Perspectives

Insights into the topics and trends that are transforming the housing industry

Working Together to Reduce Barriers and Raise Hope

Every generation puts their mark on this country. From the Greatest Generation to the Summer of Love to Silicon Valley, our country’s consciousness is continually shaped and reshaped by people and events.

Danny Gardner
Danny Gardner
SVP Single-Family Affordable Lending and Access to Credit

Helping Homeowners When They Need it the Most

Freddie Mac is pursuing big ideas to change the landscape of servicing for each loan that our clients see in their loan portfolio—down to the smallest detail. This will be a collective effort to transform the servicing landscape.

Yvette Gilmore
Yvette Gilmore
VP Single-Family Servicer Performance Management

Transcript: Freddie Mac CEO Donald H. Layton Discusses First Quarter 2019 Financial Results

Freddie Mac is now a well-run financial institution that produces good earnings without undue volatility, steadily reducing the taxpayers’ exposure to our risks and fulfilling our Congressionally-mandated mission.

Donald H. Layton
Donald H. Layton
CEO

It’s About Data, Not Documents

This spring homebuying season will certainly have a new ring to it. In fact, this year will be the first homebuying season in more than a decade where those buying a home, rather than those refinancing a home, will dominate the market.

Andy Higginbotham
Andy Higginbotham
Senior Vice President and Chief Operating Officer, Single-Family

Inclusive Engagement at Freddie Mac

As Freddie Mac continues to evolve, we are more sharply focusing on inclusion. For us, inclusion itself is not a program; instead, it's a mindset.

Jacqueline M. Welch
Jacqueline M. Welch
SVP, Chief Human Resources Officer and Chief Diversity Officer

A Year of Milestones and Innovations in Credit Risk Transfer

For Single-Family Credit Risk Transfer, 2018 marked a year of milestones and continued innovation.

Gina Healy and Mike Reynolds
Gina Healy
Vice President, Credit Risk Transfer
Mike Reynolds
Vice President, Credit Risk Transfer

Transcript: Freddie Mac CEO Donald H. Layton Discusses Full Year 2018 Financial Results

2018 was another excellent year for Freddie Mac. Ten years after the financial crisis, our transformed business model continues to produce solid earnings.

Donald H. Layton
Donald H. Layton
CEO

Home Sales, Home Prices, and Mortgage Rates: Up or Down in 2019

Over the past year, the unemployment rate dropped, mortgage rates rose, home sales declined and home prices increased in most areas of the country. What will 2019 bring?

Sam Khater
Sam Khater
Vice President and Chief Economist, Economic &Housing Research

Bright Lights in Nashville Point to Multifamily's Future

Last month, Freddie Mac Multifamily and our partners in the industry made our way to Nashville for the 2018 Freddie Mac Multifamily annual conference in Tennessee.

Deborah Jenkins
Deborah Jenkins
EVP Head of Multifamily Business

Transcript: Freddie Mac CEO Donald H. Layton Discusses Third Quarter Financial Results

Freddie Mac is performing exceptionally well. Our company's financial performance is very strong and we're fully supporting our mission of creating liquidity, stability and affordability.

Donald H. Layton
Donald H. Layton
CEO

A New Solution to an Old Problem: Making it Easier for the Self-Employed to Get a Mortgage

Amid the backdrop of rising interest rates and declining origination volume, lenders need a leg up to cast a wider net for borrowers, including the self-employed.

Sam Oliver
Sam Oliver
VP Loan Advisor Suite℠

Persistent Problems Require an Innovative Approach

Innovation is often born out of challenge. In fact, many of the most famous innovations in our history were in response to a challenge.

David Leopold and Kelli Carhart
David Leopold
VP Multifamily Affordable Housing Production
Kelli Carhart
Vice President, Production & Sales