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Danny Gardner
Single-FamilyMarch 7, 2023

Addressing the Homeownership Gap by Serving the Underserved

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Research BriefMarch 13, 2023

Renters and Homeowners with Disabilities Struggle with Financial Security and Housing Accessibility

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Housing and Economic Research

Original research and analysis on housing trends, the economy and the mortgage market

  • Research Brief | May 6, 2022

    Homebuyers in Coastal Florida Are Not Factoring Sea Level Rise Risk into Home Prices

    Our analysis showed that home prices in coastal Florida may not be taking into account the future risk of rising sea levels. More

    .5% price premium for homes at risk from sea level rise not within floodplains
  • Research Note | April 25, 2022

    Trends in Mortgage Refinancing Activity

    This Research Note covers recent developments in the U.S. mortgage market. We review trends in mortgage refinancing activity, including a detailed look at payment savings and equity extraction through cash-out refinances. We also examine recent trends in mortgage origination discount points and fees and close with a discussion of heterogeneity in the mortgage market. More

    U.S. single-family mortgage refinance originations (2021 U.S. dollars, billions)
  • Research Brief | April 21, 2022

    Did COVID-19 Affect Urban Renters’ Living Plans?

    Our survey showed urban renters’ feelings about city living remain consistent, but renters assigned more value to certain aspects of their communities than early in the pandemic. More

    Did COVID-19 Affect Urban Renters’ Living Plans?
  • Forecast | April 18, 2022

    Quarterly Forecast: The Purchase Market Will Remain Solid Even as Mortgage Rates Rise

    Rising rates will lead to moderation in homebuyer demand and house price appreciation. But overall, the housing market will remain a bright spot in the U.S. economy. More

    Quarterly Economic Forecast 2022 Q2 Snapshot
  • Research Brief | April 11, 2022

    Housing Sentiment in the First Quarter of 2022

    In the first quarter of 2022, we found that people remain confident in the strength of the U.S. housing market, a view that was catalyzed by low interest rates. More

    In the first quarter of 2022, we found that people remain confident in the strength of the U.S. housing market, a view that was catalyzed by low interest rates

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Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2023 by Freddie Mac.

Key Market Dashboards

  • Forecast Snapshot

    Full Year 2022 as of October
    30-Yr FRM
    5.4%
    Originations
    2,595($B)
    Home Sales
    5.8(M)
    House Price Growth
    6.7%

    Current Commentary & Forecast

  • Primary Mortgage Market Survey®

    Average Rates as of March 16, 2023
    30-Yr FRM
    6.60%
    15-Yr FRM
    5.90%

    This Week's Survey

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