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Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they in turn can provide financing options to qualified borrowers.

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Jim Whitlinger
CorporateMay 1, 2025

Freddie Mac CFO Discusses First Quarter 2025 Financial and Business Results

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OutlookJanuary 24, 2025

Economic, Housing and Mortgage Market Outlook – January 2025

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Forecast & Outlook

  • Outlook | January 24, 2025

    Economic, Housing and Mortgage Market Outlook – January 2025

    The U.S. economy grew at a stronger pace than initially estimated in the third quarter of 2024 while the labor market remains resilient. More

    Post-Pandemic Job Gains: 2024's 29M is the largest increase ever after a recession, followed by 24M in 2001
  • Outlook | December 20, 2024

    Economic, Housing and Mortgage Market Outlook – December 2024 | Spotlight: Homeowner vs. Renter Spending

    The U.S. economy remains robust with strong Q3 growth driven by consumer spending. More

    Mortgage rates have been on a roller coaster ride in 2024
  • Outlook | November 26, 2024

    Economic, Housing and Mortgage Market Outlook – November 2024 | Spotlight: Housing Supply

    The U.S. economy remains resilient with strong Q3 growth even as the labor market moderates. More

    Line chart showing the change in mortgage rates in the 12 weeks prior and 12 weeks after the first Fed rate cut in seven episodes since the 1990s. Rates begin declining in anticipation of the Fed rate cut but after the cut remain stable and decline only gradually.
  • Outlook | October 18, 2024

    Economic, Housing and Mortgage Market Outlook – October 2024 | Spotlight: First-Time Homebuyers

    The U.S. economy remains strong with upward revisions to GDP growth as well as job growth. More

    The home price gap for first-time homebuyers - In 2024, the rate of increase in entry-level prices is 63% above the rate of increase in high-end prices
  • Outlook | September 23, 2024

    Economic, Housing and Mortgage Market Outlook – September 2024 | Spotlight: Natural Disaster Threat

    The U.S. economy continues to expand but shows signs of slowing, which are consistent with a soft landing. More

    In 2003, the largest share of households which needed to evacuate temporarily or were displaced for longer term were low-income or minorities
  • Outlook | August 20, 2024

    Economic, Housing and Mortgage Market Outlook – August 2024 | Spotlight: Refinance Trends

    The U.S. economy continues to remain strong as shown in Q2 2024 GDP growth, but some signs of cooling have emerged in the labor market. More

    Quarterly refinance volume in Q2 2024 was $62 billion, the lowest since Q3 1996. Refinance volume in the first half of 2024 ($147 billion) was the weakest since the first half of 1995.

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Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2025 by Freddie Mac.

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