Insights, Notes, Briefs & Spotlights
Insights and Research Notes are comprehensive research on current topics of importance to housing and the economy.
Research Briefs and Spotlights are more concise analyses of current topics of importance to housing and the economy.
Explore Research
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Spotlight | July 19, 2024
Credit Card, Auto and Mortgage Delinquencies
While credit card and auto loans are performing worse than their pre-pandemic average, mortgage loans are performing better. More
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Spotlight | June 20, 2024
Asian American, Native Hawaiian, and Pacific Islanders Homeownership Gap
The Asian American, Native Hawaiian, and Pacific Islander cohort is growing as a percentage of the population, and we expect their homeownership rate to increase. More
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Spotlight | May 16, 2024
Mortgage Interest Rate Dispersion by Generation: Implications for the Housing Market
An analysis suggests that while Millennials and Gen Xers on average have secured low mortgage rates, refinance potential still exists among these generations. More
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Spotlight | April 18, 2024
The 2024 Spring Homebuying Season: An Early Preview Using Mortgage Application Data
A preview of spring homebuying season shows a healthy recovery and first-time homebuyers carrying demand, making up almost 6 out of 10 purchase applications. More
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Spotlight | March 20, 2024
The Cost of Homeowners’ Insurance
Homeowners’ insurance costs are growing but are a small fraction compared to the mortgage principal and interest payments. More
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Spotlight | February 26, 2024
Aging Boomers and the Impact on the Housing Market Over the Next Decade
Baby Boomers’ housing decisions over the next few years could have a major impact on the housing market and homeownership aspirations of Millennials and Gen Z. More