Perspectives

Insights into the topics and trends that are transforming the housing industry

Who is Refinancing, and Why is it Important?

Millions of homeowners took advantage of historically low mortgage interest rates in 2020 by refinancing their homes. But a closer look shows that many homeowners who could benefit from a refinance still aren’t pursuing the option.

Danny Gardner
Danny Gardner
SVP Client and Community Engagement, Single-Family

Standing With Our Asian Communities

At Freddie Mac, we stand in full support and solidarity with our Asian colleagues and communities. As I noted in a recent message to all our employees, we do not tolerate racism, discrimination or bias toward any group of people.

Angi Locke
Angi Locke
Interim Head of Human Resources and Chief Diversity Officer

Looking Deeper into Our Mission and Leading Multifamily Forward

In times of crisis, Freddie Mac is here to be a stabilizing force in the housing markets. When others might take a step back, we take a step forward, and that was certainly the case in 2020.

Deborah Jenkins
Deborah Jenkins
EVP and Head of Multifamily Business

Single-Family CRT Delivers Its Best Year Ever

The effectiveness of our risk management and our innovative approach to tailoring transactions to investor needs and market conditions demonstrate our ongoing commitment to leadership in this asset class.

Mike Reynolds
Mike Reynolds
Vice President of Single-Family Credit Risk Transfer

Transcript: Freddie Mac CFO Discusses Fourth Quarter and Full Year 2020 Financial and Business Results

Freddie Mac delivered a strong performance in 2020 while supporting the housing market and families affected by the pandemic.

Chris Lown
Christian Lown
EVP and Chief Financial Officer

The Agile Way to Innovation

Across all sectors in housing, we’re experiencing a technology transformation that is increasing velocity, reducing cost and improving quality. In fact, the pace of change throughout the mortgage process has been steadily accelerating, and that trajectory is likely to continue in years ahead.

Frank Nazzaro
Frank Nazzaro
EVP and Chief Information Officer

All Roads Lead Home at Optigo 2020

Although this year’s Optigo conference looked a little different, over 1,800 multifamily professionals joined the Freddie Mac team online to talk about the year we’ve had and look forward to what lies ahead.

Deborah Jenkins
Deborah Jenkins
EVP and Head of Multifamily Business

Transcript: Freddie Mac CEO Discusses Third Quarter Financial and Business Results

Freddie Mac delivered a strong third quarter performance while supporting the housing market and families affected by the pandemic.

David Brickman
David Brickman
CEO*

Our Work During COVID has Helped Families Keep their Homes

As the COVID-19 pandemic continues Freddie Mac has worked closely with our servicers to provide affected homeowners with options to stay in their homes.

Kevin Palmer
Kevin Palmer
SVP, Single-Family Portfolio Management

In Times of Crisis, #HelpStartsHere

There’s no question that the COVID-19 pandemic has caused unprecedented economic hardship for so many, including those struggling to make their mortgage payments.

Donna Corley
Donna Corley
Executive Vice President, Head of Single-Family Business

Providing Unprecedented Liquidity and Stability to the Mortgage Market Throughout the Crisis

Over the last week, there has been significant discussion about the two companies where we serve as CEOs, Fannie Mae and Freddie Mac, and the independent regulator and conservator that oversees us, the Federal Housing Finance Agency. The issues raised are too important for us not to address.

David Brickman
CEO, Freddie Mac
Hugh R. Frater
CEO, Fannie Mae

Transcript: Freddie Mac CEO Discusses Second Quarter Financial and Business Results

Freddie Mac continued to respond to unprecedented challenges while serving its mission in the second quarter.

David Brickman
David Brickman
CEO*