Reference Rates Transition
Freddie Mac is working closely with the Federal Housing Finance Agency and other industry participants on a thoughtful and deliberate process to replace or end the use of certain established reference rates, such as LIBOR, COFI and CMT, in its products, issuances and contracts.

Information on the LIBOR Transition at Freddie Mac
- Key LIBOR Transition Milestones pdf
- Legacy LIBOR Timeline
- Playbook pdf
- FAQ pdf
- Replacement Index Selections pdf
- Consolidated CUSIP List xlsx
Additional Information For:
Seller-Servicers of Single-Family ARMs
- Single-Family ARM Playbook pdf
- Single-Family FAQs pdf
- LIBOR-to-SOFR Transition Timeline
- SOFR-Indexed ARMs Product Page
- Ready. Set. SOFR! Video
- Resources and System Updates to Help Guide Your LIBOR Transition
- SOFR At-a-Glance for Selling and Delivery
- SOFR - How to Get Ready and What’s Changing for Selling & Delivery
- SOFR ARM Fact Sheet
Credit Risk Transfer (CRT) Investors
Optigo Lenders and Multifamily Investors
- Multifamily Playbook pdf
- Multifamily FAQ pdf
- Freddie Mac Multifamily LIBOR Transition
- Update on LIBOR Transition
- Freddie Mac to Use 30-day Average for SOFR
- Freddie Mac Prices First K-Deal with Bonds Indexed to SOFR
Capital Markets Investors
Information on the COFI Transition at Freddie Mac

Information on Refinancing Your LIBOR or COFI ARMs
- My Home Refinancing
- Should I refinance? (consumerfinance.gov) pdf
- CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR | Consumer Financial Protection Bureau (consumerfinance.gov)
- LIBOR Is Being Phased Out. How Will My Mortgage Be Affected? – My Home by Freddie Mac
Announcements
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May 16, 2023
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April 13, 2023
Freddie Mac Lists Securities Transitioning from LIBOR, Together with Fallback Reference Rates
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January 13, 2023
Freddie Mac Announces Additional Details Regarding the LIBOR Transition
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December 22, 2022
Freddie Mac Announces Replacement Rates for Its Legacy LIBOR Contracts
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September 28, 2022
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February 28, 2022
Freddie Mac Announces the Launch of the Enterprise 11th District COFI Replacement Indices
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December 15, 2021
Freddie Mac Outlines Resources Available to Consumers to Refinance LIBOR or COFI Loans
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October 20, 2021
Freddie Mac Announces Enterprise 11th District COFI Replacement Indices Web Page
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April 27, 2021
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February 3, 2021
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December 17, 2020
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September 18, 2020
Freddie Mac Evaluating LIBOR Cessation Impact on BBA Method Legacy CMO Bonds
Contact
For more information on the LIBOR transition at Freddie Mac, contact one of the following
This is not an offer to buy or sell any Freddie Mac securities. Offers for any given security are made only through applicable offering circulars and related supplements, which incorporate Freddie Mac's most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC); all other reports Freddie Mac files with the SEC pursuant to Section 13(a) of the Securities Exchange Act of 1934 (Exchange Act), excluding any information "furnished" to the SEC on Form 8-K; and all documents that Freddie Mac files with the SEC pursuant to Sections 13(a), 13(c) or 14 of the Exchange Act, excluding any information "furnished" to the SEC on Form 8-K.
The financial and other information contained on this page and in the documents that may be accessed on this page speaks only as of the date of those documents. The information could be out of date and no longer accurate. Freddie Mac undertakes no obligation, and disclaims any duty, to update any of the information in those documents.
These materials may contain forward-looking statements. Forward-looking statements involve known and unknown risks and uncertainties, some of which are beyond the company's control. Management's expectations for the company's future necessarily involve a number of assumptions, judgments and estimates, and various factors could cause actual results to differ materially from the expectations expressed in these and other forward-looking statements. These assumptions, judgments, estimates and factors are discussed in the company's most recent Annual Report on Form 10-K, and its reports on Form 10-Q and Form 8-K, which are available on the Investor Relations page of the company's Web site at www.FreddieMac.com/investors and the SEC's website at www.sec.gov. The company undertakes no obligation to update forward-looking statements it makes to reflect events or circumstances occurring after the date of this page.