Insights, Notes & Briefs
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Insight | December 4, 2017
A Logical Next Step in Mortgage Finance
September 2008 was an eventful month. Lehman Brothers declared bankruptcy. Goldman Sachs and Morgan Stanley converted to bank holding companies to... More
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Insight | November 9, 2017
The "B" Word: Can We Spot the Next House Price Bubble?
"Are we in a house price bubble?" That's generally the first question I get after every presentation I make these days. More
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Insight | November 3, 2017
Rental Affordability: A Gap Widening to a Chasm
Are the reports of an affordability crisis in rental housing true? A first-of-its-kind study from Freddie Mac Multifamily revealed a number of concerning facts. More
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Insight | September 29, 2017
Is Geography Destiny?
Zoning and other local land use regulations have increased over the last three decades, particularly in high-growth cities and metropolitan areas. More
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Insight | July 19, 2017
If Housing Is So Affordable, Why Doesn't It Feel That Way?
Don't take my word for it. The Housing Affordability Index (HAI) developed by the National Association of Realtors (NAR) and published on the HUD website backs me up... More
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Insight | June 27, 2017
Will the Hispanic Homeownership Gap Persist?
This is the American story. A wave of immigrants arrives in the U.S. Perhaps they're escaping religious or political persecution. Perhaps a drought or famine has driven... More