Housing and Economic Research

Forecast | Jul 30, 2019

Housing Market Sees Increased Momentum Due to Low Mortgage Rates

During the last week of May, the 30-year fixed-rate mortgage dipped below 4.0% and has remained there amid concerns over trade disputes, a possible economic slowdown, and market anticipation of a Federal Reserve interest rate cut.

Read More>Housing Market Sees Increased Momentum Due to Low Mortgage Rates

• Consumer Research | Jun 26, 2019

  New Survey Reveals Affordability Challenges for Renters and Homeowners

  A new Freddie Mac survey of renters and homeowners shows that affordability issues continue to have profound impacts on homeowners and renters — with more than half of Americans making spending or housing changes to afford their monthly housing payment. More

  
• Forecast | Jun 17, 2019

  Housing Market Expected to Realize the Positive Impacts of Low Mortgage Rates in 2019

  Concern about future world economic growth and uncertainty around trade and monetary policy have put downward pressure on interest rates. As of the first week of June, the U.S. weekly average 30-year fixed mortgage rate was 3.82%, the lowest since September of 2017. More

  
• Insight | Jun 14, 2019

  Freddie Mac’s Mortgage Rate Survey Explained

  Research Note: Freddie Mac’s Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since Freddie Mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information. More

  
• Forecast | May 15, 2019

  A Steadily Growing Housing Market

  After increasing throughout April, mortgage rates declined at the start of May. The combined positive impact of low mortgage rates, a strong labor market, low unemployment, and modest wage growth supports our forecast for a steadily growing housing market in 2019. More

  
• Insight | May 7, 2019

  Fulfilling the Dream of Homeownership: How Do Families and Others Play a Role?

  For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment. More

  

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Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac's business prospects or expected results, and are subject to change without notice. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. The information is therefore provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document is strictly prohibited. ©2019 by Freddie Mac.