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Freddie Mac CFO Discusses First Quarter 2025 Financial and Business Results

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Housing and Economic Research

Original research and analysis on housing trends, the economy and the mortgage market

  • Research Brief | October 5, 2022

    Homeowners Are Growing More Concerned about the Effects of Severe Weather

    Severe weather-related events have outsized potential to affect a homeowner’s livelihood and the livability of their home. More

    The top concerns individuals have if a severe weather-related event occurred
  • Research Brief | September 28, 2022

    Among Aging Adults, Inequalities Affect Long-Term Financial Outlook

    Many adults age 55 and older live in a healthy financial situation and are confident about the future. However, inequalities exist for renters and non-White adults. More

    White adults outpace Black and Hispanic adults in homeownership rate
  • Research Brief | September 21, 2022

    Housing Sentiment in the Third Quarter of 2022

    In the third quarter of 2022, consumer’s confidence in the housing market and their likelihood to buy or refinance a home declined. More

    In the third quarter, consumer confidence in the housing market reached the lowest level since the onset of the pandemic
  • Research Brief | September 8, 2022

    Co-Borrowing Is on the Rise for First-Time Homebuyers

    An increasing percentage of young first-time homebuyers are relying on support from older generations, including their parents, to afford a home. More

    The share of young adult borrowers who have a co-borrower over the age of 55 has increased in the past two decades.
  • Research Brief | August 22, 2022

    How Higher Prices Have Changed Housing Costs, Consumer Spending Plans

    In the past 12 months, rising inflation has impacted consumers’ household spending, rent prices and future financial plans. More

    How have homebuying plans changed?
  • Research Brief | August 17, 2022

    What Do Borrowers Do When a Mortgage Application Is Denied?

    Although the housing finance industry may understand the basic denial causes, discovering how applicants respond after a denial can inspire potential solutions to increase the pool of approved applications going forward. More

    Denial Actions: Common actions taken after borrowers were denied for a mortgage loan

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Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2025 by Freddie Mac.

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Primary Mortgage Market Survey®

Average Rates as of May 8, 2025
30-Yr FRM
6.76%
15-Yr FRM
5.89%

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