15-Year Fixed-Rate Mortgages Since 1991
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or (703) 903-3933
Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages
2022 | 2021 | 2020 | 2019 | 2018 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 2.66 | 0.6 | 2.20 | 0.6 | 3.07 | 0.7 | 3.91 | 0.4 | 3.48 | 0.5 |
February | 3.00 | 0.8 | 2.24 | 0.6 | 2.97 | 0.8 | 3.80 | 0.4 | 3.79 | 0.5 |
March | 3.39 | 0.8 | 2.39 | 0.7 | 2.89 | 0.7 | 3.72 | 0.4 | 3.91 | 0.5 |
April | 4.22 | 0.9 | 2.36 | 0.6 | 2.80 | 0.6 | 3.61 | 0.5 | 3.93 | 0.4 |
May | 2.28 | 0.6 | 2.69 | 0.7 | 3.53 | 0.4 | 4.07 | 0.4 | ||
June | 2.27 | 0.6 | 2.60 | 0.8 | 3.24 | 0.5 | 4.04 | 0.4 | ||
July | 2.18 | 0.7 | 2.52 | 0.7 | 3.20 | 0.5 | 4.01 | 0.4 | ||
August | 2.15 | 0.6 | 2.48 | 0.8 | 3.08 | 0.5 | 4.02 | 0.5 | ||
September | 2.18 | 0.6 | 2.39 | 0.8 | 3.12 | 0.5 | 4.08 | 0.5 | ||
October | 2.31 | 0.7 | 2.35 | 0.6 | 3.14 | 0.5 | 4.25 | 0.4 | ||
November | 2.36 | 0.6 | 2.31 | 0.6 | 3.16 | 0.5 | 4.28 | 0.5 | ||
December | 2.35 | 0.6 | 2.22 | 0.6 | 3.18 | 0.6 | 4.09 | 0.4 | ||
Annual Average | 3.32 | 0.8 | 2.27 | 0.6 | 2.61 | 0.7 | 3.39 | 0.5 | 4.00 | 0.5 |
2017 | 2016 | 2015 | 2014 | 2013 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 3.39 | 0.5 | 3.16 | 0.5 | 2.99 | 0.5 | 3.48 | 0.7 | 2.70 | 0.7 |
February | 3.38 | 0.5 | 2.96 | 0.5 | 3.01 | 0.6 | 3.35 | 0.7 | 2.77 | 0.8 |
March | 3.41 | 0.5 | 2.97 | 0.4 | 3.04 | 0.6 | 3.36 | 0.6 | 2.76 | 0.7 |
April | 3.3 | 0.5 | 2.87 | 0.5 | 2.94 | 0.6 | 3.39 | 0.6 | 2.66 | 0.7 |
May | 3.26 | 0.5 | 2.84 | 0.5 | 3.06 | 0.6 | 3.29 | 0.6 | 2.72 | 0.7 |
June | 3.17 | 0.5 | 2.84 | 0.5 | 3.19 | 0.6 | 3.27 | 0.5 | 3.17 | 0.7 |
July | 3.24 | 0.5 | 2.75 | 0.5 | 3.21 | 0.6 | 3.24 | 0.6 | 3.43 | 0.8 |
August | 3.16 | 0.5 | 2.75 | 0.5 | 3.13 | 0.6 | 3.25 | 0.6 | 3.49 | 0.7 |
September | 3.11 | 0.5 | 2.76 | 0.5 | 3.10 | 0.6 | 3.31 | 0.5 | 3.52 | 0.7 |
October | 3.20 | 0.5 | 2.76 | 0.5 | 3.01 | 0.6 | 3.21 | 0.5 | 3.27 | 0.7 |
November | 3.29 | 0.5 | 3.03 | 0.5 | 3.16 | 0.6 | 3.19 | 0.5 | 3.30 | 0.7 |
December | 3.39 | 0.5 | 3.43 | 0.5 | 3.21 | 0.5 | 3.13 | 0.6 | 3.48 | 0.6 |
Annual Average | 3.28 | 0.5 | 2.93 | 0.5 | 3.09 | 0.6 | 3.29 | 0.6 | 3.11 | 0.7 |
2012 | 2011 | 2010 | 2009 | 2008 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 3.20 | 0.8 | 4.09 | 0.8 | 4.44 | 0.6 | 4.72 | 0.7 | 5.29 | 0.4 |
February | 3.16 | 0.8 | 4.22 | 0.7 | 4.37 | 0.7 | 4.77 | 0.7 | 5.44 | 0.5 |
March | 3.20 | 0.8 | 4.08 | 0.7 | 4.33 | 0.7 | 4.64 | 0.7 | 5.42 | 0.5 |
April | 3.14 | 0.7 | 4.06 | 0.7 | 4.42 | 0.6 | 4.50 | 0.7 | 5.47 | 0.4 |
May | 3.03 | 0.7 | 3.82 | 0.7 | 4.28 | 0.7 | 4.52 | 0.7 | 5.60 | 0.5 |
June | 2.95 | 0.7 | 3.69 | 0.7 | 4.18 | 0.7 | 4.90 | 0.7 | 5.91 | 0.6 |
July | 2.85 | 0.7 | 3.68 | 0.7 | 4.04 | 0.7 | 4.69 | 0.7 | 5.97 | 0.6 |
August | 2.86 | 0.6 | 3.46 | 0.7 | 3.91 | 0.6 | 4.61 | 0.7 | 6.03 | 0.7 |
September | 2.80 | 0.6 | 3.32 | 0.6 | 3.81 | 0.6 | 4.49 | 0.6 | 5.64 | 0.6 |
October | 2.69 | 0.6 | 3.35 | 0.8 | 3.66 | 0.7 | 4.39 | 0.6 | 5.89 | 0.6 |
November | 2.66 | 0.7 | 3.31 | 0.7 | 3.68 | 0.7 | 4.34 | 0.6 | 5.79 | 0.7 |
December | 2.66 | 0.7 | 3.25 | 0.8 | 4.06 | 0.7 | 4.39 | 0.6 | 5.04 | 0.7 |
Annual Average | 2.93 | 0.7 | 3.68 | 0.7 | 4.10 | 0.7 | 4.57 | 0.7 | 5.62 | 0.6 |
2007 | 2006 | 2005 | 2004 | 2003 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 5.97 | 0.4 | 5.71 | 0.5 | 5.17 | 0.6 | 5.02 | 0.7 | 5.30 | 0.6 |
February | 6.02 | 0.4 | 5.86 | 0.6 | 5.15 | 0.7 | 4.94 | 0.7 | 5.22 | 0.6 |
March | 5.88 | 0.4 | 5.97 | 0.6 | 5.46 | 0.7 | 4.74 | 0.7 | 5.07 | 0.6 |
April | 5.88 | 0.5 | 6.16 | 0.5 | 5.41 | 0.6 | 5.16 | 0.6 | 5.12 | 0.6 |
May | 5.97 | 0.4 | 6.21 | 0.5 | 5.28 | 0.6 | 5.64 | 0.7 | 4.86 | 0.7 |
June | 6.34 | 0.4 | 6.31 | 0.5 | 5.17 | 0.6 | 5.66 | 0.6 | 4.63 | 0.6 |
July | 6.36 | 0.4 | 6.39 | 0.4 | 5.28 | 0.6 | 5.46 | 0.6 | 4.97 | 0.5 |
August | 6.23 | 0.4 | 6.20 | 0.4 | 5.40 | 0.6 | 5.26 | 0.6 | 5.59 | 0.7 |
September | 6.05 | 0.5 | 6.08 | 0.4 | 5.36 | 0.6 | 5.14 | 0.7 | 5.46 | 0.6 |
October | 6.04 | 0.6 | 6.05 | 0.5 | 5.63 | 0.6 | 5.12 | 0.6 | 5.27 | 0.6 |
November | 5.85 | 0.5 | 5.96 | 0.5 | 5.86 | 0.6 | 5.14 | 0.6 | 5.27 | 0.7 |
December | 5.75 | 0.5 | 5.88 | 0.5 | 5.82 | 0.6 | 5.18 | 0.6 | 5.20 | 0.6 |
Annual Average | 6.03 | 0.4 | 6.07 | 0.5 | 5.42 | 0.6 | 5.21 | 0.6 | 5.17 | 0.6 |
2002 | 2001 | 2000 | 1999 | 1998 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 6.48 | 0.7 | 6.64 | 0.9 | 7.80 | 1.0 | 6.43 | 1.0 | 6.58 | 1.4 |
February | 6.38 | 0.7 | 6.64 | 0.9 | 7.93 | 1.0 | 6.44 | 1.0 | 6.64 | 1.2 |
March | 6.52 | 0.7 | 6.51 | 1.0 | 7.83 | 0.9 | 6.68 | 0.9 | 6.74 | 1.2 |
April | 6.48 | 0.7 | 6.60 | 1.0 | 7.80 | 1.0 | 6.53 | 0.9 | 6.78 | 1.0 |
May | 6.28 | 0.7 | 6.68 | 1.0 | 8.18 | 1.0 | 6.75 | 1.0 | 6.78 | 1.0 |
June | 6.11 | 0.6 | 6.70 | 1.0 | 7.99 | 0.9 | 7.18 | 1.0 | 6.67 | 1.0 |
July | 5.93 | 0.5 | 6.68 | 0.9 | 7.87 | 0.9 | 7.26 | 1.0 | 6.62 | 1.1 |
August | 5.70 | 0.6 | 6.50 | 0.9 | 7.76 | 1.0 | 7.53 | 1.0 | 6.61 | 1.1 |
September | 5.51 | 0.6 | 6.34 | 0.9 | 7.60 | 1.0 | 7.44 | 1.0 | 6.40 | 1.0 |
October | 5.50 | 0.6 | 6.10 | 0.9 | 7.47 | 1.0 | 7.47 | 1.0 | 6.36 | 0.9 |
November | 5.46 | 0.6 | 6.15 | 0.8 | 7.42 | 0.9 | 7.36 | 1.0 | 6.51 | 0.9 |
December | 5.45 | 0.6 | 6.54 | 0.8 | 7.06 | 0.9 | 7.52 | 1.0 | 6.39 | 0.9 |
Annual Average | 5.98 | 0.6 | 6.50 | 0.9 | 7.72 | 1.0 | 7.06 | 1.0 | 6.59 | 1.1 |
1997 | 1996 | 1995 | 1994 | 1993 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | Rate | Pts | |
January | 7.33 | 1.7 | 6.55 | 1.7 | 8.80 | 1.8 | 6.57 | 1.7 | 7.51 | 1.7 |
February | 7.15 | 1.7 | 6.56 | 1.7 | 8.46 | 1.8 | 6.66 | 1.7 | 7.17 | 1.5 |
March | 7.41 | 1.7 | 7.11 | 1.8 | 8.06 | 1.8 | 7.18 | 1.7 | 7.00 | 1.6 |
April | 7.68 | 1.7 | 7.44 | 1.7 | 7.88 | 1.8 | 7.80 | 1.7 | 6.94 | 1.6 |
May | 7.47 | 1.6 | 7.58 | 1.7 | 7.51 | 1.7 | 8.08 | 1.7 | 6.93 | 1.8 |
June | 7.24 | 1.7 | 7.83 | 1.7 | 7.06 | 1.7 | 7.91 | 1.8 | 6.92 | 1.6 |
July | 7.04 | 1.8 | 7.77 | 1.7 | 7.09 | 1.7 | 8.11 | 1.7 | 6.72 | 1.6 |
August | 7.02 | 1.7 | 7.52 | 1.7 | 7.36 | 1.8 | 8.02 | 1.8 | 6.63 | 1.5 |
September | 6.99 | 1.7 | 7.75 | 1.7 | 7.16 | 1.8 | 8.13 | 1.8 | 6.43 | 1.5 |
October | 6.85 | 1.7 | 7.43 | 1.7 | 7.01 | 1.8 | 8.39 | 1.8 | 6.37 | 1.5 |
November | 6.76 | 1.7 | 7.14 | 1.7 | 6.89 | 1.8 | 8.67 | 1.8 | 6.69 | 1.5 |
December | 6.66 | 1.8 | 7.10 | 1.7 | 6.74 | 1.7 | 8.80 | 1.8 | 6.68 | 1.5 |
Annual Average | 7.13 | 1.7 | 7.32 | 1.7 | 7.48 | 1.8 | 7.86 | 1.8 | 6.83 | 1.6 |
1992 | 1991 | |||
---|---|---|---|---|
Rate | Pts | Rate | Pts | |
January | 8.01 | 1.7 | na | na |
February | 8.38 | 1.8 | na | na |
March | 8.58 | 1.9 | na | na |
April | 8.47 | 1.7 | na | na |
May | 8.29 | 1.7 | na | na |
June | 8.08 | 1.7 | na | na |
July | 7.67 | 1.6 | na | na |
August | 7.49 | 1.6 | na | na |
September | 7.41 | 1.6 | 8.69 | 1.8 |
October | 7.55 | 1.7 | 8.49 | 1.8 |
November | 7.80 | 1.8 | 8.33 | 1.7 |
December | 7.74 | 1.6 | 8.07 | 1.7 |
Annual Average | 7.96 | 1.7 | na | na |