Relief for Homeowners and Renters
We’re extending help to millions of homeowners and renters facing financial hardships as a result of COVID-19.
FreddieMac.com
Skip to Content
Housing and Economic Research
Original research and analysis on housing trends, the economy and the mortgage market
Research Note | October 29, 2021
Refinance Trends in the First Half of 2021
In the first half of 2021, homeowners continued to take advantage of the low mortgage rates and increased home equity to refinance their properties, reducing their monthly payments and extracting equity through cash-out refinances.
-
Single-Family Insight | October 25, 2021
Who Are the Future Borrowers? A Deep dive into their Barriers and Opportunities.
This report sheds light on the mortgage readiness, i.e., future homeownership potential, of young adults aged 18-45 based on their credit characteristics. More
-
Forecast | October 15, 2021
Quarterly Forecast: Strong Housing Market Expected to Persist Notwithstanding Rising Mortgage Rates and Continued High Home Prices
While the U.S economy has reached above its pre-pandemic peak with real GDP growth of over 6% annualized rate in the first two quarters of 2021, the economy still has space to grow. More
-
Consumer Research | October 13, 2021
Survey of Single Women Finds Low Confidence in Homeownership Prospects
New consumer research from Freddie Mac found that the pandemic disrupted the homeownership goals of single female heads of households (SFHOHs). More
-
Research Note | September 20, 2021
Racial and Ethnic Valuation Gaps In Home Purchase Appraisals
To follow up on several stories of potential appraisal bias in various news outlets, Freddie Mac kicked off a study of whether minorities are more likely to receive an appraisal value that is lower than the contract price during purchase transactions. More
-
Research Note | August 26, 2021
The Growth of Sole-person Households: Creating Even More Demand for Smaller, More Affordable Homes
One of the key changes in household composition is the increase in sole-person households. In the past 40 years, sole-person households have almost doubled in the United States. More
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac's economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac's business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2021 by Freddie Mac.