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CorporateSeptember 21, 2023

Making Home Possible – and Sustainable

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OutlookSeptember 21, 2023

Economic, Housing and Mortgage Market Outlook – September 2023

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Insights, Notes & Briefs

  • Research Note | November 9, 2022

    Migration to Environmentally Risky Areas: A Consequence of the Pandemic

    The pandemic amplified the exodus from large, expensive metro areas to smaller, more affordable destinations. Many such desirable destinations that are farther from the cities are not only less costly but are also closer to natural amenities. Natural amenities, however are often associated with environmental risks and moving closer to these amenities can also mean increased exposure to various natural hazards. More

    Inflows to high-risk areas from low and moderate-risk areas have doubled since the pandemic
  • Research Note | November 3, 2022

    Freddie Mac’s Newly Enhanced Mortgage Rate Survey Explained

    To ensure that Freddie Mac’s Primary Mortgage Market Survey® continues to provide high-quality information on the mortgage market, we are making new enhancements to our methodology. More

    PMMS Banner
  • Research Brief | September 8, 2022

    Co-Borrowing Is on the Rise for First-Time Homebuyers

    An increasing percentage of young first-time homebuyers are relying on support from older generations, including their parents, to afford a home. More

    The share of young adult borrowers who have a co-borrower over the age of 55 has increased in the past two decades.
  • Research Note | June 22, 2022

    In Pursuit of Affordable Housing: The Migration of Homebuyers within the U.S.—Before and After the Pandemic

    In this Research Note, the first of a three-part series on migration, we compare net migration of homebuyers across U.S. metropolitan areas ("internal migration") and explore the patterns of metro-to-metro migration flows. More

    Exhibit 2: Metro-level map of pre- and post-pandemic homebuyer net migration
  • Research Note | June 9, 2022

    What Drove Home Price Growth and Can it Continue?

    Home prices, the best single indicator of whether market conditions favor buyers or sellers, jumped 33% nationally over the past two years. What is behind the strength of the housing market, and can it continue? More

    202204 Note Home Prices Ex01
  • Research Note | May 10, 2022

    Racial & Ethnic Valuation Gaps in Home Purchase Appraisals - A Modeling Approach

    This Research Note builds on our previous Note published in September 2021 to report on a refined and expanded modeling approach that Freddie Mac adopted in the racial valuation gap context. Our first Note analyzed tract averages as little research existed on this important topic and we wanted to spark a discussion and receive feedback on our approach leading to subsequent work. This Note reflects much of the feedback we have received. More

    202203 Note Appraisals Exhibit 01

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Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2023 by Freddie Mac.

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