Skip to main content
FreddieMac.com
  • Freddie Mac Home
    View our other sites
    • Freddie Mac Home
    • View sites for Single-Family Division
      • Single-Family Division

        Insights, products, and technology to help you grow your business.
      • Seller/Servicer Guide

        Learn how to work with us with our Guide Bulletins and Industry Letters.
    • Multifamily Division
    • Capital Markets Division
    • View sites for Renters, Buyers and Owners
      • My Home by Freddie Mac®

        Resources to help you rent, buy, and own your home.
      • Do we own your mortgage?

        Find out if Freddie Mac owns your loan using our secure lookup tool.
      • Did we finance your apartment?

        Use our lookup tool to see if Freddie Mac financed your apartment building.
      • CreditSmart®

        Financial and homeownership education resources all about you.
Freddie Mac Home
  • About
  • Our Business
  • Research & Perspectives
  • Media Room
  • Careers
  • Search
Freddie Mac Home
  • About
    • Overview
    • Our Leaders
    • Corporate Governance
      • Annual Meeting
      • Authority of Board
      • Board Committees
      • Board of Directors
      • Codes of Conduct
      • Contact the Board
    • Our Mission
    • Investor Relations
      • Corporate Financials
        • Annual Reports
        • Earnings Releases
        • Monthly Volume Summaries
        • SEC Filings
        • Request Financial Documents
      • Common Stock
      • Preferred Stock
      • Investor Resources
        • Investor FAQ
        • Credit Ratings
        • Contact Information
      • ERCF Public Disclosure
    • Diversity, Equity & Inclusion
    • Duty to Serve
    • Sustainability
    • 50 Years of Home Interactive Map
    • Affordable Housing
    • Reference Rates Transition
    • Pilot Transparency
  • Our Business
    • Overview
    • Single-Family Division
    • Multifamily Division
    • Capital Markets Division
  • Research & Perspectives
    • Research and Perspectives Overview
    • All Research
    • Mortgage Rates
      • About
      • Frequently Asked Questions
      • Archive
      • Syndicate
    • Insights, Notes & Briefs
    • Forecast & Outlook
    • Consumer Research
    • Indices
      • House Price Index
        • Frequently Asked Questions
      • AIMI
        • About AIMI
        • AIMI FAQS
    • Datasets
      • Single Family Loan-Level Dataset
      • Federal Cost of Funds Index
    • All Perspectives
  • Media Room
    • Overview
    • Press Release Archive
    • Corporate Release Archive
    • Single-Family Release Archive
    • Multifamily Release Archive
    • Housing & Economic Research Archive
    • Capital Markets Release Archive
    • Investor Relations Release Archive
  • Careers
    • Overview
    • Search for Career Opportunities
    • Our People
    • Our Benefits
    • Student Opportunities
    • Careers Blog
    • Events
  • Search
  • Close Navigation
  • About Us
  • Overview
  • Our Leaders
  • Corporate Governance
  • Our Mission
  • Investor Relations
  • Diversity, Equity & Inclusion
  • Our Work
  • Duty to Serve
  • Sustainability
  • 50 Years of Home Interactive Map
  • Affordable Housing
  • Reference Rates Transition
  • Pilot Transparency
Our mission

Our Mission

Learn how we are delivering on our mission of Making Home Possible.

Read More

Man riding bike

Building Communities That Invest in Their Residents

Our Tenant Advancement Commitments are incentivizing the creation of affordable rental units that provide supportive services.

Read More

  • Overview
  • Single-Family Division
  • Multifamily Division
  • Capital Markets Division
a single-family home

Single-Family

Our Single-Family Division keeps mortgage capital flowing by purchasing mortgage loans from lenders so they in turn can provide financing options to qualified borrowers.

Read More

a multifamily building

Multifamily

Our Multifamily Division provides liquidity and stability to the rental housing market, improving access to quality, affordable housing.

Read More

  • Research and Perspectives Overview
  • Research
  • All Research
  • Mortgage Rates
  • Insights, Notes & Briefs
  • Forecast & Outlook
  • Consumer Research
  • Indices
  • Datasets
  • Perspectives
  • All Perspectives
Carol Khalil Bio Image
CorporateSeptember 21, 2023

Making Home Possible – and Sustainable

Read More

OutlookSeptember 21, 2023

Economic, Housing and Mortgage Market Outlook – September 2023

Read More

  • Overview
  • Press Release Archive
  • Corporate Release Archive
  • Single-Family Release Archive
  • Multifamily Release Archive
  • Housing & Economic Research Archive
  • Capital Markets Release Archive
  • Investor Relations Release Archive

Media Contact

For Press Inquiries Only
Phone: (703) 903-3933
Email: [email protected]

For non-press inquiries, visit our FAQs page.

  • Overview
  • Search for Career Opportunities
  • Our People
  • Our Benefits
  • Student Opportunities
  • Careers Blog
  • Events
employee working at her desk

Here, passion meets purpose. Talent meets opportunity. Ambition meets success.

Read More

Search for Career Opportunities

Join us for new and exciting career opportunities that will let you achieve more and be at your best.

Search Opportunities

  1. Home
  2. Research & Perspectives
  3. Research

Insights, Notes & Briefs

  • Insight | January 28, 2021

    U.S. Population Growth: Where is housing demand strongest?

    What is the main driver of demand for housing in the United States? The answer is simple: people. The American population is a diverse group with multifaceted and individualistic housing needs. More

    Line chart showing population growth rate by region between 1970 and 2019
  • Insight | November 17, 2020

    Mortgage Forbearance Rates during the COVID-19 Crisis

    Bob and Jane purchased their home three years ago. Now, in the midst of the pandemic, Jane is furloughed from her job as a purchasing manager, and Bob is working fewer hours as a mechanic. They are wondering how long their savings will last. Postponing mortgage payments would make their reserves hold out a lot longer. More

    Table chart showing forbearance rates by sample period
  • Research Note | September 10, 2020

    Unravelling Perceptions of Flood Risk: Examining Changes in Home Prices in Harris County, Texas in the Aftermath of Hurricane Harvey

    If you want to buy a home, is living near the water on your wish list? If so, how much do you worry about flooding? More

    Color bar graphs showing prices an discounts of a typical home in  Harris County before and after Hurricane Harvey
  • Insight | July 16, 2020

    Granny Flats, Garage Apartments, In-Law Suites: Identifying Accessory Dwelling Units from Real Estate Listing Descriptions Using Text Mining

    As the nation’s affordable housing crisis intensifies, there is a growing movement in high-cost areas for the legalization and expansion of accessory dwelling units (ADUs)—also referred to as granny flats, garage apartments, and in-law suites. More

    Graph showing the number of AUDs listed on MLS for the first time across the United States from 1997 to 2017
  • Research Note | July 6, 2020

    Refinance Trends in the First Quarter of 2020

    American homeowners have many options when it comes to mortgage financing. Most homeowners with a mortgage opt for a fully pre-payable 30-year fixed rate mortgage. The fixed rate locks in a fixed payment for the life of the loan, while the 30-year term lowers the required monthly payment. More

    Graph showing U.S. single-family mortgage refinance originations
  • Insight | February 27, 2020

    The Housing Supply Shortage: State of the States

    The United States suffers from a severe housing shortage. In a recent study, The Major Challenge of Inadequate U.S. Housing Supply, we estimated that 2.5 million additional housing units will be needed to make up this shortage. Our earlier study used national statistics, treating the United States as a single market. What happens when we look closer, basing the analysis at the state level? More

    Blue map showing housing stock deficit as proportion of a state's housing stock

Pagination

  • Previous page« Previous
  • Page1
  • Page2
  • Page3
  • Page4
  • Current page5
  • Page6
  • Page7
  • Page8
  • Page9
  • Next page …
  • Next pageNext »

Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2023 by Freddie Mac.

Insights in Your Inbox

Keep up to date on the latest housing industry trends with insights, analysis and news delivered to your inbox.

Subscribe

What's on Your Mind?

Send your questions and comments about Freddie Mac's research to our economists.

Contact Us

Share
Freddie Mac Home

Our Company

About Us

Our Mission

Media Room

Investor Relations

Careers

Our Suppliers

Our Business

Single-Family Division

Multifamily Division

Capital Markets Division

Resources

Mortgage Lookup Tool

Rental Lookup Tool

My Home by Freddie Mac®

CreditSmart®

Reference Rates Transition

Connect With Us

Contact Us

Sign up for news, tips, and insights

© 2023 Freddie Mac
  • Terms of Use
  • Privacy Policy
  • State Privacy Notices
  • Cookie Preferences
  • Your Privacy Choices
  • © 2023 Freddie Mac Follow us on social media