Insights, Notes, Briefs & Spotlights
Insights and Research Notes are comprehensive research on current topics of importance to housing and the economy.
Research Briefs and Spotlights are more concise analyses of current topics of importance to housing and the economy.
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Research Brief | July 31, 2023
Temporary Mortgage Rate Buydown Activity Spiked in Late 2022, Now Becoming Less Common
In the second-half of 2022, temporary mortgage rate buydowns increased in popularity. However, several factors explain why temporary rate buydowns remain a niche market. More
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Spotlight | June 17, 2023
The Below-Median Income Homeownership Rate Is Surging
This research looks at homeownership rates broken out by income level and the surprising trend that has emerged in recent years. More
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Research Brief | May 24, 2023
The Top 10 Metro Areas Homebuyers Are Moving Into and Out of
According to recent Freddie Mac research, the pace of net migration is declining but the same metro areas are experiencing net migration gains and losses. More
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Spotlight | May 22, 2023
Inflation Diffuses to More ‘Sticky’ Consumer Price Segments
To better understand how inflation has moved, we group items from the CPI index based on purchase frequency: frequent, infrequent and contractual. More
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Research Brief | April 25, 2023
Low-Income Homebuyers Are Less Likely to Migrate from Cities, More Likely to Miss Potential Cost Savings
Since the start of the pandemic, low-income homebuyers are 25% less likely than moderate- and high-income homebuyers to move out of the top 25 largest metro areas, and those who don’t move may miss out on $1,800 per year in cost savings. More
