CUSIP Number................................................ 3128M7DJ2
Class Coupon................................................... 5.000%
Original Principal Amount.......................... $13,747,781,325.00
Date of Pass-Through Pool Formation........................ 01/01/2009
First Payment Date......................................... 02/15/2009
Final Payment Date......................................... 01/15/2039
GENERAL
On each Payment Date, Holders of the Certificates will receive
interest equal to 1/12th of the class coupon specified above, multiplied
by the principal amount of the Certificates. You can determine the
principal amount of the Certificates by using the applicable Class
Factor as described under "Description of Pass-Through Certificates -
Payments - Class Factors" in the Offering Circular.
This Offering Circular Supplement constitutes the Terms Supplement
for the Certificates. Holders and anyone having a beneficial interest in
the Certificates should refer to Freddie Mac's current Pass-Through
Certificates Master Trust Agreement for a complete description of their
rights and obligations and the rights and obligation of Freddie Mac.
Holders and beneficial owners of the Certificates will acquire their
Certificates subject to all terms and conditions of the Pass-Through
Master Trust Agreement, including this Terms Supplement. The
Pass-Through Master Trust Agreement is available from our Investor
Inquiry department or by accessing Freddie Mac's website at
www.freddiemac.com.
PASS-THROUGH POOL INFORMATION
Seller.............................................. FREDDIE MAC GIANT
WAC............................................................ 5.656%
AOLS......................................................... $220,938
WAOLS........................................................ $289,983
WALA............................................................... 9
WAOLT............................................................. 359
WARM.............................................................. 349
WAOCS............................................................. 751
WAOLTV............................................................. 69
WAOCLTV............................................................ 71
WAODTI............................................................. 36
Third Party Origination....................................... 55.430%
Reduced Minimum Servicing.......................................... N
Legend..............................................
Pass-Through Pool G05205 3
UNKNOWN ORIGINAL CREDIT SCORE, ORIGINAL LTV, ORIGINAL CLTV, AND ORIGINAL DTI
______________________________
|% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Unknown | 0.57% | 11730 | 1.53% |
Credit Score| | | |
____________|________|__________|__________|
Unknown | 0.00% | 278 | 0.04% |
LTV | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356555 | 46.60% |
CLTV | | | |
____________|________|__________|__________|
Unknown DTI | 2.18% | 365176 | 47.73% |
____________|________|__________|__________|
SELECTED INFORMATION ABOUT THE ASSETS
The following tables contain selected information about the underlying PCs
and/or Giant PCs in the pass-through pool identified above. The tables below
reflect aggregated PC Pool level data on the PCs and/or Giant PCs comprising
the Giant PC Pool, and do not necessarily reflect (and therefore may differ
from) data derived from each of the underlying mortgages in each PC and/or
Giant PC in the Giant PC Pool.
QUARTILE DISTRIBUTION
____________________________________________________________________
| Note Rate | Original |Remaining|Loan Age| Loan
| | Loan Size |Maturity | | Term
___________|_______________|_________________________|_________|________|_______
Quartile 1 | 5.250- 5.500% |$ 10,000- 210,000 | 0-348 | 0-007 |180-360
Quartile 2 | 5.500- 5.625% | 210,000- 292,000 |348-350 | 7-009 |360-360
Quartile 3 | 5.625- 5.750% | 292,000- 380,000 |350-353 | 9-010 |360-360
Quartile 4 | 5.750- 7.500% | 380,000- 802,000 |353-360 | 10-115 |360-360
___________|_______________|_________________________|_________|________|_______
_______________________________________
| Original |Original|Original|Original|
|Credit Score| LTV | CLTV | DTI |
____________|____________|________|________|________|
Quartile 1 | 333-723 | 6-060 | 6-062 | 1-028 |
Quartile 2 | 723-760 | 60-073 | 62-075 | 28-036 |
Quartile 3 | 760-785 | 73-080 | 75-080 | 36-045 |
Quartile 4 | 785-850 | 80-103 | 80-133 | 45-065 |
____________|____________|________|________|________|
Pass-Through Pool G05205 4
LOAN PURPOSE
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Purchase | 36.49% | 308314 | 40.30% |
____________|________|__________|__________|
Cash-Out | 31.30% | 136738 | 17.87% |
Refinance | | | |
____________|________|__________|__________|
No Cash-Out | 32.20% | 118693 | 15.51% |
Refinance | | | |
____________|________|__________|__________|
Refinance | 0.01% | 201374 | 26.32% |
NotSpecified| | | |
____________|________|__________|__________|
Unknown | 0.00% | 0 | 0.00% |
____________|________|__________|__________|
NUMBER OF UNITS
___________________________________________
# of Units |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
1 | 97.91% | 752084 | 98.30% |
____________|________|__________|__________|
2-4 | 2.09% | 12995 | 1.70% |
____________|________|__________|__________|
Unknown | 0.00% | 40 | 0.01% |
____________|________|__________|__________|
NUMBER OF BORROWERS
___________________________________________
# of |% of UPB|# of Loans|% of Loans|
Borrowers | | | |
____________|________|__________|__________|
1 | 40.32% | 178617 | 23.34% |
____________|________|__________|__________|
> 1 | 59.65% | 229960 | 30.06% |
____________|________|__________|__________|
OCCUPANCY TYPE
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Owner | 93.62% | 715780 | 93.55% |
Occupied | | | |
____________|________|__________|__________|
Second Home | 4.94% | 37406 | 4.89% |
____________|________|__________|__________|
Investment | 1.44% | 11933 | 1.56% |
Property | | | |
____________|________|__________|__________|
Unknown | 0.00% | 0 | 0.00% |
____________|________|__________|__________|
FIRST PAYMENT DISTRIBUTION
________________________________
Not Paying|Not Paying|Not Paying|
% of UPB |# of Loans|% of Loans|
__________|__________|__________|
0.00% | 27 | 0.03% |
| | |
__________|__________|__________|
Pass-Through Pool G05205 5
FIRST-TIME HOMEBUYER DISTRIBUTION
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
First-Time | 10.37% | 41676 | 5.45% |
Homebuyer | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356550 | 46.60% |
____________|________|__________|__________|
MORTGAGE INSURANCE DISTRIBUTION
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Loans with | 11.51% | 46561 | 6.09% |
MI | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356542 | 46.60% |
____________|________|__________|__________|
ASSETS DOCUMENTATION DISTRIBUTION
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Assets | 92.87% | 369838 | 48.34% |
Verified/ | | | |
Waived | | | |
____________|________|__________|__________|
Assets Not | 7.10% | 38739 | 5.06% |
Verified/ | | | |
Not Waived | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356542 | 46.60% |
____________|________|__________|__________|
EMPLOYMENT DOCUMENTATION DISTRIBUTION
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Employment | 99.08% | 404783 | 52.90% |
Verified/ | | | |
Waived | | | |
____________|________|__________|__________|
Employment | 0.89% | 3794 | 0.50% |
Not Verified| | | |
/Not Waived | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356542 | 46.60% |
____________|________|__________|__________|
INCOME DOCUMENTATION DISTRIBUTION
___________________________________________
Type |% of UPB|# of Loans|% of Loans|
____________|________|__________|__________|
Income | 91.99% | 366351 | 47.88% |
Verified/ | | | |
Waived | | | |
____________|________|__________|__________|
Income | 7.99% | 42226 | 5.52% |
Not Verified| | | |
/Not Waived | | | |
____________|________|__________|__________|
Unknown | 0.02% | 356542 | 46.60% |
____________|________|__________|__________|
THIRD PARTY ORIGINATION (TPO) DISTRIBUTION
_______________________________________________________________
Type |Aggregate UPB |% of UPB|# of Loans|% of Loans|
_____________|__________________|________|__________|__________|
Retail | 6,125,295,493.94| 44.55% | 176438 | 23.06% |
_____________|__________________|________|__________|__________|
Broker | 512,302,203.51| 3.73% | 8492 | 1.11% |
_____________|__________________|________|__________|__________|
Correspondent| 1,085,751,887.26| 7.90% | 15050 | 1.97% |
_____________|__________________|________|__________|__________|
TPO | 6,021,348,571.16| 43.80% | 208597 | 27.26% |
Not Specified| | | | |
_____________|__________________|________|__________|__________|
Unknown | 3,083,331.51| 0.02% | 356542 | 46.60% |
_____________|__________________|________|__________|__________|
Pass-Through Pool G05205 6
LOAN ORIGINATION DISTRIBUTION
______________________________________________________________
Year |Aggregate UPB |% of UPB|# of Loans|% of Loans|
____________|__________________|________|__________|__________|
1999|$ 0.00| 0.00% | 2 | 0.00% |
2000| 74,187.43| 0.00% | 6 | 0.00% |
2001| 1.50| 0.00% | 6 | 0.00% |
2002| 377.30| 0.00% | 606 | 0.08% |
2003| 280,352.26| 0.00% | 36212 | 4.73% |
2004| 279,154.04| 0.00% | 127402 | 16.65% |
2005| 4,890,405.88| 0.04% | 233908 | 30.57% |
2006| 34,383,888.63| 0.25% | 40653 | 5.31% |
2007| 2,119,867,521.87| 15.42% | 77960 | 10.19% |
2008| 11,587,223,432.15| 84.28% | 248345 | 32.46% |
2009| 782,166.33| 0.01% | 19 | 0.00% |
____________|__________________|________|__________|__________|
GEOGRAPHIC DISTRIBUTION
________________________________________________________________________
State |Aggregate UPB |% of UPB|# of Loans|% of Loans|
______________________|__________________|________|__________|__________|
California |$ 2,618,423,368.55| 19.05% | 100111 | 13.08% |
Washington | 674,886,610.78| 4.91% | 30691 | 4.01% |
Illinois | 660,488,952.81| 4.80% | 35744 | 4.67% |
Texas | 653,971,797.00| 4.76% | 37706 | 4.93% |
New York | 602,509,003.33| 4.38% | 29540 | 3.86% |
North Carolina | 574,707,218.28| 4.18% | 29028 | 3.79% |
Florida | 554,686,618.49| 4.03% | 41913 | 5.48% |
Virginia | 505,166,689.51| 3.67% | 24577 | 3.21% |
New Jersey | 502,472,363.44| 3.65% | 23232 | 3.04% |
Massachusetts | 430,431,352.08| 3.13% | 21323 | 2.79% |
Georgia | 417,051,311.20| 3.03% | 27046 | 3.53% |
Colorado | 410,892,454.08| 2.99% | 21056 | 2.75% |
Maryland | 411,734,042.60| 2.99% | 21711 | 2.84% |
Pennsylvania | 387,448,654.74| 2.82% | 27445 | 3.59% |
Arizona | 336,732,249.11| 2.45% | 20877 | 2.73% |
Minnesota | 331,175,959.74| 2.41% | 25662 | 3.35% |
Oregon | 319,518,920.77| 2.32% | 18475 | 2.41% |
Utah | 243,853,457.24| 1.77% | 11018 | 1.44% |
South Carolina | 227,054,900.31| 1.65% | 11774 | 1.54% |
Missouri | 208,183,907.04| 1.51% | 13320 | 1.74% |
Wisconsin | 207,504,298.99| 1.51% | 16925 | 2.21% |
Michigan | 205,977,713.91| 1.50% | 20566 | 2.69% |
Ohio | 203,654,114.79| 1.48% | 19745 | 2.58% |
Hawaii | 188,748,735.67| 1.37% | 5928 | 0.77% |
Tennessee | 169,268,741.05| 1.23% | 10736 | 1.40% |
Connecticut | 161,840,132.63| 1.18% | 9051 | 1.18% |
Alabama | 146,859,097.90| 1.07% | 9596 | 1.25% |
Pass-Through Pool G05205 7
________________________________________________________________________
State |Aggregate UPB |% of UPB|# of Loans|% of Loans|
______________________|__________________|________|__________|__________|
Nevada | 140,482,616.20| 1.02% | 8266 | 1.08% |
Indiana | 126,690,562.54| 0.92% | 10200 | 1.33% |
Kentucky | 92,270,444.24| 0.67% | 7440 | 0.97% |
Idaho | 87,266,376.85| 0.63% | 5374 | 0.70% |
Iowa | 83,998,286.21| 0.61% | 7364 | 0.96% |
Louisiana | 84,241,621.01| 0.61% | 5961 | 0.78% |
Kansas | 68,168,080.06| 0.50% | 5363 | 0.70% |
New Mexico | 68,683,309.76| 0.50% | 4191 | 0.55% |
Arkansas | 63,650,458.97| 0.46% | 4596 | 0.60% |
New Hampshire | 62,471,861.96| 0.45% | 4424 | 0.58% |
Delaware | 59,054,870.08| 0.43% | 3381 | 0.44% |
Montana | 54,149,852.50| 0.39% | 3150 | 0.41% |
District of Columbia | 48,040,979.72| 0.35% | 1656 | 0.22% |
Maine | 42,925,172.86| 0.31% | 2844 | 0.37% |
Rhode Island | 42,232,589.66| 0.31% | 2985 | 0.39% |
Oklahoma | 41,896,740.27| 0.30% | 4957 | 0.65% |
Mississippi | 33,794,415.22| 0.25% | 2457 | 0.32% |
Nebraska | 31,812,380.03| 0.23% | 3605 | 0.47% |
Alaska | 31,706,302.13| 0.23% | 1957 | 0.26% |
West Virginia | 26,624,101.22| 0.19% | 1989 | 0.26% |
South Dakota | 23,716,894.25| 0.17% | 1933 | 0.25% |
Puerto Rico | 22,321,127.60| 0.16% | 1762 | 0.23% |
Wyoming | 20,697,036.03| 0.15% | 1220 | 0.16% |
Vermont | 18,555,300.92| 0.13% | 1647 | 0.22% |
North Dakota | 15,739,270.48| 0.11% | 1566 | 0.20% |
Virgin Islands | 991,581.24| 0.01% | 8 | 0.00% |
Guam | 356,589.31| 0.00% | 27 | 0.00% |
______________________|__________________|________|__________|__________|
Pass-Through Pool G05205 8
SERVICER DISTRIBUTION
________________________________________________________________
Servicer |% of UPB|# of Loans|% of Loans|
________________________________|________|__________|__________|
BANKOFAMERICA,NA NY 14068 | 24.79% | 155077 | 20.27% |
WELLSFARGOBANK,NA IA 50328 | 18.42% | 205425 | 26.85% |
JPMORGANCHASEBANK,NA NJ 08330 | 14.12% | 66836 | 8.74% |
CITIMORTGAGE,INC MO 63368 | 7.70% | 82296 | 10.76% |
GMACBANK PA 19034 | 5.68% | 11187 | 1.46% |
SERVICERS < 1% UPB | 5.45% | 104821 | 13.70% |
USBANKNA MN 55425 | 5.22% | 24856 | 3.25% |
JPMORGANCHASEBANK,NA NJ 08330 | 4.71% | 36270 | 4.74% |
GMACMORTGAGE,LLC PA 19034 | 2.79% | 14387 | 1.88% |
BRANCHBANKING&TRUSTC SC 29601 | 2.57% | 14741 | 1.93% |
TAYLOR,BEAN&WHITAKER FL 34470 | 1.87% | 12456 | 1.63% |
PROVIDENTFUNDINGASSO CA 94010 | 1.62% | 16222 | 2.12% |
FIRSTHORIZONHOMELOAN TX 75063 | 1.50% | 4749 | 0.62% |
FIFTHTHIRDBANK OH 45227 | 1.25% | 7848 | 1.03% |
WACHOVIABANK,NA NC 27607 | 1.18% | 5422 | 0.71% |
FLAGSTARBANK,FSB MI 48098 | 1.12% | 2526 | 0.33% |
________________________________|________|__________|__________|
____________________________________________________________________________
Servicer | WAC | Note Rate |WALA|Loan Age|WARM|Remaining|
(continued) | | Low-High | |Low-High| |Maturity |
| | | | | |Low-High |
_______________________|________|______________|____|________|____|_________|
BANKOFAMERICA,NA | 5.687% | 5.250- 7.500%| 10 | 0-106 |348 |003-360 |
WELLSFARGOBANK,NA | 5.641% | 5.250- 6.250%| 8 | 0-107 |350 |001-359 |
JPMORGANCHASEBANK,NA | 5.668% | 5.250- 6.250%| 9 | 0-065 |349 |002-360 |
CITIMORTGAGE,INC | 5.702% | 5.250- 6.750%| 9 | 0-079 |350 |000-360 |
GMACBANK | 5.691% | 5.250- 6.250%| 8 | 1-016 |349 |012-359 |
SERVICERS < 1% UPB | 5.566% | 5.250- 6.750%| 8 | 0-115 |349 |001-360 |
USBANKNA | 5.561% | 5.250- 6.375%| 8 | 0-074 |349 |001-360 |
JPMORGANCHASEBANK,NA | 5.716% | 5.250- 6.875%| 10 | 3-073 |348 |000-357 |
GMACMORTGAGE,LLC | 5.683% | 5.250- 6.000%| 9 | 1-065 |347 |001-359 |
BRANCHBANKING&TRUSTC | 5.643% | 5.250- 6.000%| 9 | 0-072 |349 |005-360 |
TAYLOR,BEAN&WHITAKER | 5.533% | 5.250- 6.875%| 9 | 0-069 |349 |001-360 |
PROVIDENTFUNDINGASSO | 5.620% | 5.250- 6.500%| 11 | 7-073 |346 |000-353 |
FIRSTHORIZONHOMELOAN | 5.601% | 5.250- 5.750%| 10 | 4-058 |347 |016-356 |
FIFTHTHIRDBANK | 5.659% | 5.250- 7.250%| 9 | 2-073 |347 |005-358 |
WACHOVIABANK,NA | 5.581% | 5.250- 5.875%| 8 | 0-057 |349 |030-360 |
FLAGSTARBANK,FSB | 5.588% | 5.250- 5.875%| 8 | 1-067 |350 |099-360 |
_______________________|________|______________|____|________|____|_________|
SELLER DISTRIBUTION
________________________________________________________________
Seller |% of UPB|# of Loans|% of Loans|
________________________________|________|__________|__________|
Pass-Through Pool G05205 9
________________________________________________________________
Seller |% of UPB|# of Loans|% of Loans|
________________________________|________|__________|__________|
BANKOFAMERICA,NA NY 14068 | 24.74% | 154063 | 20.14% |
WELLSFARGOBANK,NA IA 50328 | 17.98% | 189930 | 24.82% |
CHASEHOMEFINANCELLC NJ 08830 | 12.07% | 75001 | 9.80% |
GMACMORTGAGE,LLC PA 19034 | 8.47% | 25540 | 3.34% |
CITIMORTGAGE,INC MO 63368 | 7.76% | 74360 | 9.72% |
SELLERS < 1% UPB | 5.86% | 96127 | 12.56% |
USBANKNA MN 55425 | 4.99% | 22283 | 2.91% |
JPMORGANCHASEBANK,NA NJ 08330 | 4.65% | 47194 | 6.17% |
BRANCHBANKING&TRUSTC SC 29601 | 2.57% | 14725 | 1.92% |
TAYLOR,BEAN&WHITAKER FL 34470 | 2.03% | 18189 | 2.38% |
FIRSTHORIZONHOMELOAN TX 75063 | 1.88% | 6791 | 0.89% |
AMTRUSTBANK OH 44114 | 1.84% | 5213 | 0.68% |
PROVIDENTFUNDINGASSO CA 94010 | 1.62% | 16234 | 2.12% |
FIFTHTHIRDBANK OH 45227 | 1.25% | 7793 | 1.02% |
WACHOVIABANK,NA NC 27607 | 1.18% | 5445 | 0.71% |
FLAGSTARBANK,FSB MI 48098 | 1.12% | 6231 | 0.81% |
________________________________|________|__________|__________|
____________________________________________________________________________
Seller | WAC | Note Rate |WALA|Loan Age|WARM|Remaining|
(continued) | | Low-High | |Low-High| |Maturity |
| | | | | |Low-High |
_______________________|________|______________|____|________|____|_________|
BANKOFAMERICA,NA | 5.687% | 5.250- 7.500%| 10 | 0-106 |348 |003-360 |
WELLSFARGOBANK,NA | 5.639% | 5.250- 6.125%| 8 | 0-107 |350 |001-359 |
CHASEHOMEFINANCELLC | 5.677% | 5.250- 6.250%| 8 | 2-072 |349 |003-358 |
GMACMORTGAGE,LLC | 5.688% | 5.250- 6.250%| 8 | 1-065 |348 |001-359 |
CITIMORTGAGE,INC | 5.703% | 5.250- 6.750%| 9 | 0-079 |349 |000-360 |
SELLERS < 1% UPB | 5.584% | 5.250- 6.750%| 9 | 0-115 |348 |000-360 |
USBANKNA | 5.562% | 5.250- 6.375%| 8 | 1-066 |349 |001-359 |
JPMORGANCHASEBANK,NA | 5.716% | 5.250- 6.875%| 9 | 3-073 |348 |002-357 |
BRANCHBANKING&TRUSTC | 5.643% | 5.250- 6.000%| 9 | 0-072 |349 |005-360 |
TAYLOR,BEAN&WHITAKER | 5.533% | 5.250- 6.875%| 9 | 0-073 |349 |001-360 |
FIRSTHORIZONHOMELOAN | 5.581% | 5.250- 5.750%| 10 | 4-071 |348 |013-356 |
AMTRUSTBANK | 5.620% | 5.250- 6.125%| 8 | 0-023 |350 |062-360 |
PROVIDENTFUNDINGASSO | 5.620% | 5.250- 6.500%| 11 | 6-073 |346 |000-354 |
FIFTHTHIRDBANK | 5.659% | 5.250- 7.250%| 9 | 2-073 |347 |005-358 |
WACHOVIABANK,NA | 5.581% | 5.250- 5.750%| 8 | 0-062 |349 |030-360 |
FLAGSTARBANK,FSB | 5.588% | 5.250- 5.875%| 8 | 1-067 |350 |011-360 |
_______________________|________|______________|____|________|____|_________|
Pass-Through Pool G05205 10
The following schedule lists the assets included in the pass-through
pool identified above. This schedule reflects the unpaid
principal balances of each asset as of the date of the formation
of this pass-through pool.
Unpaid
Pool Principal
Number Balance
------ ---------------------
A60351 ............................................... $ 4,389,956.08
A61710 ............................................... 22,775,413.61
A61951 ............................................... 30,138,626.41
A62676 ............................................... 300,137.40
A62994 ............................................... 10,900,849.07
A63344 ............................................... 1,881,615.11
A64108 ............................................... 604,546.22
A64431 ............................................... 317,048.57
A64432 ............................................... 10,000,000.30
A64471 ............................................... 6,648,320.10
A64575 ............................................... 7,000,000.20
A64576 ............................................... 3,787,930.65
A65003 ............................................... 13,000,000.34
A65046 ............................................... 1,823,969.78
A65396 ............................................... 2,680,876.71
A65510 ............................................... 42,989.57
A65511 ............................................... 2,039,915.44
A65512 ............................................... 12,756,990.14
A65640 ............................................... 2,088,442.28
A65641 ............................................... 1,012,413.72
A65890 ............................................... 7,600,679.26
A66886 ............................................... 3,022,597.49
A66887 ............................................... 4,190,490.34
A66961 ............................................... 1,528,652.44
A66964 ............................................... 2,001,527.90
A68541 ............................................... 288,324.28
A68734 ............................................... 400,039.81
A68738 ............................................... 3,658,217.91
A69409 ............................................... 1,863,642.43
A69567 ............................................... 1,394,537.83
A69756 ............................................... 9,828,347.20
A69762 ............................................... 300,000.33
A69827 ............................................... 8,528,599.64
A69840 ............................................... 492,873.89
A69847 ............................................... 8,690,025.32
A69968 ............................................... 2,310,709.50
A70087 ............................................... 6,515,852.63
A70141 ............................................... 10,000,000.29
Pass-Through Pool G05205 11
Unpaid
Pool Principal
Number Balance
------ ---------------------
A70433 ............................................... 14,586,380.29
A70446 ............................................... 22,812,969.97
A70487 ............................................... 5,425,759.15
A70554 ............................................... 2,689,935.54
A70567 ............................................... 7,237,259.31
A70602 ............................................... 1,800,536.94
A70628 ............................................... 661,290.59
A70631 ............................................... 16,076,076.50
A70652 ............................................... 395,553.17
A70710 ............................................... 13,126,632.90
A70729 ............................................... 7,000,000.02
A70730 ............................................... 1,993,042.24
A70770 ............................................... 1,706,241.64
A70804 ............................................... 1,426,255.40
A70938 ............................................... 2,489,195.02
A71008 ............................................... 202,818.89
A71061 ............................................... 229,816.66
A71229 ............................................... 193,147.29
A71234 ............................................... 1,555,268.54
A71269 ............................................... 2,000,000.60
A71438 ............................................... 27,000,000.42
A71588 ............................................... 2,679,710.98
A71589 ............................................... 21,667,027.01
A71601 ............................................... 1,989,921.24
A71607 ............................................... 32,578,149.11
A71612 ............................................... 32,714,066.09
A71925 ............................................... 23,391,335.38
A72137 ............................................... 10,679,220.10
A72183 ............................................... 18,079,694.92
A72243 ............................................... 174,939.86
A72281 ............................................... 8,017,762.46
A72438 ............................................... 1,266,229.82
A72444 ............................................... 67,524.22
A72476 ............................................... 318,752.37
A72480 ............................................... 109,387.78
A72513 ............................................... 3,000,000.80
A72515 ............................................... 4,885,528.94
A72769 ............................................... 32,205,157.69
A72996 ............................................... 54,663,712.94
A73034 ............................................... 38,813,962.88
A73043 ............................................... 1,677,731.08
A73049 ............................................... 10,269,398.76
A73135 ............................................... 925,583.21
A73143 ............................................... 2,987,473.32
A73144 ............................................... 5,000,000.17
A73171 ............................................... 1,000,099.10
A73172 ............................................... 14,486,649.36
Pass-Through Pool G05205 12
Unpaid
Pool Principal
Number Balance
------ ---------------------
A73313 ............................................... 125,158.69
A73612 ............................................... 4,786,871.87
A73636 ............................................... 252,666.03
A73655 ............................................... 67,686.79
A73702 ............................................... 16,000,000.22
A73703 ............................................... 705,535.84
A73705 ............................................... 6,985,296.86
A73889 ............................................... 15,932,241.45
A74003 ............................................... 855,328.08
A74030 ............................................... 756,682.95
A74188 ............................................... 107,289.22
A74334 ............................................... 505,566.98
A74366 ............................................... 15,864,902.03
A74398 ............................................... 900,934.23
A74458 ............................................... 2,857,343.93
A74474 ............................................... 645,484.42
A74728 ............................................... 10,844,749.88
A74733 ............................................... 4,988,015.17
A74758 ............................................... 284,312.64
A74793 ............................................... 1,595,184.68
A74835 ............................................... 1,683,477.04
A74878 ............................................... 12,450,527.26
A74892 ............................................... 18,091,678.85
A74965 ............................................... 590,607.77
A74987 ............................................... 375,628.65
A75019 ............................................... 29,789,359.47
A75030 ............................................... 5,939,917.63
A75216 ............................................... 3,378,278.81
A75230 ............................................... 331,521.92
A75246 ............................................... 3,871,491.21
A75247 ............................................... 113,671.83
A75249 ............................................... 35,964,944.65
A75312 ............................................... 4,603,169.46
A75411 ............................................... 14,726,932.35
A75449 ............................................... 74,763,502.03
A75450 ............................................... 2,490,207.83
A75457 ............................................... 99,909.14
A75458 ............................................... 54,928.28
A75524 ............................................... 18,893,158.72
A75525 ............................................... 823,011.17
A75536 ............................................... 12,410,100.17
A75573 ............................................... 1,110,799.02
A75592 ............................................... 993,693.95
A75593 ............................................... 5,821,946.24
A75627 ............................................... 2,823,801.25
A75643 ............................................... 24,247,611.53
A75687 ............................................... 21,720,403.71
Pass-Through Pool G05205 13
Unpaid
Pool Principal
Number Balance
------ ---------------------
A75690 ............................................... 19,719,150.61
A75692 ............................................... 20,014,600.77
A75706 ............................................... 9,004,814.10
A75748 ............................................... 875,642.48
A75778 ............................................... 1,715,444.67
A75789 ............................................... 1,286,967.43
A75793 ............................................... 1,466,390.30
A75801 ............................................... 5,680,321.05
A75811 ............................................... 989,459.90
A75814 ............................................... 4,519,946.60
A75817 ............................................... 10,251,757.41
A75836 ............................................... 143,287.07
A75840 ............................................... 14,809,956.91
A75849 ............................................... 2,905,322.12
A75878 ............................................... 6,657,074.66
A75996 ............................................... 258,012.04
A76034 ............................................... 2,000,000.43
A76036 ............................................... 1,478,097.95
A76038 ............................................... 197,588.67
A76088 ............................................... 451,557.61
A76171 ............................................... 26,079,659.84
A76198 ............................................... 1,116,445.49
A76272 ............................................... 64,781.97
A76320 ............................................... 1,047,447.86
A76344 ............................................... 11,179,072.37
A76378 ............................................... 196,501.89
A76486 ............................................... 350,371.56
A76495 ............................................... 25,036,631.32
A76496 ............................................... 47,929,284.97
A76525 ............................................... 24,983,159.54
A76540 ............................................... 3,412,006.12
A76588 ............................................... 14,030,404.96
A76684 ............................................... 2,477,089.29
A76687 ............................................... 291,845.79
A76710 ............................................... 24,368,231.20
A76734 ............................................... 748,141.73
A76784 ............................................... 955,784.71
A76836 ............................................... 11,729,711.54
A76846 ............................................... 328,610.56
A76976 ............................................... 356,577.19
A77077 ............................................... 19,999,999.98
A77247 ............................................... 4,987,490.72
A77248 ............................................... 39,809,815.94
A77290 ............................................... 76,005,764.92
A77292 ............................................... 37,183,583.89
A77347 ............................................... 411,324.98
A77351 ............................................... 21,102,910.63
Pass-Through Pool G05205 14
Unpaid
Pool Principal
Number Balance
------ ---------------------
A77378 ............................................... 1,447,278.09
A77388 ............................................... 1,344,560.71
A77391 ............................................... 7,440,788.75
A77413 ............................................... 1,954,188.05
A77463 ............................................... 19,348,659.05
A77539 ............................................... 1,714,542.15
A77585 ............................................... 95,755.54
A77618 ............................................... 12,135,899.82
A77639 ............................................... 10,728,387.25
A77666 ............................................... 2,794,974.34
A77681 ............................................... 1,994,492.45
A77707 ............................................... 6,865,779.12
A77765 ............................................... 31,000,000.96
A77776 ............................................... 2,122,059.58
A77845 ............................................... 41,016,094.55
A77848 ............................................... 13,220,989.71
A77871 ............................................... 464,367.53
A77908 ............................................... 3,204,445.29
A77910 ............................................... 13,730,156.38
A77917 ............................................... 44,412,595.75
A77920 ............................................... 2,796,149.49
A77935 ............................................... 13,580,432.12
A77952 ............................................... 33,235,020.27
A77965 ............................................... 1,785,014.41
A77974 ............................................... 886,057.72
A77995 ............................................... 1,994,688.56
A78015 ............................................... 15,682,635.16
A78026 ............................................... 3,146,414.10
A78085 ............................................... 3,737,067.03
A78133 ............................................... 6,556,060.03
A78142 ............................................... 3,218,215.40
A78237 ............................................... 9,571,246.38
A78251 ............................................... 10,054,493.40
A78418 ............................................... 365,457.75
A78467 ............................................... 896,312.90
A78485 ............................................... 415,293.71
A78573 ............................................... 17,540,507.88
A78592 ............................................... 19,298,634.76
A78614 ............................................... 5,024,706.04
A78617 ............................................... 15,434,697.92
A78688 ............................................... 15,648,068.94
A78773 ............................................... 33,287,045.88
A78896 ............................................... 3,393,097.96
A78911 ............................................... 27,481,838.62
A78993 ............................................... 12,357,110.49
A78998 ............................................... 767,550.55
A79197 ............................................... 44,926,454.60
Pass-Through Pool G05205 15
Unpaid
Pool Principal
Number Balance
------ ---------------------
A79253 ............................................... 4,335,542.92
A79413 ............................................... 22,605,415.05
A79448 ............................................... 187,172,510.15
A79567 ............................................... 1,985,550.70
A79790 ............................................... 52,936.41
A79792 ............................................... 377,839.47
A79820 ............................................... 1,789,429.48
A79868 ............................................... 807,885.23
A79977 ............................................... 1,487,171.49
A80685 ............................................... 3,111,285.10
A80713 ............................................... 426,491.76
A80861 ............................................... 894,973.76
A80890 ............................................... 990,541.16
A80983 ............................................... 49,769,189.32
A81171 ............................................... 8,848,094.67
A81225 ............................................... 668,967.12
A81274 ............................................... 1,994,908.08
A81280 ............................................... 2,180,073.49
A81319 ............................................... 6,976,141.05
A81329 ............................................... 951,385.90
A81396 ............................................... 14,788,851.68
A81665 ............................................... 605,176.74
A81735 ............................................... 3,350,559.29
A81956 ............................................... 3,793,674.86
A81957 ............................................... 5,809,329.27
A81988 ............................................... 1,903,470.99
A82090 ............................................... 1,588,240.82
A82132 ............................................... 4,766,709.11
A82172 ............................................... 44,498.05
A82200 ............................................... 12,907,971.03
A82201 ............................................... 517,246.81
A82202 ............................................... 1,576,309.78
A82251 ............................................... 1,864,108.64
A82262 ............................................... 9,753,444.45
A82323 ............................................... 887,358.99
A82331 ............................................... 17,719,941.48
A82334 ............................................... 4,531,598.58
A82338 ............................................... 1,476,882.28
A82339 ............................................... 2,428,979.45
A82423 ............................................... 117,938.06
A82424 ............................................... 8,901,697.89
A82539 ............................................... 9,986,146.01
A82554 ............................................... 45,674,367.18
A82555 ............................................... 2,506,671.50
A82568 ............................................... 1,267,380.36
A82569 ............................................... 22,002,849.99
A82577 ............................................... 353,987,929.70
Pass-Through Pool G05205 16
Unpaid
Pool Principal
Number Balance
------ ---------------------
A82588 ............................................... 17,618,120.35
A82608 ............................................... 2,355,000.60
A82646 ............................................... 14,947,143.60
A82647 ............................................... 35,000,000.20
A82655 ............................................... 30,663,526.00
A82675 ............................................... 4,851,929.36
A82682 ............................................... 10,821,281.02
A82707 ............................................... 617,608.09
A82717 ............................................... 33,400,803.35
A82750 ............................................... 815,674.69
A82762 ............................................... 32,199,320.28
A82775 ............................................... 6,267,956.04
A82848 ............................................... 320,989.16
A82871 ............................................... 24,306,002.39
A82925 ............................................... 11,191,979.35
A82934 ............................................... 5,755,650.35
A82936 ............................................... 27,012,385.04
A82943 ............................................... 21,936,616.61
A82945 ............................................... 28,012,449.02
A82986 ............................................... 23,454,268.00
A83017 ............................................... 1,000,000.52
A83062 ............................................... 24,738,605.20
A83067 ............................................... 5,251,842.83
A83068 ............................................... 15,988,302.08
A83091 ............................................... 10,570,990.56
A83105 ............................................... 17,955,222.15
A83145 ............................................... 35,964,764.84
A83148 ............................................... 18,825,073.47
A83172 ............................................... 13,067,305.24
A83199 ............................................... 12,137,825.22
A83218 ............................................... 15,676,860.50
A83241 ............................................... 1,875,632.84
A83280 ............................................... 4,646,877.78
A83284 ............................................... 36,984,429.26
A83327 ............................................... 4,480,462.60
A83375 ............................................... 13,122,061.13
A83396 ............................................... 820,170.84
A83448 ............................................... 13,382,577.33
A83449 ............................................... 354,964.76
A83566 ............................................... 999,900.96
A83575 ............................................... 15,431,560.61
A83576 ............................................... 10,986,900.97
A83578 ............................................... 399,987,706.34
A83589 ............................................... 17,983,354.69
A83646 ............................................... 11,007,644.92
A83704 ............................................... 231,582.16
A83741 ............................................... 17,318,117.90
Pass-Through Pool G05205 17
Unpaid
Pool Principal
Number Balance
------ ---------------------
A83746 ............................................... 1,627,116.28
A83761 ............................................... 200,000.67
A83765 ............................................... 2,754,466.97
A83767 ............................................... 1,315,200.00
A83781 ............................................... 228,165.00
A83839 ............................................... 526,393.00
A83840 ............................................... 755,940.00
A83956 ............................................... 49,929.00
A83977 ............................................... 127,521,240.66
A83989 ............................................... 747,820.00
A83991 ............................................... 1,308,679.00
A84004 ............................................... 950,071.00
A84095 ............................................... 1,373,226.00
A84111 ............................................... 62,809,874.00
A84135 ............................................... 22,300,594.00
A84175 ............................................... 4,200,000.00
A84216 ............................................... 252,180.00
A84222 ............................................... 25,205,226.00
A84229 ............................................... 59,823,825.00
A84260 ............................................... 23,525,386.00
A84261 ............................................... 50,325,298.00
A84280 ............................................... 600,747.00
A84286 ............................................... 46,738,353.00
A84310 ............................................... 20,000,000.00
A88856 ............................................... 1,560,093.80
A88857 ............................................... 347,331.27
G03018 ............................................... 1,322,885.72
G03094 ............................................... 477,492.05
G03176 ............................................... 7,548,178.77
G03813 ............................................... 213,825,404.38
G03854 ............................................... 26,452,531.41
G04287 ............................................... 4,414,987.94
G04333 ............................................... 41,796,147.79
G04334 ............................................... 24,237,279.50
G04367 ............................................... 4,393,611.21
G04397 ............................................... 13,706,302.30
G04437 ............................................... 21,886,461.63
G04461 ............................................... 20,213,569.99
G04462 ............................................... 8,572,014.29
G04488 ............................................... 4,657,853.73
G04490 ............................................... 13,021,727.26
G04522 ............................................... 2,384,229.79
G04535 ............................................... 215,375,747.03
G04536 ............................................... 24,692,677.94
G04545 ............................................... 34,579,029.80
G04555 ............................................... 388,742,081.21
G04663 ............................................... 41,329,702.96
Pass-Through Pool G05205 18
Unpaid
Pool Principal
Number Balance
------ ---------------------
G04691 ............................................... 41,436,036.27
G04714 ............................................... 44,571,796.46
G04722 ............................................... 5,057,171.05
G04723 ............................................... 41,663,163.81
G04775 ............................................... 478,817.95
G04815 ............................................... 1,026,705,203.04
G04816 ............................................... 3,482,257,379.46
G04817 ............................................... 637,376,515.55
G04832 ............................................... 1,209,424,982.79
G04833 ............................................... 38,599,649.93
G04890 ............................................... 32,741,249.56
G04921 ............................................... 57,254,384.37
G04922 ............................................... 370,879,788.78
G04951 ............................................... 36,356,604.59
G04956 ............................................... 2,827,291.14
G04965 ............................................... 305,718,442.20
G04994 ............................................... 78,818,293.38
G05045 ............................................... 56,607,364.65
G05070 ............................................... 17,326,274.68
G05088 ............................................... 1,486,926.27
G08198 ............................................... 207,999,999.32
G08208 ............................................... 1,194,858.50
G08215 ............................................... 109,997.59
G08255 ............................................... 81,382,924.87
G08261 ............................................... 265,779,582.65
G08275 ............................................... 8,419,817.01
G08277 ............................................... 31,734,179.32
G08291 ............................................... 11,889,530.25
G08306 ............................................... 30,288,452.78
G08308 ............................................... 288,943.98
G08313 ............................................... 100,891,301.00
---------------------
Total.......................................... $ 13,747,781,325.69
=====================