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We Are Committed to Promoting Equity and Sustainable Housing

As economic factors continue to challenge affordability, we are committed to working across the industry to promote equity and sustainable housing nationwide.

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Family entering home

Mortgage Rates

Average rates as of September 29, 2022
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30-Year fixed-rate mortgage
0.9 Fees/Points
15-Year fixed-rate mortgage
1.3 Fees/Points
5/1-Year adjustable-rate mortgage
0.4 Fees/Points

We Make Home Possible

Over five decades, we have provided more than $11.6 trillion to make home possible for more than 80 million owners and renters.

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Our mission is so much more than just words on a page. It makes home possible for millions of families across the U.S.

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Leading the Housing Industry

Each of our divisions play a critical role in financing affordable housing for America's homeowners and renters, while supporting our customers.


Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they can continue lending to qualified borrowers.

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Our Multifamily Division purchases loans on apartment buildings from our network of Optigo® lenders, then bundles these loans into securities for investors – ensuring liquidity, stability and affordability in the market.

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Renters, Buyers & Owners

Whether you are looking to buy or sell a home, refinance a mortgage, or find a quality rental, our resources help you understand your options and decide what’s right for you.