Insights, Notes & Briefs
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Research Note | November 9, 2022
Migration to Environmentally Risky Areas: A Consequence of the Pandemic
The pandemic amplified the exodus from large, expensive metro areas to smaller, more affordable destinations. Many such desirable destinations that are farther from the cities are not only less costly but are also closer to natural amenities. Natural amenities, however are often associated with environmental risks and moving closer to these amenities can also mean increased exposure to various natural hazards. More
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Research Note | November 3, 2022
Freddie Mac’s Newly Enhanced Mortgage Rate Survey Explained
To ensure that Freddie Mac’s Primary Mortgage Market Survey® continues to provide high-quality information on the mortgage market, we are making new enhancements to our methodology. More
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Research Brief | September 8, 2022
Co-Borrowing Is on the Rise for First-Time Homebuyers
An increasing percentage of young first-time homebuyers are relying on support from older generations, including their parents, to afford a home. More
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Research Note | June 22, 2022
In Pursuit of Affordable Housing: The Migration of Homebuyers within the U.S.—Before and After the Pandemic
In this Research Note, the first of a three-part series on migration, we compare net migration of homebuyers across U.S. metropolitan areas ("internal migration") and explore the patterns of metro-to-metro migration flows. More
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Research Note | June 9, 2022
What Drove Home Price Growth and Can it Continue?
Home prices, the best single indicator of whether market conditions favor buyers or sellers, jumped 33% nationally over the past two years. What is behind the strength of the housing market, and can it continue? More
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Research Note | May 10, 2022
Racial & Ethnic Valuation Gaps in Home Purchase Appraisals - A Modeling Approach
This Research Note builds on our previous Note published in September 2021 to report on a refined and expanded modeling approach that Freddie Mac adopted in the racial valuation gap context. Our first Note analyzed tract averages as little research existed on this important topic and we wanted to spark a discussion and receive feedback on our approach leading to subsequent work. This Note reflects much of the feedback we have received. More