5-Year Adjustable-Rate Mortgages (ARMs) Since 2005
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or (703) 903-3933
Monthly Average Commitment Rate And Points On 5-Year Adjustable-Rate Mortgage
2023 | 2022 | 2021 | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | Rate | Pts | Margin | |
January | 2.57 | 0.3 | 2.75 | 2.87 | 0.4 | 2.75 | |||
February | 2.87 | 0.3 | 2.75 | 2.83 | 0.2 | 2.75 | |||
March | 3.19 | 0.3 | 2.75 | 2.78 | 0.3 | 2.75 | |||
April | 3.70 | 0.3 | 2.75 | 2.81 | 0.3 | 2.75 | |||
May | 2.62 | 0.3 | 2.75 | ||||||
June | 2.56 | 0.3 | 2.75 | ||||||
July | 2.49 | 0.3 | 2.75 | ||||||
August | 2.42 | 0.3 | 2.75 | ||||||
September | 2.45 | 0.3 | 2.75 | ||||||
October | 2.54 | 0.3 | 2.75 | ||||||
November | 2.51 | 0.3 | 2.75 | ||||||
December | 2.43 | 0.3 | 2.75 | ||||||
Annual Average: | 3.08 | 0.3 | 2.75 | 2.61 | 0.3 | 2.75 |
2020 | 2019 | 2018 | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | Rate | Pts | Margin | |
January | 3.33 | 0.3 | 2.75 | 3.91 | 0.3 | 2.76 | 3.47 | 0.4 | 2.75 |
February | 3.26 | 0.2 | 2.75 | 3.87 | 0.3 | 2.76 | 3.60 | 0.4 | 2.75 |
March | 3.16 | 0.2 | 2.75 | 3.83 | 0.3 | 2.76 | 3.65 | 0.4 | 2.75 |
April | 3.31 | 0.3 | 2.75 | 3.75 | 0.4 | 2.75 | 3.66 | 0.3 | 2.76 |
May | 3.16 | 0.4 | 2.75 | 3.65 | 0.4 | 2.75 | 3.79 | 0.3 | 2.77 |
June | 3.09 | 0.4 | 2.75 | 3.48 | 0.4 | 2.76 | 3.82 | 0.3 | 2.77 |
July | 3.02 | 0.3 | 2.75 | 3.47 | 0.4 | 2.75 | 3.84 | 0.3 | 2.76 |
August | 2.91 | 0.3 | 2.75 | 3.36 | 0.3 | 2.74 | 3.87 | 0.3 | 2.76 |
September | 2.98 | 0.2 | 2.75 | 3.38 | 0.4 | 2.74 | 3.94 | 0.3 | 2.77 |
October | 2.89 | 0.2 | 2.75 | 3.38 | 0.4 | 2.75 | 4.08 | 0.3 | 2.77 |
November | 3.00 | 0.3 | 2.75 | 3.41 | 0.4 | 2.75 | 4.11 | 0.3 | 2.77 |
December | 2.79 | 0.3 | 2.75 | 3.39 | 0.4 | 2.75 | 4.02 | 0.3 | 2.77 |
Annual Average: | 3.08 | 0.3 | 2.75 | 3.57 | 0.4 | 2.75 | 3.82 | 0.3 | 2.76 |
2017 | 2016 | 2015 | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | Rate | Pts | Margin | |
January | 3.24 | 0.4 | 2.74 | 2.98 | 0.5 | 2.75 | 2.89 | 0.4 | 2.74 |
February | 3.20 | 0.4 | 2.74 | 2.83 | 0.4 | 2.74 | 2.94 | 0.5 | 2.74 |
March | 3.21 | 0.4 | 2.74 | 2.90 | 0.5 | 2.74 | 2.97 | 0.5 | 2.74 |
April | 3.15 | 0.4 | 2.74 | 2.83 | 0.5 | 2.73 | 2.86 | 0.5 | 2.74 |
May | 3.12 | 0.5 | 2.74 | 2.81 | 0.5 | 2.74 | 2.89 | 0.5 | 2.74 |
June | 3.14 | 0.5 | 2.74 | 2.78 | 0.5 | 2.74 | 2.99 | 0.4 | 2.74 |
July | 3.22 | 0.5 | 2.74 | 2.75 | 0.5 | 2.74 | 2.96 | 0.4 | 2.74 |
August | 3.15 | 0.5 | 2.74 | 2.75 | 0.5 | 2.74 | 2.93 | 0.5 | 2.74 |
September | 3.16 | 0.4 | 2.74 | 2.81 | 0.4 | 2.74 | 2.92 | 0.5 | 2.74 |
October | 3.18 | 0.4 | 2.74 | 2.83 | 0.4 | 2.74 | 2.89 | 0.4 | 2.74 |
November | 3.24 | 0.4 | 2.74 | 2.99 | 0.4 | 2.74 | 3.00 | 0.5 | 2.75 |
December | 3.39 | 0.3 | 2.75 | 3.23 | 0.4 | 2.74 | 3.04 | 0.4 | 2.75 |
Annual Average: | 3.20 | 0.4 | 2.74 | 2.87 | 0.5 | 2.74 | 2.94 | 0.5 | 2.74 |
2014 | 2013 | 2012 | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | Rate | Pts | Margin | |
January | 3.11 | 0.5 | 2.74 | 2.68 | 0.6 | 2.74 | 2.84 | 0.7 | 2.74 |
February | 3.07 | 0.5 | 2.74 | 2.63 | 0.6 | 2.75 | 2.81 | 0.7 | 2.74 |
March | 3.06 | 0.4 | 2.74 | 2.63 | 0.6 | 2.75 | 2.87 | 0.7 | 2.74 |
April | 3.07 | 0.5 | 2.74 | 2.61 | 0.5 | 2.75 | 2.84 | 0.7 | 2.74 |
May | 3.01 | 0.4 | 2.73 | 2.61 | 0.5 | 2.75 | 2.83 | 0.6 | 2.74 |
June | 2.99 | 0.4 | 2.73 | 2.85 | 0.6 | 2.75 | 2.80 | 0.6 | 2.74 |
July | 2.99 | 0.4 | 2.74 | 3.17 | 0.7 | 2.75 | 2.74 | 0.6 | 2.74 |
August | 2.97 | 0.5 | 2.74 | 3.21 | 0.5 | 2.75 | 2.77 | 0.6 | 2.75 |
September | 3.03 | 0.5 | 2.74 | 3.17 | 0.5 | 2.75 | 2.74 | 0.6 | 2.74 |
October | 2.98 | 0.5 | 2.74 | 3.02 | 0.4 | 2.74 | 2.74 | 0.6 | 2.74 |
November | 3.00 | 0.5 | 2.74 | 2.97 | 0.5 | 2.75 | 2.73 | 0.6 | 2.74 |
December | 2.98 | 0.5 | 2.74 | 2.97 | 0.4 | 2.74 | 2.70 | 0.7 | 2.74 |
Annual Average: | 3.02 | 0.5 | 2.74 | 2.88 | 0.5 | 2.75 | 2.78 | 0.7 | 2.74 |
2011 | 2010 | 2009 | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | Rate | Pts | Margin | |
January | 3.72 | 0.7 | 2.75 | 4.32 | 0.6 | 2.74 | 5.31 | 0.6 | 2.74 |
February | 3.82 | 0.6 | 2.75 | 4.19 | 0.6 | 2.74 | 5.15 | 0.6 | 2.73 |
March | 3.67 | 0.6 | 2.74 | 4.10 | 0.6 | 2.74 | 5.00 | 0.7 | 2.71 |
April | 3.66 | 0.6 | 2.74 | 4.09 | 0.6 | 2.75 | 4.88 | 0.6 | 2.74 |
May | 3.44 | 0.6 | 2.74 | 3.95 | 0.7 | 2.74 | 4.83 | 0.6 | 2.74 |
June | 3.29 | 0.6 | 2.74 | 3.90 | 0.7 | 2.75 | 5.00 | 0.6 | 2.75 |
July | 3.28 | 0.6 | 2.74 | 3.79 | 0.7 | 2.74 | 4.80 | 0.7 | 2.74 |
August | 3.12 | 0.5 | 2.73 | 3.58 | 0.6 | 2.74 | 4.68 | 0.6 | 2.74 |
September | 2.99 | 0.6 | 2.74 | 3.54 | 0.6 | 2.75 | 4.53 | 0.5 | 2.74 |
October | 3.03 | 0.6 | 2.74 | 3.45 | 0.6 | 2.75 | 4.39 | 0.6 | 2.74 |
November | 2.96 | 0.6 | 2.74 | 3.37 | 0.7 | 2.75 | 4.27 | 0.6 | 2.74 |
December | 2.88 | 0.6 | 2.74 | 3.68 | 0.6 | 2.75 | 4.33 | 0.6 | 2.74 |
Annual Average: | 3.31 | 0.6 | 2.74 | 3.82 | 0.6 | 2.74 | 4.75 | 0.6 | 2.74 |
2008 | 2007 | |||||
---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | |
January | 5.45 | 0.5 | 2.75 | 6.02 | 0.5 | 2.76 |
February | 5.30 | 0.4 | 2.75 | 6.00 | 0.5 | 2.76 |
March | 5.54 | 0.7 | 2.75 | 5.90 | 0.6 | 2.76 |
April | 5.58 | 0.6 | 2.76 | 5.91 | 0.6 | 2.77 |
May | 5.64 | 0.5 | 2.76 | 5.98 | 0.5 | 2.77 |
June | 5.77 | 0.6 | 2.76 | 6.31 | 0.6 | 2.76 |
July | 5.93 | 0.6 | 2.74 | 6.32 | 0.5 | 2.76 |
August | 6.02 | 0.6 | 2.73 | 6.33 | 0.5 | 2.76 |
September | 5.88 | 0.6 | 2.74 | 6.21 | 0.6 | 2.76 |
October | 6.09 | 0.6 | 2.74 | 6.09 | 0.5 | 2.76 |
November | 5.98 | 0.6 | 2.74 | 5.91 | 0.5 | 2.75 |
December | 5.65 | 0.6 | 2.74 | 5.86 | 0.5 | 2.76 |
Annual Average: | 5.74 | 0.6 | 2.75 | 6.07 | 0.5 | 2.76 |
2006 | 2005 | |||||
---|---|---|---|---|---|---|
Rate | Pts | Margin | Rate | Pts | Margin | |
January | 5.76 | 0.6 | 2.78 | 5.04 | 0.6 | 2.79 |
February | 5.92 | 0.6 | 2.78 | 5.02 | 0.7 | 2.79 |
March | 5.98 | 0.7 | 2.78 | 5.30 | 0.7 | 2.78 |
April | 6.15 | 0.7 | 2.78 | 5.27 | 0.6 | 2.77 |
May | 6.22 | 0.6 | 2.78 | 5.13 | 0.7 | 2.79 |
June | 6.28 | 0.5 | 2.77 | 5.06 | 0.5 | 2.79 |
July | 6.36 | 0.5 | 2.75 | 5.22 | 0.6 | 2.78 |
August | 6.18 | 0.4 | 2.76 | 5.34 | 0.6 | 2.79 |
September | 6.08 | 0.5 | 2.76 | 5.31 | 0.6 | 2.78 |
October | 6.09 | 0.6 | 2.76 | 5.57 | 0.7 | 2.78 |
November | 6.02 | 0.6 | 2.76 | 5.80 | 0.6 | 2.78 |
December | 5.95 | 0.5 | 2.76 | 5.78 | 0.6 | 2.77 |
Annual Average: | 6.08 | 0.6 | 2.77 | 5.32 | 0.6 | 2.78 |