Economic and Housing Research
Original research and analysis on housing trends, the economy and the mortgage market
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Outlook | March 20, 2024
Economic, Housing and Mortgage Market Outlook – March 2024
While the U.S. economy remains robust, inflation pressure continues, which could keep mortgage rates higher for longer. More
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Spotlight | February 26, 2024
Aging Boomers and the Impact on the Housing Market Over the Next Decade
Baby Boomers’ housing decisions over the next few years could have a major impact on the housing market and homeownership aspirations of Millennials and Gen Z. More
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Outlook | February 26, 2024
Economic, Housing and Mortgage Market Outlook – February 2024
The housing market continues to feel the impact of higher mortgage rates with home sales at multi-decade lows and starts declining over 2023. Robust demand and a lack of supply have led to a reacceleration in house prices. More
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Spotlight | January 22, 2024
More Borrowers Pay Discount Points, But It May Not Be Worth It
Facing higher borrowing costs, borrowers are paying more discount points to buy down their mortgage rate, but they may not be getting the benefit. More
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Outlook | January 22, 2024
Economic, Housing and Mortgage Market Outlook – January 2024
While the economy continues to expand and added 2.7 million jobs in 2023, signs point to a normalization in the labor market as job growth is expected to moderate in 2024. More
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Spotlight | December 20, 2023
The Year in Review: Top Three Trends of 2023
Our recap of 2023 spotlights the three key trends that defined the year: resilient consumers, the rate lock-in effect and a rebound in house prices. More