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Perspectives

Insights from our company's leaders into key trends in the housing industry

Learn Before Launch

At Freddie Mac, we're creating a better company and a better housing finance system. To meet those twin goals, we continually innovate and engage in smart risk taking.

Mike Dawson
Mike Dawson
VP Single-Family Affordable Lending Strategies and Initiatives

The Bad Doesn't Outweigh the Good

Homeownership has often been characterized as one of the foundational elements of the American Dream. But for too many African-American families throughout our country's history, homeownership did not live up to their expectations.

Dwight Robinson
Dwight Robinson
SVP Human Resources, Diversity & Inclusion and Chief Diversity Officer

Hurricane Relief: We're in This Together

What can I do to help? That's the first thought that many of us have when witnessing tragedies like we've seen unfold during this hurricane season.

Jerry Weiss
Jerry Weiss
EVP Chief Administrative Officer

What Credit Risk Transfer Tells Us About Guarantee Fees

What do CRT and G-fees have in common other than being strange acronyms? Well, one can give us significant insight into the other.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

If Housing Is So Affordable, Why Doesn't It Feel That Way?

The National Association of Realtors' Housing Affordability Index is currently at near-record highs. But for a lot of people, it sure doesn't feel like housing is affordable.

Sean Becketti
Sean Becketti
VP Chief Economist

Freddie Mac Reports Strong Second-Quarter 2017 Results

Today Freddie Mac reported net income of $1.7 billion and comprehensive income of $2.0 billion. Our continued very solid financial results and strong business fundamentals reflect our transformation into a well-run commercial enterprise.

Donald H. Layton
Donald H. Layton
CEO

When the Ecosystem Works as It Should

Spoiler alert: After a string of disappointments, a teacher and single mom bought a home for herself and her two sons. This outcome shows what's possible when the housing industry and the community collaborate to benefit homebuyers.

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit

Tips for Combating Mortgage Fraud

After dropping to historic lows, mortgage fraud appears to be increasing. It's crucial that homebuyers guard against a new type of fraud called spoofing.

Robb Hagberg
Robb Hagberg
Senior Director of Single-Family Fraud Risk

Helping Deserving but Underserved Markets

As many as 12 million U.S. households devote more than half their income to housing. As house prices and rents rise, the demand for affordable housing increases as well.

David Brickman and Dave Lowman
David Brickman
EVP Multifamily Business
Dave Lowman
EVP Single-Family Business

Multifamily: It's All About the Fundamentals

Despite recent reports about softness in a few very high-cost markets, multifamily continues to be robust, as indicated by steadily rising rents in most markets.

Steve Guggenmos
Steve Guggenmos
VP Multifamily Research and Modeling

Freddie Mac Reports Another Quarter of Strong Financial Results

Today Freddie Mac reported another strong quarter. Our first-quarter results show how we're better serving our mission.

Donald H. Layton
Donald H. Layton
CEO

6 Ways to Keep Business Blooming

We haven't had a spring homebuying season like this in a decade. Wages, housing demand, and construction are up. But inventory and affordability are down. Here's what housing professionals can do to grow business and cultivate success.

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit