Economic and Housing Research
Original research and analysis on housing trends, the economy and the mortgage market
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Outlook | January 22, 2024
Economic, Housing and Mortgage Market Outlook – January 2024 | Spotlight: Discount Points
While the economy continues to expand and added 2.7 million jobs in 2023, signs point to a normalization in the labor market as job growth is expected to moderate in 2024. More
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Spotlight | December 20, 2023
The Year in Review: Top Three Trends of 2023
Our recap of 2023 spotlights the three key trends that defined the year: resilient consumers, the rate lock-in effect and a rebound in house prices. More
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Outlook | December 20, 2023
Economic, Housing and Mortgage Market Outlook – December 2023
Bolstered by resilient consumer spending and investment, the U.S. economy expanded in 2023, defying expectations of a recession. More
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Spotlight | November 21, 2023
Young Adult Homebuyers are Cracking the Homeownership Code
Despite affordability challenges, young adult first-time homebuyers have been a dominant driver of the housing, getting help from co-borrowers aged 55+. More
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Outlook | November 21, 2023
Economic, Housing and Mortgage Market Outlook – November 2023
Economic growth remained strong in Q3, primarily due to solid consumer spending. We expect the economy to slow down as the full impact of higher interest rates is felt. More
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Spotlight | October 20, 2023
Millennial Household Formation — Potential for Another 2 Million Households
Millennials are not forming households at the same rate and age as Boomers and Gen Xers. If they had, there would be 2 million more households today. More